NOT LISTED FOR SALE

429 Breaker Cove Dr Unit 1 Bay City, MI 48708

Estimated Value: $275,000 - $368,000

3 Beds
2 Baths
1,383 Sq Ft
$220/mo HOA Fee

Last Sold July 17, 2015

Last sale price $142,900 $103 Per Sq Ft

Est. 118% increase in value since last sale

Current estimated payment $2,193/month

44 Days on Market

Highlights

  • Access To Lake
  • Cathedral Ceiling
  • Sun or Florida Room
  • Ranch Style House
  • Wood Flooring
  • 2 Car Attached Garage

About This Home

As of July 2015

This clean, well maintained 3 bedroom, 2 bath condo is located near downtown Bay City and next to the exciting new “Uptown Bay City” riverfront plaza. All brick exterior end unit. Everything on one floor! Large open living area with vaulted ceilings and skylights. White Oak cabinets & trim with brushed nickel finishes complement the Corian counters in the kitchen. Large Master with on-suite bath and walk-in closet. Tile flooring in Kitchen & baths. The three-season room is a great place to sip your morning coffee and read the paper. Watch the Bay City Fireworks from your yard or take a stroll down the river to Uptown! HOA $220/month includes Insurance, Snow and Lawn Care, all exterior maintenance. Current owner pays only $110/yr for insurance on interior items. Low maintenance and low expenses, means easy living! Hurry, this won't last long.

Last Agent to Sell the Property

Ray Spitler

Keller Williams Realty License #SBR-6502364184 Listed on: 05/06/2015

Last Buyer's Agent

Kim Whaley

Re/Max Results License #BCRA-211115

Property Details

Home Type

  • Condominium

Est. Annual Taxes

Year Built

  • Built in 1998

Lot Details

  • Sprinkler System

HOA Fees

  • $220 Monthly HOA Fees

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Slab Foundation

Interior Spaces

  • 1,383 Sq Ft Home
  • Cathedral Ceiling
  • Living Room
  • Sun or Florida Room
  • Laundry Room

Kitchen

  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Outdoor Features

  • Access To Lake
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Internet Available

Community Details

  • Association fees include hoa, lawn maintenance, snow removal, trash removal
  • Maintained Community

Listing and Financial Details

  • Assessor Parcel Number 160-028-152-003-00

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,501

Year Built

Built in 1998

Lot Details

0

HOA Fees

$220 per month

Listing Details

  • Originating MLS: Saginaw Board
  • Class: RESIDENTIAL CONDO
  • Type: 1 to 4 Units, Attached
  • Type Of Property: Condominium
  • Architecture Style: Ranch
  • Structure Style: 1 Story
  • Flood Insurance: Not Required
  • Total Tax Amount: 2501
  • Total Tax Year: 2014
  • Year Built: 1998
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Interior Amenities: 9 ft + Ceilings, Cable/Internet Avail., Cathedral/Vaulted Ceiling, Ceramic Floors, Hardwood Floors, Walk-In Closet
  • Appliances: Dishwasher, Disposal, Microwave
  • Bedrooms: 3
  • Bedroom 1: On 1st Floor, Dimensions: 14 x 12
  • Bedroom 2: On 1st Floor, Dimensions: 14 x 10
  • Bedroom 3: On 1st Floor, Dimensions: 14 x 10
  • Bathrooms Description: First Flr Lavatory, MstrBdrm Full Bathroom, First Flr Full Bathroom
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Room Types: First Floor Bedroom, First Floor Laundry, First Floor Mstr Bedroom, Living Room, Sun/Florida Room, Utility/Laundry Room
  • Dining Room: On 1st Floor, Dimensions: 14 x 10
  • Kitchen: On 1st Floor, Dimensions: 11 x 9
  • Kitchen Features: Dining "L"
  • Laundry: On 1st Floor, Dimensions: 8 x 7
  • Living Room: On 1st Floor, Dimensions: 14 x 12
  • Sun Room: On 1st Floor, Dimensions: 14 x 8
  • Above Grade Finished Sq Ft: 1383
  • Total Finished Sq Ft: 1383

Exterior Features

  • Exterior: Brick
  • Exterior Features: Lawn Sprinkler, Patio, Sidewalks, Street Lights
  • Foundation: Slab
  • Lake Name: Saginaw River
  • Road: City/County, Paved Street
  • Water Features: Lake/River Access, Water View

Garage/Parking

  • Garage: Attached Garage, Electric in Garage, Gar Door Opener
  • Garage Spaces: 2
  • Parking: 3 or More Spaces, Garage
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary, Storm
  • Water: Public Water
  • Water Heater: Gas
  • Cooling: Central A/C

Condo/Co-op/Association

  • HOA Fee Includes: Hoa, Lawn Maintenance, Snow Removal, Trash Removal
  • HOA Fees: 220
  • HOA Fee Frequency: Monthly
  • HOA Fee Includes: Exterior Maintenance, Grounds Maintenance, Snow Removal
  • Community Features: Grounds Maintenance, Sidewalks, Street Lights, Pets-Allowed
  • Association Fee: Yes

Lot Info

  • Assessor Parcel Number: 160-028-152-003-00
  • Zoning: Residential
  • Location: Subdivision
  • Lot Description: Zero Lot Line
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2014, Amount: $2,207.00
  • Winter Tax: Year: 2014, Amount: $294.00
  • Taxable Value: 52120
  • Total Tax: Year: 2014, Amount: $2,501.00
  • SEV Year: 2015

MLS Schools

  • School District: Bay City School District

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 6, 2015
Closed on
Jul 17, 2015
Sold by
Mosey David S and Mosey Jessica L
Bought by
Dixon James A and Dixon Francine M
Seller's Agent
Ray Spitler
Keller Williams Realty
Buyer's Agent
Kim Whaley
Re/Max Results
List Price
$144,900
Sold Price
$142,900
Premium/Discount to List
-$2,000
-1.38%
Current Estimated Value
$311,136

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$168,236
Avg. Annual Appreciation
7.88%
Original Mortgage
$114,320
Outstanding Balance
$67,630
Interest Rate
4.05%
Mortgage Type
New Conventional
Estimated Equity
$243,506

Purchase Details

Closed on
Aug 13, 2013
Sold by
Mosey David S and Mossey Jessica L
Bought by
Mosey David S and Mosey Jessica L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,025
Interest Rate
4.33%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 30, 2005
Sold by
Everson Hilmer J and Everson Caroline H
Bought by
Mosey David S and Odette Jessica L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,000
Interest Rate
5.83%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Sep 27, 1999
Sold by
Everson Hilmer J and Everson Caroline H
Bought by
Everson Hilmer J and Everson Caroline H
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dixon James A $142,900 First American Title Ins Co
Mosey David S -- Lsi
Mosey David S $155,000 --
Everson Hilmer J $154,200 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dixon James A $114,320
Previous Owner Mosey David S $74,025
Previous Owner Mosey David S $124,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/17/2015 07/17/15 Sold $142,900 -1.4% $103 / Sq Ft
06/19/2015 06/19/15 Pending -- -- --
05/06/2015 05/06/15 For Sale $144,900 -- $105 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,864 $127,900 $0 $0
2024 $3,180 $116,000 $0 $0
2023 $3,028 $95,550 $0 $0
2022 $3,478 $82,400 $0 $0
2021 $3,270 $77,800 $77,800 $0
2020 $3,478 $75,950 $75,950 $0
2019 $3,402 $75,350 $0 $0
2018 $3,367 $72,200 $0 $0
2017 $3,294 $74,000 $0 $0
2016 $3,277 $66,550 $0 $66,550
2015 $2,501 $67,250 $0 $67,250
2014 $2,501 $51,300 $0 $51,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 31241435

Michigan Multiple Listing Service

APN: 09-160-028-152-003-00