$271,000
SOLD SEP 1, 2020

427 Blue Ridge Dr Unit 2 Oswego, IL 60543

North Oswego Neighborhood
4 Beds
3 Baths
1,942 Sq Ft
0.27 Acres

Recently Sold

$140 Per Sq Ft

1% Below List Price

3 Days on Market

Highlights

  • Corner Lot
  • Walk-In Pantry
  • Attached Garage
  • Churchill Elementary School Rated A-
  • Fenced Yard
  • 3-minute walk to Ogden Falls Park

About This Home

As of September 2020

Need to work from home? Plenty of room here! This home checks all of the boxes. 4 Bedroom, 2.5 Bath home with New Roof, New Siding & New Gutters! Open floor plan with nice kitchen with stainless steel appliances, separate dining room and large family room. Convenient first floor laundry. Full unfinished basement, with bathroom rough-in, ready to be finished! 2 car attached garage, Deck and Huge fenced back yard. On a corner lot across the street from the park. Last buyer could not get financing & we had to re-list the home.

Last Agent to Sell the Property

Susan Rigsby

Fathom Realty IL LLC License #475138315 Listed on: 07/22/2020

Fathom Realty IL LLC

Last Buyer's Agent

Judith Manriquez

Su Familia Real Estate Inc License #475168526

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,837

Year Built | Renovated

  • 2002 | 2017

Lot Details

  • Fenced Yard
  • Corner Lot

HOA Fees

  • $23 per month

Parking

  • Attached Garage
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Brick Exterior Construction
  • Vinyl Siding

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Laundry on main level
  • Basement Fills Entire Space Under The House

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,837

Year Built | Renovated

2002 | 2017

Lot Details

0

HOA Fees

$23 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • Recent Rehab: Yes
  • Age: 16-20 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Rehab Year: 2017
  • Total Full or Half Bathrooms: 2.1
  • Type Detached: 2 Stories
  • Estimated Year Built: 2002
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2002
  • Year Renovated: 2017

Interior Features

  • Interior Property Features: 1st Floor Laundry, Walk-In Closet(s)
  • Number Of Rooms: 7
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator
  • Basement: Full
  • Basement: Unfinished
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 10X6, On Level: Main Level, Flooring: Vinyl
  • Dining Room: Dimensions: 12X12, On Level: Main Level, Flooring: Carpet
  • Kitchen Type: Dimensions: 18X14, On Level: Main Level, Flooring: Vinyl
  • Kitchen Type: Eating Area-Breakfast Bar, Eating Area-Table Space, Pantry-Closet
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 17X14, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 2: Dimensions: 11X11, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 3: Dimensions: 11X10, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 4: Dimensions: 10X10, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 1942
  • Dining Room Type: Separate
  • Family Room: Dimensions: 15X14, On Level: Main Level, Flooring: Carpet

Exterior Features

  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Vinyl Siding, Brick
  • Acreage: 0.2748

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Includes: Common Insurance
  • Special Assessments: U
  • Assessment Association Fees: 275
  • Management Contact Name: Property Manager
  • Management Phone: 815-609-2330

Fee Information

  • Management Company: Neimanich Consulting

Schools

  • School District: 308
  • Elementary School: Churchill Elementary School
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 90X133
  • Lot Description: Corner, Fenced Yard
  • Parcel Identification Number: 0311226001

Tax Info

  • Taxes: 7044.46

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 22, 2020
Closed on
Aug 31, 2020
Sold by
Fairbaim John P and Fairbaim Karla
Bought by
Manriquez Cyndi and Bedolla Jaime O
Seller's Agent
Susan Rigsby
Fathom Realty IL LLC
Buyer's Agent
Judith Manriquez
Su Familia Real Estate Inc
List Price
$274,900
Sold Price
$271,000
Premium/Discount to List
-$3,900
-1.42%
Current Estimated Value
$417,318

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$146,318
Avg. Annual Appreciation
8.12%
Original Mortgage
$230,350
Outstanding Balance
$205,808
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$195,163

Purchase Details

Listed on
Jan 16, 2018
Closed on
Mar 8, 2018
Sold by
Federal National Mortgage Association
Bought by
Fairbairn John P and Medina Karla
Seller's Agent
Craig Caffarello
Your Place Realty Group
Buyer's Agent
Susan Rigsby
Fathom Realty IL LLC
List Price
$251,900
Sold Price
$251,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.99%
Original Mortgage
$247,336
Interest Rate
4.62%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 28, 2017
Sold by
Poker Brandon and Poker Julie
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Mar 28, 2017
Sold by
Poker Juile A and Poker Brandon T
Bought by
Poker Brandon T

Purchase Details

Closed on
Nov 20, 2002
Sold by
Popp Joseph J
Bought by
Poker Brandon and Poker Julie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,800
Interest Rate
7.49%

Purchase Details

Closed on
Mar 28, 2002
Sold by
Lord & Essex Inc
Bought by
Popp Joseph J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
6.87%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $271,000 Fidelity National Title Co
Special Warranty Deed $252,000 None Available
Sheriffs Deed -- None Available
Interfamily Deed Transfer -- Attorney
Quit Claim Deed $206,000 Chicago Title Insurance Co
Warranty Deed $225,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $230,350 New Conventional
Previous Owner $252,047 FHA
Previous Owner $247,336 FHA
Previous Owner $213,909 New Conventional
Previous Owner $221,000 Unknown
Previous Owner $218,400 Unknown
Previous Owner $181,600 Balloon
Previous Owner $38,900 Stand Alone Second
Previous Owner $172,800 No Value Available
Previous Owner $180,000 No Value Available
Closed $43,200 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/01/2020 09/01/20 Sold $271,000 -1.4% $140 / Sq Ft
07/25/2020 07/25/20 Pending -- -- --
07/22/2020 07/22/20 For Sale $274,900 +9.1% $142 / Sq Ft
03/12/2018 03/12/18 Sold $251,900 0.0% $130 / Sq Ft
02/15/2018 02/15/18 Pending -- -- --
01/16/2018 01/16/18 For Sale $251,900 -- $130 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,837 $115,810 $28,096 $87,714
2023 $8,263 $104,334 $25,312 $79,022
2022 $8,263 $97,508 $23,656 $73,852
2021 $8,046 $91,989 $22,317 $69,672
2020 $7,711 $87,608 $21,254 $66,354
2019 $7,255 $81,576 $21,254 $60,322
2018 $6,844 $76,475 $19,925 $56,550
2017 $6,644 $70,810 $18,449 $52,361
2016 $6,526 $68,748 $17,912 $50,836
2015 $6,289 $63,655 $16,585 $47,070
2014 -- $60,624 $15,795 $44,829
2013 -- $61,237 $15,955 $45,282
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10791423

Midwest Real Estate Data (MRED)

APN: 03-11-226-001