$437,000
SOLD JUL 16, 2025

431 Blue Ridge Ct Unit 2 Oswego, IL 60543

North Oswego Neighborhood
4 Beds
2.5 Baths
2,260 Sq Ft
10,454 Sq Ft Lot

Recently Sold

$193 Per Sq Ft

1% Below List Price

5 Days on Market

Highlights

  • Open Floorplan
  • Community Lake
  • Traditional Architecture
  • Churchill Elementary School Rated A-
  • Property is near a park
  • 3-minute walk to Ogden Falls Park

About This Home

As of July 2025

Gorgeous home on cul-de-sac backing to open space. Complete rehab will make you the envy of your friends. Light & bright decor with beautiful hardwood floors and custom trim work throughout. An open floor plan offers a great layout for living and entertaining. A covered porch welcomes all your guests. The home opens into a 2 story foyer with an elegant, custom prairie style staircase. There is an oversized living room and dining room for those more formal occasions. Lots of windows flood these rooms with natural light. This beautiful home has a large family room that will hold all your friends and family. It offers great views of the back yard and features a wood burning fireplace as its focal point. The gourmet kitchen features Brakur brand custom cabinetry, granite counters and stainless steel appliances. There is a large prep island and sunlit dinette area which create great entertaining space. Enjoy summer barbeques on the large brick paver patio backing to a greenway and playground area. Upstairs you will find one of the largest master suites around. It features a walk-in closet, an updated luxury master bath with a soaker tub, separate shower and dual sinks. Down the hall there are 3 more good sized bedrooms and an updated guest bath as well. A full-sized laundry room with sink completes the second floor. The full basement has a high ceiling and offers plenty of storage and even more potential living space. 200 Amp service too. Updates include: roof 2019, siding 2023, kitchen, appliances, bathrooms, hardwood flooring, solid 3 panel doors, custom trim and crown molding, fixtures, lighting and so much more. This home is close to parks and trails, schools, shopping and restaurants. Don't miss this one, it won't last long.

Last Agent to Sell the Property

John & Dianne Wilt

Realstar Realty, Inc License #471017189 Listed on: 06/12/2025

Last Buyer's Agent

Patty Wardlow

@properties Christie's International Real Estate License #475143618

@properties Christie's International Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,819

Year Built

  • Built in 2002 | Remodeled in 2014

Lot Details

  • 10,454 Sq Ft Lot
  • Lot Dimensions are 80x133
  • Backs to Open Ground
  • Cul-De-Sac
  • Paved or Partially Paved Lot

HOA Fees

  • $23 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,260 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • Gas Log Fireplace
  • Double Pane Windows
  • Window Screens
  • Panel Doors
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Full Attic
  • Carbon Monoxide Detectors

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Soaking Tub
  • Garden Bath
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Schools

  • Churchill Elementary School
  • Plank Junior High School
  • Oswego East High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Water Softener is Owned
  • Cable TV Available

Additional Features

  • Patio
  • Property is near a park

Community Details

  • Nemanich Association, Phone Number (815) 690-2330
  • Ogden Falls Subdivision
  • Property managed by Nemanich Management
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,819

Year Built

Built in 2002 | Remodeled in 2014

Lot Details

0

HOA Fees

$23 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Ogden Falls
  • Year Built: 2002
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2014
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2014

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Egress Window, Storage Space, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Built-in Features, Walk-In Closet(s), Open Floorplan, Granite Counters
  • LivingArea: 2260
  • Other Equipment: Water-Softener Owned, TV-Cable, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Foyer, Eating Area
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 2260
  • Bathroom Amenities: Separate Shower,Double Sink,Garden Tub,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 2260
  • Basement Sq Ft: 1126
  • Fireplace Location: Family Room
  • Total Sq Ft: 3386
  • Unfinished Basement Sq Ft: 1126
  • Upper Level Sq Ft: 1134
  • Attic: Full
  • Main Level Sq Ft: 1126
  • Door Features: Panel Door(s)
  • Window Features: Double Pane Windows
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding, Brick
  • Foundation Details: Concrete Perimeter
  • List Price: 439900
  • Lot Features: Cul-De-Sac, Backs to Open Grnd
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer, Storm Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Upper Level, Gas Dryer Hookup, In Unit, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 23
  • Association Fee Frequency: Monthly
  • Community Features: Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Nemanich Management
  • Management Contact Name: Nemanich
  • Management Phone: 815-690-2330

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Churchill Elementary School
  • High School: Oswego East High School
  • Middle/Junior School: Plank Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.24
  • Lot Dimensions: 80X133
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 8819
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 12, 2025
Closed on
Jul 15, 2025
Sold by
Stork Michael
Bought by
Cyrus Marcus and Cyrus Ashley
Seller's Agent
John & Dianne Wilt
Realstar Realty, Inc
Buyer's Agent
Patty Wardlow
@properties Christie's International Real Estate
List Price
$439,900
Sold Price
$437,000
Premium/Discount to List
-$2,900
-0.66%
Views
59

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.24%
Original Mortgage
$422,415
Outstanding Balance
$421,668
Interest Rate
6.63%
Mortgage Type
FHA
Estimated Equity
$28,548

Purchase Details

Closed on
Jan 25, 2011
Sold by
The Bank Of New York Mellon
Bought by
Stork Michael

Purchase Details

Closed on
Jan 1, 2011
Bought by
Stork Michael

Purchase Details

Closed on
Feb 23, 2010
Sold by
Jordan Regina
Bought by
The Bank Of New York Mellon

Purchase Details

Closed on
Oct 30, 2002
Sold by
Lord & Essex Inc
Bought by
Jordan Regina

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,000
Interest Rate
6.13%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $437,000 None Listed On Document
Special Warranty Deed $142,500 First American Title
Deed $142,100 --
Sheriffs Deed $211,050 None Available
Special Warranty Deed $230,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $422,415 FHA
Previous Owner $184,000 No Value Available
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/16/2025 07/16/25 Sold $437,000 -0.7% $193 / Sq Ft
06/12/2025 06/12/25 For Sale $439,900 -- $195 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,047 $118,428 $28,096 $90,332
2023 $8,589 $106,692 $25,312 $81,380
2022 $8,462 $99,712 $23,656 $76,056
2021 $8,240 $94,068 $22,317 $71,751
2020 $7,898 $89,588 $21,254 $68,334
2019 $7,833 $87,598 $21,254 $66,344
2018 $7,394 $82,121 $19,925 $62,196
2017 $7,180 $76,038 $18,449 $57,589
2016 $3,527 $73,824 $17,912 $55,912
2015 $6,802 $68,355 $16,585 $51,770
2014 -- $65,100 $15,795 $49,305
2013 -- $65,758 $15,955 $49,803
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12389981

Midwest Real Estate Data (MRED)

APN: 03-11-202-003