$849,000
$41K PRICE DROP

431 Wilson St Bumpass, VA 23024

Estimated payment $5,015/month

Total Views 14,655
3 Beds
2 Baths
1,206 Sq Ft
$704 Price per Sq Ft

Highlights

  • Boathouse
  • 85 Feet of Waterfront
  • Parking available for a boat
  • Thomas Jefferson Elementary School Rated 10
  • 1 Dock Slip
  • Private Beach

About This Home

Welcome to 431 Wilson Street—a lakefront retreat on the private side of Lake Anna in Bumpass, offering 85 feet of beautiful water frontage, your own sandy beach, and a well-appointed boathouse ready for days on the water. This 3-bedroom, 2-bath home features a comfortable and inviting layout, enhanced by bamboo flooring and water views that make it easy to settle in and enjoy the surroundings. Step outside to the rear deck—perfect for entertaining, dining, or simply unwinding while overlooking the lake. What truly sets this property apart is how seamlessly it connects you to the water. The boathouse, sandy beach, and shoreline are just steps from the home, making it effortless to go from relaxing on the deck to being out on the lake in moments. Down by the water, a maintained rock shoreline leads to your sandy beach and boathouse, creating a functional yet relaxing waterfront setting. The jet ski lifts offer a convenient way to store and protect your watercraft while keeping everything ready to go whenever you are. A boat and two jet skis are available for conveyance, providing the opportunity for an easy, turnkey lake experience. Set back on the property, the long private driveway offers a sense of privacy while still being just a short drive to local dining, marinas, and everyday conveniences. Recent updates include an HVAC system that is only a few years old, adding peace of mind for years to come. Whether you’re looking for a full-time residence, a weekend getaway, or an investment opportunity, this home offers flexibility and potential. The HOA allows short-term rentals, giving you the option to enjoy the property while also generating income. Seller does have history of Short Term Rental history that can be shown. Come experience the ease and enjoyment of lakefront living on the private side of Lake Anna where days on the water are just steps from your door.

Listing Agent

Ashley Brady

(571) 386-1075 ashleybradyrealtor@yahoo.com Pearson Smith Realty, LLC Brokerage Phone: 5713861075 Listed on: 04/30/2026

Pearson Smith Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,222

Year Built

  • Built in 2007

Lot Details

  • 40,903 Sq Ft Lot
  • 85 Feet of Waterfront
  • Home fronts navigable water
  • Private Beach
  • Sandy Beach
  • Stone Retaining Walls
  • Private Lot
  • Front Yard
  • Property is in excellent condition

HOA Fees

  • $21 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Vinyl Siding

Interior Spaces

  • 1,206 Sq Ft Home
  • Property has 1 Level
  • Traditional Floor Plan
  • Furnished
  • Sliding Doors
  • Combination Dining and Living Room
  • Lake Views
  • Crawl Space

Kitchen

  • Breakfast Area or Nook
  • Stove
  • Built-In Microwave
  • Ice Maker
  • Instant Hot Water

Flooring

  • Bamboo
  • Wood
  • Partially Carpeted

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Dryer
  • Front Loading Washer

Home Security

  • Exterior Cameras
  • Flood Lights

Parking

  • 6 Parking Spaces
  • 6 Driveway Spaces
  • Stone Driveway
  • Parking available for a boat

Accessible Home Design

  • Doors are 32 inches wide or more

Outdoor Features

  • Pool Equipment Shed
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Sun Deck
  • Personal Watercraft
  • Waterski or Wakeboard
  • Dock has a Storage Area
  • Swimming Allowed
  • Boat Ramp
  • Boathouse
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • 3 Powered Boats Permitted
  • Deck
  • Patio
  • Shed
  • Outdoor Grill
  • Rain Gutters
  • Porch

Schools

  • Thomas Jefferson Elementary School
  • Louisa County Middle School
  • Louisa County High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 33
  • Assessor Parcel Number 46G1 1 33

Community Details

Overview

  • Cuckoo's Nest Association, Inc HOA
  • Cuckoo's Nest Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,222

Year Built

Built in 2007

Lot Details

0.94 Acres

HOA Fees

$21 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: 32"+ Wide Doors
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Expected On Market: 4/30/2026 12:00:00 AM
  • Year Built: 2007
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dryer, Icemaker, Instant Hot Water, Refrigerator, Stove, Washer - Front Loading, Washer, Water Heater
  • Flooring Type: Partially Carpeted, Bamboo
  • Interior Amenities: Breakfast Area, Combination Dining/Living, Entry Level Bedroom, Primary Bath(s), Floor Plan - Traditional, Wood Floors, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Bathroom - Stall Shower
  • Other Equipment: Negotiable
  • Fireplace: No
  • Door Features: Sliding Glass
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1206
  • Living Area Sq Ft: 1206
  • Price Per Sq Ft: 703.98
  • Above Grade Finished Sq Ft: 1206
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Boat House, Shed, Pool Equipment Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Gutter System, Private Beach, Stone Retaining Walls, Boat Storage, Bbq Grill, Flood Lights
  • Spa: No
  • View: Lake, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Private Beach, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Lake Anna
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 85

Garage/Parking

  • Garage: No
  • Parking Features: Stone Driveway
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Exterior Cameras
  • Sewer/Septic System: On Site Septic
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 250.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Name: CUCKOO'S NEST ASSOCIATION, INC
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: THOMAS JEFFERSON
  • High School: LOUISA COUNTY
  • Middle Or Junior School: LOUISA COUNTY

Lot Info

  • Horses: No
  • Lot Features: Private, Front Yard
  • Lot Size Acres: 0.94
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 40903.00
  • Outdoor Living Structures: Deck(s), Patio(s), Porch(es), Roof
  • Property Condition: Excellent, Very Good
  • Zoning: RESIDENTIAL
  • Zoning Description: Residential
  • In City Limits: No

Rental Info

  • Furnished: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5222.00
  • Assessor Parcel Number: 46G1 1 33
  • Tax Lot: 33
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Boat/Launch Ramp - Private, Private Dock Site, Sandy Beach

MLS Schools

  • School District Name: LOUISA COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $5,222 $761,580 $300,000 $461,580
2025 $4,972 $725,300 $300,000 $425,300
2024 $4,972 $690,500 $271,200 $419,300
2023 $4,609 $673,800 $247,200 $426,600
2022 $3,923 $544,900 $225,600 $319,300
2021 $2,621 $450,700 $204,000 $246,700
2020 $2,968 $412,200 $204,000 $208,200
2019 $2,957 $410,700 $204,000 $206,700
2018 $2,784 $386,700 $196,800 $189,900
2017 $2,742 $384,800 $196,800 $188,000
2016 $2,742 $380,800 $196,800 $184,000
2015 $2,751 $382,100 $196,800 $185,300
2013 -- $331,300 $184,800 $146,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/16/2026 06/16/26 Price Changed $849,000 -4.6% $704 / Sq Ft
04/30/2026 04/30/26 For Sale $890,000 +123.2% $738 / Sq Ft
10/15/2013 10/15/13 Sold $398,800 -0.3% $331 / Sq Ft View Prior Sale
09/10/2013 09/10/13 Pending -- -- --
09/09/2013 09/09/13 For Sale $399,800 0.0% $332 / Sq Ft
09/08/2013 09/08/13 Pending -- -- --
06/26/2013 06/26/13 Price Changed $399,800 -10.9% $332 / Sq Ft
06/29/2012 06/29/12 For Sale $448,700 -- $372 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $398,800 Old Republic Natl Title Ins
Deed $327,000 Old Republic Natl Title Ins
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed $319,040 New Conventional
Closed $212,550 Credit Line Revolving
Closed $165,000 Credit Line Revolving
Closed $156,000 New Conventional
Source: Public Records

About the Listing Agent

Ashley Brady

Pearson Smith Realty, LLC

(540) 783-7066

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Source: Bright MLS

MLS Number: VALA2009728

Bright MLS

APN: 46G1-1-33

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