427 Bunkers Cove Rd Panama City, FL 32401
Estimated payment $3,877/month
Total Views
3,576
4
Beds
2.5
Baths
3,576
Sq Ft
$178
Price per Sq Ft
Highlights
- In Ground Pool
- Traditional Architecture
- Sun or Florida Room
- Deck
- Wood Flooring
- Wine Refrigerator
About This Home
Welcome to 427 Bunkers Cove Road, a standout coastal property located in the highly desirable Cove neighborhood of Panama City, Florida. Just off St. Andrews Bay and around the corner from The St. Andrews Bay Yacht Club, this location is ideal for boaters and anyone craving life near the water — with downtown Panama City just minutes away.
This well-designed home offers 3,576 square feet, 4 bedrooms, and 3 full baths, finished with clean, timeless materials like hardwood flooring and stainless steel appliances. The layout is both functional and inviting, featuring a sunroom drenched in natural light, a chef's kitchen, and open living areas built for real life and entertaining.
Upstairs, tucked off the fourth bedroom, you'll find a hidden bonus/game room — a versatile space with a great view over the pool and backyard. Outside, you've got your own private retreat with a pool, spa jacuzzi, and space to unwind or entertain.
There's also room for your boat, RV, or camper with convenient alley access, plus a large detached shop for storage, gear, or creative use. Add in a whole-home water filtration system and a golf cart-friendly community, and this home checks all the boxes for coastal living.
427 Bunkers Cove Road is that rare mix of space, style, and location. Reach out today to schedule your private showing.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,091
Year Built
- Built in 1940
Lot Details
- 0.26 Acre Lot
- Lot Dimensions are 75x150
- Back Yard Fenced
- Interior Lot
Parking
- 1 Car Garage
- Attached Carport
Home Design
- Traditional Architecture
- Off Grade Structure
- Ridge Vents on the Roof
- Fiberglass Roof
- Vinyl Trim
Interior Spaces
- 3,576 Sq Ft Home
- 2-Story Property
- Built-in Bookshelves
- Crown Molding
- Ceiling Fan
- Fireplace
- Family Room
- Living Room
- Dining Area
- Play Room
- Sun or Florida Room
Kitchen
- Breakfast Bar
- Double Oven
- Gas Oven or Range
- Range Hood
- Microwave
- Dishwasher
- Wine Refrigerator
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Primary Bedroom
Outdoor Features
- In Ground Pool
- Deck
- Patio
- Separate Outdoor Workshop
Schools
- Cherry Street Elementary School
- Jinks Middle School
- Bay High School
Utilities
- Central Heating and Cooling System
- Gas Water Heater
- Cable TV Available
Community Details
- Sudduths 3Rd Addn Subdivision
Listing and Financial Details
- Assessor Parcel Number 21053-000-000
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,424 | $354,911 | -- | -- |
| 2023 | $5,424 | $344,574 | $0 | $0 |
| 2022 | $5,088 | $334,538 | $42,000 | $292,538 |
| 2021 | $5,082 | $327,398 | $40,800 | $286,598 |
| 2020 | $4,983 | $326,022 | $40,125 | $285,897 |
| 2019 | $3,816 | $236,101 | $38,625 | $197,476 |
| 2018 | $3,683 | $283,126 | $0 | $0 |
| 2017 | $3,684 | $285,231 | $0 | $0 |
| 2016 | $3,802 | $287,335 | $0 | $0 |
| 2015 | $3,935 | $288,578 | $0 | $0 |
| 2014 | $3,948 | $291,472 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/26/2025 08/26/25 | Price Changed | $635,000 | +2.4% | $178 / Sq Ft |
| 08/06/2025 08/06/25 | Price Changed | $620,000 | -9.5% | $173 / Sq Ft |
| 07/22/2025 07/22/25 | For Sale | $685,000 | +102.7% | $192 / Sq Ft |
| 06/20/2022 06/20/22 | Off Market | $338,000 | -- | -- |
| 06/20/2022 06/20/22 | Off Market | $415,000 | -- | -- |
| 02/28/2019 02/28/19 | Sold | $415,000 | -5.5% | $143 / Sq Ft |
| 12/16/2018 12/16/18 | Pending | -- | -- | -- |
| 09/11/2018 09/11/18 | For Sale | $439,000 | +29.9% | $151 / Sq Ft |
| 12/16/2013 12/16/13 | Sold | $338,000 | -2.7% | $117 / Sq Ft |
| 11/06/2013 11/06/13 | Pending | -- | -- | -- |
| 11/01/2013 11/01/13 | For Sale | $347,500 | -- | $120 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $415,000 | Attorney | |
| Warranty Deed | $338,000 | Diamond Title Agency Inc | |
| Warranty Deed | $344,000 | Diamond Title Agency Inc | |
| Warranty Deed | $530,000 | Sunbelt Title Agency | |
| Warranty Deed | $298,000 | Sunbelt Title Agency | |
| Warranty Deed | $235,000 | Sunbelt Title Agency |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $400,000 | New Conventional | |
| Closed | $320,000 | New Conventional | |
| Closed | $40,000 | Non Purchase Money Mortgage | |
| Previous Owner | $321,100 | New Conventional | |
| Previous Owner | $247,500 | VA | |
| Previous Owner | $275,200 | Purchase Money Mortgage | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $340,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $238,400 | No Value Available | |
| Previous Owner | $188,000 | No Value Available |
Source: Public Records
Similar Homes in the area
Source: Emerald Coast Association of REALTORS®
MLS Number: 981468
APN: 21053-000-000
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