427 Blue Ridge Dr Unit 2 Oswego, IL 60543
North Oswego Neighborhood
4
Beds
3
Baths
1,942
Sq Ft
0.27
Acres
Highlights
- Corner Lot
- Walk-In Pantry
- Attached Garage
- Churchill Elementary School Rated A-
- Fenced Yard
- 3-minute walk to Ogden Falls Park
About This Home
As of September 2020Great location for this 4 Bedroom, 2.5 Bath Home. Park across the street from house. Open floor plan with nice kitchen, separate dining room and large family room. First floor laundry. NEW paint, flooring, and appliances. Huge basement, with bath rough-in, ready to be finished!!! 2 car attached garage and fenced back yard. Corner lot. This is a Fannie Mae Homepath property.
Last Agent to Sell the Property
Your Place Realty Group License #471000221 Listed on: 01/16/2018
Co-Listed By
Barbara Craft-Thorn
Your Place Realty Group
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,837
Year Built | Renovated
- 2002 | 2017
Lot Details
- Fenced Yard
- Corner Lot
HOA Fees
- $23 per month
Parking
- Attached Garage
- Parking Included in Price
- Garage Is Owned
Home Design
- Brick Exterior Construction
- Vinyl Siding
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Oven or Range
- Microwave
- Dishwasher
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Additional Features
- Primary Bathroom is a Full Bathroom
- Laundry on main level
- Basement Fills Entire Space Under The House
Listing and Financial Details
- Homeowner Tax Exemptions
- $7,305 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 22, 2020
Closed on
Aug 31, 2020
Sold by
Fairbaim John P and Fairbaim Karla
Bought by
Manriquez Cyndi and Bedolla Jaime O
Seller's Agent
Susan Rigsby
Fathom Realty IL LLC
Buyer's Agent
Judith Manriquez
Su Familia Real Estate Inc
List Price
$274,900
Sold Price
$271,000
Premium/Discount to List
-$3,900
-1.42%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$146,318
Avg. Annual Appreciation
8.39%
Original Mortgage
$230,350
Outstanding Balance
$205,808
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$197,251
Purchase Details
Listed on
Jan 16, 2018
Closed on
Mar 8, 2018
Sold by
Federal National Mortgage Association
Bought by
Fairbairn John P and Medina Karla
Seller's Agent
Craig Caffarello
Your Place Realty Group
Buyer's Agent
Susan Rigsby
Fathom Realty IL LLC
List Price
$251,900
Sold Price
$251,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.99%
Original Mortgage
$247,336
Interest Rate
4.62%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 28, 2017
Sold by
Poker Brandon and Poker Julie
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Mar 28, 2017
Sold by
Poker Juile A and Poker Brandon T
Bought by
Poker Brandon T
Purchase Details
Closed on
Nov 20, 2002
Sold by
Popp Joseph J
Bought by
Poker Brandon and Poker Julie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,800
Interest Rate
7.49%
Purchase Details
Closed on
Mar 28, 2002
Sold by
Lord & Essex Inc
Bought by
Popp Joseph J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
6.87%
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $271,000 | Fidelity National Title Co | |
| Special Warranty Deed | $252,000 | None Available | |
| Sheriffs Deed | -- | None Available | |
| Interfamily Deed Transfer | -- | Attorney | |
| Quit Claim Deed | $206,000 | Chicago Title Insurance Co | |
| Warranty Deed | $225,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $230,350 | New Conventional | |
| Previous Owner | $252,047 | FHA | |
| Previous Owner | $247,336 | FHA | |
| Previous Owner | $213,909 | New Conventional | |
| Previous Owner | $221,000 | Unknown | |
| Previous Owner | $218,400 | Unknown | |
| Previous Owner | $181,600 | Balloon | |
| Previous Owner | $38,900 | Stand Alone Second | |
| Previous Owner | $172,800 | No Value Available | |
| Previous Owner | $180,000 | No Value Available | |
| Closed | $43,200 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/01/2020 09/01/20 | Sold | $271,000 | -1.4% | $140 / Sq Ft |
| 07/25/2020 07/25/20 | Pending | -- | -- | -- |
| 07/22/2020 07/22/20 | For Sale | $274,900 | +9.1% | $142 / Sq Ft |
| 03/12/2018 03/12/18 | Sold | $251,900 | 0.0% | $130 / Sq Ft |
| 02/15/2018 02/15/18 | Pending | -- | -- | -- |
| 01/16/2018 01/16/18 | For Sale | $251,900 | -- | $130 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,837 | $115,810 | $28,096 | $87,714 |
| 2023 | $8,263 | $104,334 | $25,312 | $79,022 |
| 2022 | $8,263 | $97,508 | $23,656 | $73,852 |
| 2021 | $8,046 | $91,989 | $22,317 | $69,672 |
| 2020 | $7,711 | $87,608 | $21,254 | $66,354 |
| 2019 | $7,255 | $81,576 | $21,254 | $60,322 |
| 2018 | $6,844 | $76,475 | $19,925 | $56,550 |
| 2017 | $6,644 | $70,810 | $18,449 | $52,361 |
| 2016 | $6,526 | $68,748 | $17,912 | $50,836 |
| 2015 | $6,289 | $63,655 | $16,585 | $47,070 |
| 2014 | -- | $60,624 | $15,795 | $44,829 |
| 2013 | -- | $61,237 | $15,955 | $45,282 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2020
Susan Rigsby
Fathom Realty IL LLC
(630) 745-0506
3 in this area
59 Total Sales
-
Buyer's Agent in 2020
Judith Manriquez
Su Familia Real Estate Inc
(630) 615-9582
1 in this area
5 Total Sales
-
Seller's Agent in 2018
Craig Caffarello
Your Place Realty Group
(630) 898-8500
10 in this area
110 Total Sales
-
B
Seller Co-Listing Agent in 2018
Barbara Craft-Thorn
Your Place Realty Group
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD09835179
APN: 03-11-226-001
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