$1,499,000
SOLD SEP 19, 2025

431 Main St Morro Bay, CA 93442

4 Beds
2.5 Baths
2,560 Sq Ft
3,894 Sq Ft Lot

Recently Sold

$586 Per Sq Ft

9 Days on Market

Highlights

  • Ocean View
  • Primary Bedroom Suite
  • Contemporary Architecture
  • Del Mar Elementary School Rated A-
  • Open Floorplan
  • Wood Flooring

About This Home

As of September 2025

Coastal charm meets modern comfort in this stunning 4-bedroom, 2.5-bathroom home nestled in the highly sought-after Morro Cove community—just a short stroll from the Tidelands Park staircase with access to breathtaking views of Back Bay, Morro Rock, and the Sandspit.

Inside, rich dark hand-hewn wood floors, plantation shutters, and expansive ceiling heights set a tone of relaxed elegance. A coastal mosaic tile foyer welcomes you into the home, while maple cabinetry throughout adds warmth and cohesion to the interior design. The open concept floorplan is both functional and inviting, with the living room centered around a gas insert fireplace that flows seamlessly into the spacious kitchen. The kitchen features granite countertops, a center island with raised bar seating, dual ovens, a gas cooktop, and generous cabinetry -ideal for both entertaining and everyday living.

The front den offers flexible use as a formal dining room or a dedicated home office, while the downstairs bedroom includes a large walk-in closet, perfect for guests or multigenerational living. Upstairs, the primary suite serves as a private retreat with a large walk-in closet, spa-like en suite bath with dual vanities, a soaking tub, separate shower, and its own west-facing covered porch with peekaboo bay views. The laundry room is conveniently located upstairs near the three secondary bedrooms.

Step outside and enjoy effortless indoor-outdoor living with an expansive patio just off the kitchen, framed by mature landscaping, low-maintenance synthetic turf, and a private trash storage area. Overhead bistro lights add ambiance for evening gatherings, and the outdoor hot tub offers the perfect place to unwind under the stars. The alley-loaded driveway maximizes curb appeal while enhancing privacy and access.

The home’s Carmel-inspired cottage exterior, durable stucco siding, modern glass entry fence, concrete tile roof, and dual-pane windows reflect quality construction with timeless coastal appeal.

Situated in a quiet, beautifully maintained neighborhood, this residence is just minutes from Morro Bay Golf Course, scenic waterfront dining, boutique shopping, and the bustling Embarcadero. Whether you’re looking for a full-time residence or a vacation retreat, this home is a rare opportunity to enjoy the best of Morro Bay living.

Experience coastal California at its finest -schedule your private showing today.

Last Agent to Sell the Property

Erica Abbott

Compass Brokerage Phone: 805-704-3940 License #01731537 Listed on: 07/21/2025

Compass

Last Buyer's Agent

Desiree Burgess

Redfin Corporation License #02156639

Redfin Corporation

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2004

Lot Details

  • 3,896 Sq Ft Lot
  • Density is up to 1 Unit/Acre

HOA Fees

  • $114 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Property Views

  • Ocean
  • Bay
  • Harbor
  • Views of a landmark
  • Neighborhood

Home Design

  • Contemporary Architecture
  • Cottage
  • Entry on the 1st floor
  • Turnkey
  • Planned Development
  • Slab Foundation
  • Tile Roof
  • Concrete Roof

Interior Spaces

  • 2,560 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Double Pane Windows
  • Entrance Foyer
  • Living Room with Fireplace
  • Den

Kitchen

  • Eat-In Kitchen
  • Gas Cooktop
  • Dishwasher
  • Stone Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • Primary Bedroom Suite

Laundry

  • Laundry Room
  • Laundry on upper level

Outdoor Features

  • Rain Gutters

Utilities

  • 220 Volts For Spa
  • Natural Gas Connected
  • Tankless Water Heater

Listing and Financial Details

  • Assessor Parcel Number 006174006

Community Details

Overview

  • Morro Cove Association
  • Morro Cove Subdivision

Recreation

  • Hiking Trails
  • Bike Trail

Security

  • Resident Manager or Management On Site

Home Details

Home Type

Single Family

Year Built

Built in 2004

Lot Details

3,896 Sq Ft Lot

HOA Fees

$114 per month

Parking

2

Listing Details

  • Structure Type: House
  • Assessments: No
  • Property Attached: No
  • Road Frontage Type: City Street
  • Subdivision Name Other: Morro Cove(780)
  • View: Yes
  • Architectural Style: Contemporary, Cottage
  • Property Condition: Turnkey
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 006174006
  • Year Built: 2004
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 2560.00 Square Feet
  • Interior Amenities: Ceiling Fan(s), High Ceilings, Open Floorplan, Pantry, Stone Counters
  • Stories: 2
  • Common Walls: No Common Walls
  • Flooring: Tile, Wood
  • Appliances: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Eating Area: In Kitchen
  • Entry Level: 1
  • Fireplace Features: Living Room, Gas
  • Levels: Two
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Price Per Square Foot: 585.55
  • Room Type: Den, Foyer, Kitchen, Primary Suite
  • Window Features: Double Pane Windows

Exterior Features

  • Foundation: Slab
  • View: Bay, Harbor, Landmark, Neighborhood, Ocean
  • Pool Private: No
  • Roof: Concrete, Tile

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Total Parking Spaces: 2.00

Utilities

  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Laundry: Yes
  • Appliances: Dishwasher, Gas Cooktop, Refrigerator, Tankless Water Heater
  • Electric: 220 Volts For Spa
  • Laundry Features: Individual Room, Upper Level
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Management
  • Association Fee: 114.00
  • Association Fee Frequency: Monthly
  • Association Name: Morro Cove
  • Phone: *
  • Senior Community: No
  • Common Interest: Planned Development
  • Community Features: Biking, Hiking, Gutters, Sidewalks
  • Association Management: *

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Lot Features: 0-1 Unit/Acre
  • Lot Size Sq Ft: 3896.00
  • Lot Size Acres: 0.0894

Multi Family

  • Lease Considered: No
  • Lot Size Area: 3896.0000 Square Feet
  • Number Of Units Total: 1

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 17, 2023
Closed on
May 17, 2023
Sold by
Scott Losorwith and Scott Dorothy S
Bought by
Patrick And Laurie Haupt Family Trust and Haupt
Seller's Agent
Chris Bath
Coast Realty
Buyer's Agent
Patrick Bashforth
eXp Realty of California, Inc.
List Price
$1,569,000
Sold Price
$1,569,000
Views
54
Current Estimated Value
$1,521,775

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$47,225
Avg. Annual Appreciation
-1.08%
Original Mortgage
$769,000
Outstanding Balance
$744,653
Interest Rate
6.28%
Mortgage Type
New Conventional
Estimated Equity
$777,122

Purchase Details

Closed on
Feb 19, 2019
Sold by
Losorwith Scott and Engler Losorwith Dorothy S
Bought by
Losorwith Scott and Engler Losorwith Dorothy S

Purchase Details

Listed on
Nov 4, 2013
Closed on
May 8, 2014
Sold by
Clark James N and Clark Deborah E
Bought by
Losorwith Scott and Engler Losorwith Dorothy S
Seller's Agent
Jay Chiasson
Navigators Real Estate
Buyer's Agent
Chris Bath
Coast Realty
List Price
$795,000
Sold Price
$790,000
Premium/Discount to List
-$5,000
-0.63%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.72%
Original Mortgage
$610,000
Interest Rate
4.27%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 29, 2005
Sold by
Morro Cove Lp
Bought by
Clark James N and Clark Deborah E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$704,992
Interest Rate
6.36%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $1,569,000 First American Title
Interfamily Deed Transfer -- None Available
Grant Deed $790,000 First American Title Company
Grant Deed $940,000 First American Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $769,000 New Conventional
Previous Owner $610,000 New Conventional
Previous Owner $704,992 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/19/2025 09/19/25 Sold $1,499,000 0.0% $586 / Sq Ft
07/30/2025 07/30/25 Pending -- -- --
07/21/2025 07/21/25 For Sale $1,499,000 -4.5% $586 / Sq Ft
05/17/2023 05/17/23 Sold $1,569,000 0.0% $616 / Sq Ft View Prior Sale
04/26/2023 04/26/23 Pending -- -- --
04/17/2023 04/17/23 For Sale $1,569,000 +98.6% $616 / Sq Ft
06/04/2014 06/04/14 Sold $790,000 0.0% $310 / Sq Ft View Prior Sale
05/31/2014 05/31/14 Off Market $790,000 -- --
04/27/2014 04/27/14 Pending -- -- --
11/04/2013 11/04/13 For Sale $795,000 -- $312 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $17,609 $1,632,387 $1,040,400 $591,987
2024 $10,226 $1,600,380 $1,020,000 $580,380
2023 $10,226 $930,817 $471,299 $459,518
2022 $9,583 $912,566 $462,058 $450,508
2021 $9,429 $894,674 $452,999 $441,675
2020 $9,332 $885,502 $448,355 $437,147
2019 $9,234 $868,140 $439,564 $428,576
2018 $9,051 $851,119 $430,946 $420,173
2017 $8,872 $834,432 $422,497 $411,935
2016 $8,697 $818,071 $414,213 $403,858
2015 $8,563 $805,784 $407,992 $397,792
2014 $8,283 $825,000 $440,000 $385,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: SC25164098

California Regional Multiple Listing Service (CRMLS)

APN: 066-174-006

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