NOT LISTED FOR SALE

431 Prairie St Elgin, IL 60120

Gifford Park Neighborhood

Estimated Value: $247,000 - $333,000

4 Beds
2 Baths
2,212 Sq Ft
$135/Sq Ft Est. Value

About This Home

This home is located at 431 Prairie St, Elgin, IL 60120 and is currently estimated at $298,463, approximately $134 per square foot. 431 Prairie St is a home located in Kane County with nearby schools including Channing Memorial Elementary School, Ellis Middle School, and Elgin High School.

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
Collateral Analytics

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ICE

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Average Value
Not Available
List Price
Sold Price
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Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 2, 2023
Sold by
Villagomez Fermin
Bought by
Current Estimated Value
$299,680

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,468
Outstanding Balance
$184,398
Interest Rate
6.5%
Mortgage Type
FHA
Estimated Equity
$114,065

Purchase Details

Closed on
Dec 26, 2014
Sold by
Dale Stacy A and Villagomez Fermin
Bought by
Villagomez Fermin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,600
Interest Rate
4.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 1, 2004
Sold by
Terpstra James C and Chiluk Robert
Bought by
Dale Stacy A and Villagomez Fermin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,000
Interest Rate
6.17%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 24, 2002
Sold by
Zamudio George and Lopez Rebecca
Bought by
Terpstra James C and Chiluk Robert

Purchase Details

Closed on
Jul 30, 1999
Sold by
Nationscredit Home Equity Services Corp
Bought by
Lopez Rebecca and Zamudio George

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,863
Interest Rate
7.77%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 7, 1998
Sold by
Span Robert L and Span Norma A
Bought by
Nationscredit Home Equity Services Corp

Purchase Details

Closed on
Jul 31, 1997
Sold by
Stoecklein Robert W
Bought by
Span Johnnie and Span Norma

Purchase Details

Closed on
Oct 1, 1983
Sold by
Bruns Kenneth B and Bruns Linda J
Bought by
Stoecklein Robert W
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Gifford Park, IL

  • Robin McGinn Real Estate Agent - RE/MAX IMPACT

    Robin McGinn

    RE/MAX IMPACT

    (224) 386-3023

    103 Total Sales

    1 in Gifford Park

    $355,000 Price

    Robin McGinn
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  • Roberto Morales-Corona Real Estate Agent - Coldwell Banker Realty

    Roberto Morales-Corona

    Responds Quickly

    Coldwell Banker Realty

    (224) 427-6956

    65 Total Sales

    1 in Gifford Park

    $385,000 Price

    Roberto Morales-Corona
     Section Image
  • Susan Macino Real Estate Agent - @properties Christie's International Real Estate

    Susan Macino

    @properties Christie's International Real Estate

    (630) 576-9734

    108 Total Sales

    1 in Gifford Park

    $157,000 Price

    Susan Macino
     Section Image
  • Matt Lysien Real Estate Agent - Suburban Life Realty, Ltd

    Matt Lysien

    Suburban Life Realty, Ltd

    (224) 315-8087

    522 Total Sales

    1 in Gifford Park

    $400,000 Price

    Matt Lysien
     Section Image
  • Monica Vargas Real Estate Agent - GREAT HOMES REAL ESTATE, INC.

    Monica Vargas

    GREAT HOMES REAL ESTATE, INC.

    (224) 246-8148

    180 Total Sales

    1 in Gifford Park

    $380,000 Price

    Monica Vargas
     Section Image
  • Ken Bruderle Real Estate Agent - Superior Homes Realty

    Ken Bruderle

    Responds Quickly

    Superior Homes Realty

    (224) 347-7415

    54 Total Sales

    2 in Gifford Park

    $293K - $300K Price Range

    Ken Bruderle
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$195,000 Old Republic National Title
Villagomez Fermin -- Felity National Title
Dale Stacy A $146,000 Greater Illinois Title Compa
Terpstra James C $121,000 Chicago Title Insurance Co
Lopez Rebecca $89,000 --
Nationscredit Home Equity Services Corp -- --
Span Johnnie $65,666 Law Title Pick Up
Stoecklein Robert W $40,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $191,468
Previous Owner Villagomez Fermin $118,481
Previous Owner Villagomez Fermin $120,600
Previous Owner Dale Stacy A $124,643
Previous Owner Dale Stacy A $146,000
Previous Owner Lopez Rebecca $88,863
Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,970 $86,254 $11,362 $74,892
2024 $5,970 $79,445 $10,465 $68,980
2023 $5,436 $71,772 $9,454 $62,318
2022 $4,706 $60,277 $8,620 $51,657
2021 $4,493 $56,355 $8,059 $48,296
2020 $4,360 $53,800 $7,694 $46,106
2019 $4,226 $51,248 $7,329 $43,919
2018 $4,180 $48,278 $6,904 $41,374
2017 $4,077 $45,640 $6,527 $39,113
2016 $3,876 $42,341 $6,055 $36,286
2015 -- $38,809 $5,550 $33,259
2014 -- $38,329 $5,481 $32,848
2013 -- $39,340 $5,626 $33,714
Source: Public Records

Map

Illinois Kane County Elgin 60120 Gifford Park

431 Prairie St, Elgin, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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