NOT LISTED FOR SALE

431 Division St Schenectady, NY 12304

Estimated Value: $245,730 - $328,000

8 Beds
2 Baths
2,376 Sq Ft
$123/Sq Ft Est. Value

Last Sold December 20, 2022

Last sale price $247,000 $104 Per Sq Ft

Est. 19% increase in value since last sale

Current estimated payment $2,109/month

41 Days on Market

Highlights

  • Wood Flooring
  • No HOA
  • Bathroom on Main Level
  • Full Attic
  • 3 Car Detached Garage
  • Hot Water Heating System

About This Home

As of December 2022

Eye Catching large remodeled 2 family . New kitchens and baths, Barn doors, new flooring, windows, siding. 3-4 bedrooms each unit.
3 CAR GARAGE PLUS CARPORT. Large deep 175' lot. Convenient location, walk to park, near bus route, shopping. Separate utilities paid by the tenants.

Last Agent to Sell the Property

Jon Civill

Civill Realty License #37CI0896911 Listed on: 09/01/2022

Last Buyer's Agent

Ray Taylor

KW Platform License #10401327545

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,933

Year Built

  • Built in 1910

Lot Details

  • 5,663 Sq Ft Lot
  • Lot Dimensions are 33 x 175
  • Level Lot

Parking

  • 3 Car Detached Garage
  • Carport
  • Workshop in Garage
  • Open Parking
  • Off-Street Parking

Home Design

  • Block Foundation
  • Slate Roof
  • Vinyl Siding

Interior Spaces

  • 2,376 Sq Ft Home
  • 2-Story Property
  • Insulated Windows
  • Basement Fills Entire Space Under The House
  • Full Attic

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 8 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Schools

  • Schenectady High School

Utilities

  • No Cooling
  • Heating System Uses Natural Gas
  • Hot Water Heating System
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • 2 Units

Listing and Financial Details

  • Tenant pays for hot water, heat, cable TV, electricity, gas
  • Legal Lot and Block 35 / 2
  • Assessor Parcel Number 49.44-2-35

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,933

Year Built

Built in 1910

Lot Details

5,663 Sq Ft Lot

Parking

3

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: 5+ Units
  • Zoning: Multi Residence
  • Year Built: 1910
  • Directions: McClellan to Bradley Blvd to a right on Division St..OR State St to Division St
  • Above Grade Finished Sq Ft: 2376.0
  • Financial Details General Taxes: 3255.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 1679.0
  • School Taxes Description: Actual
  • Lot Size Acres: 0.13
  • Lot Size: 33 x 175
  • New Construction: No
  • Parking Features Parking Total: 6.0
  • Sale Detail Seller Contribution: No
  • Number Of Separate Electric Meters: 2
  • Number Of Separate Gas Meters: 2
  • Rental Income: 25800.0
  • Rental Income Description: Actual
  • Income: 25800.0
  • Number of Refrigerators: 2
  • Unit Information Number Of Stoves: 2
  • Flooring:Hardwood: Yes
  • Flooring:Vinyl: Yes
  • Foundation Details:Block2: Yes
  • Electric:Circuit Breakers: Yes
  • Levels Two: Yes
  • Special Features: None

Interior Features

  • Flooring: Vinyl, Hardwood
  • Basement: Full, Other
  • Interior Amenities: High Speed Internet
  • Full Bathrooms: 2
  • Total Bedrooms: 8
  • Living Area: 2376.0
  • Window Features: Insulated Windows
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Interior Features:High Speed Internet: Yes
  • Full Basement: Yes
  • Attic Features:Walk-Up: Yes
  • Attic Features:Full2: Yes

Exterior Features

  • Exterior Features: None
  • Roof: Slate
  • Construction Type: Vinyl Siding
  • Foundation Details: Block
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Exterior Features:None37: Yes
  • Window Features:Insulated Windows: Yes
  • Lot Features:Level: Yes

Garage/Parking

  • Garage Spaces: 3.0
  • Parking Features: Off Street, Workshop in Garage, Paved, Carport, Detached, Garage
  • Attached Garage: No
  • Open Parking: Yes
  • Total Parking Spaces: 6.0
  • Property Detail:Garage Spaces: 3.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:Paved: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Detached: Yes
  • Parking Features:Carport: Yes
  • Parking Features:Workshop in Garage: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: None
  • Electric: Circuit Breakers
  • Heating: Hot Water, Natural Gas
  • Security: Smoke Detector(s), Carbon Monoxide Detector(s)
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes
  • Heating:Hot Water: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Land Lease: No
  • Lot Features: Level
  • Parcel #: 49.44-2-35
  • Lot Size Sq Ft: 5662.8
  • ResoLotSizeUnits: Acres

Rental Info

  • Tenant Pays: Hot Water, Heat, Cable TV, Electricity, Gas

Tax Info

  • Tax Annual Amount: 4933.0
  • Tax Block: 2
  • Tax Lot: 35

Multi Family

  • Number Of Units Total: 2

MLS Schools

  • HighSchool: Schenectady

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 1, 2022
Closed on
Dec 16, 2022
Sold by
431 Division Street Llc
Bought by
Matthews Bonesta Ashanti
Seller's Agent
Jon Civill
Civill Realty
Buyer's Agent
Ray Taylor
KW Platform
List Price
$259,900
Sold Price
$247,000
Premium/Discount to List
-$12,900
-4.96%
Views
145
Current Estimated Value
$292,933

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$45,933
Avg. Annual Appreciation
5.55%
Original Mortgage
$242,526
Outstanding Balance
$234,087
Interest Rate
6.49%
Mortgage Type
FHA
Estimated Equity
$58,846

Purchase Details

Closed on
Nov 30, 2007
Sold by
Palmer Gloria
Bought by
Whipple Brian J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,647
Interest Rate
6.48%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 13, 1998
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Matthews Bonesta Ashanti $247,000 Stewart Title
Whipple Brian J $85,000 Gloria Palmer
-- -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Matthews Bonesta Ashanti $242,526
Previous Owner Whipple Brian J $77,647
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/20/2022 12/20/22 Sold $247,000 -5.0% $104 / Sq Ft
10/12/2022 10/12/22 Pending -- -- --
09/01/2022 09/01/22 For Sale $259,900 -- $109 / Sq Ft
Source: Global MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,193 $128,000 $12,300 $115,700
2023 $61 $82,200 $12,300 $69,900
2022 $4,972 $82,200 $12,300 $69,900
2021 $4,928 $82,200 $12,300 $69,900
2020 $4,838 $82,200 $12,300 $69,900
2019 $3,135 $82,200 $12,300 $69,900
2018 $4,879 $82,200 $12,300 $69,900
2017 $4,019 $82,200 $12,300 $69,900
2016 $4,973 $82,200 $12,300 $69,900
2015 -- $82,200 $12,300 $69,900
2014 -- $82,200 $12,300 $69,900
Source: Public Records

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Map

Source: Global MLS

MLS Number: 202225783

Global MLS

APN: 049-044-0002-035-000-0000

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