431 Wilson St Bumpass, VA 23024
Bumpass AreaEstimated payment $5,113/month
Highlights
- Boathouse
- 85 Feet of Waterfront
- Parking available for a boat
- Thomas Jefferson Elementary School Rated 9+
- 1 Dock Slip
- Private Beach
About This Home
Turnkey Lakefront Retreat on Private-Side Lake Anna – Boat & Jet Skis Included!!!!! Welcome to 431 Wilson Street, a lakefront gem on the private side of Lake Anna in Bumpass. This 3BR/2BA home offers 85 ft of water frontage, a sandy beach, and a well-appointed boathouse with jet ski lifts — plus a boat and two jet skis available for conveyance for an effortless, turnkey lake experience. Inside, bamboo flooring and water views create a warm, inviting layout. Step out to the rear deck to entertain or unwind overlooking the lake. A maintained rock shoreline leads down to the beach and boathouse, just steps from the home. Set back on a long, private driveway, the home offers seclusion while staying minutes from dining, marinas, and conveniences. HVAC is only a few years old. HOA allows short-term rentals — seller can share STR rental history, making this a rare investment opportunity with real income potential. Full-time residence, weekend getaway, or income property: this one delivers.
Listing Agent
(571) 386-1075 ashleybradyrealtor@yahoo.com Pearson Smith Realty, LLC Brokerage Phone: 5713861075 Listed on: 04/30/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,222
Year Built
- Built in 2007
Lot Details
- 40,903 Sq Ft Lot
- 85 Feet of Waterfront
- Home fronts navigable water
- Private Beach
- Sandy Beach
- Stone Retaining Walls
- Private Lot
- Front Yard
- Property is in excellent condition
HOA Fees
- $21 Monthly HOA Fees
Home Design
- Rambler Architecture
- Vinyl Siding
Interior Spaces
- 1,206 Sq Ft Home
- Property has 1 Level
- Traditional Floor Plan
- Furnished
- Sliding Doors
- Combination Dining and Living Room
- Lake Views
- Crawl Space
Kitchen
- Breakfast Area or Nook
- Stove
- Built-In Microwave
- Ice Maker
- Instant Hot Water
Flooring
- Bamboo
- Wood
- Partially Carpeted
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- En-Suite Bathroom
- 2 Full Bathrooms
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry on main level
- Dryer
- Front Loading Washer
Home Security
- Exterior Cameras
- Flood Lights
Parking
- 6 Parking Spaces
- 6 Driveway Spaces
- Stone Driveway
- Parking available for a boat
Accessible Home Design
- Doors are 32 inches wide or more
Outdoor Features
- Pool Equipment Shed
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a lake
- Sun Deck
- Personal Watercraft
- Waterski or Wakeboard
- Dock has a Storage Area
- Swimming Allowed
- Boat Ramp
- Boathouse
- 1 Dock Slip
- Physical Dock Slip Conveys
- 3 Powered Boats Permitted
- Deck
- Patio
- Shed
- Outdoor Grill
- Rain Gutters
- Porch
Schools
- Thomas Jefferson Elementary School
- Louisa County Middle School
- Louisa County High School
Utilities
- Central Air
- Heat Pump System
- Well
- Electric Water Heater
- On Site Septic
Listing and Financial Details
- Tax Lot 33
- Assessor Parcel Number 46G1 1 33
Community Details
Overview
- Cuckoo's Nest Association, Inc HOA
- Cuckoo's Nest Subdivision
Recreation
- Fishing Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $5,222 | $761,580 | $300,000 | $461,580 |
| 2025 | $4,972 | $725,300 | $300,000 | $425,300 |
| 2024 | $4,972 | $690,500 | $271,200 | $419,300 |
| 2023 | $4,609 | $673,800 | $247,200 | $426,600 |
| 2022 | $3,923 | $544,900 | $225,600 | $319,300 |
| 2021 | $2,621 | $450,700 | $204,000 | $246,700 |
| 2020 | $2,968 | $412,200 | $204,000 | $208,200 |
| 2019 | $2,957 | $410,700 | $204,000 | $206,700 |
| 2018 | $2,784 | $386,700 | $196,800 | $189,900 |
| 2017 | $2,742 | $384,800 | $196,800 | $188,000 |
| 2016 | $2,742 | $380,800 | $196,800 | $184,000 |
| 2015 | $2,751 | $382,100 | $196,800 | $185,300 |
| 2013 | -- | $331,300 | $184,800 | $146,500 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/16/2026 06/16/26 | Price Changed | $849,000 | -4.6% | $704 / Sq Ft | |
| 04/30/2026 04/30/26 | For Sale | $890,000 | +123.2% | $738 / Sq Ft | |
| 10/15/2013 10/15/13 | Sold | $398,800 | -0.3% | $331 / Sq Ft | View Prior Sale |
| 09/10/2013 09/10/13 | Pending | -- | -- | -- | |
| 09/09/2013 09/09/13 | For Sale | $399,800 | 0.0% | $332 / Sq Ft | |
| 09/08/2013 09/08/13 | Pending | -- | -- | -- | |
| 06/26/2013 06/26/13 | Price Changed | $399,800 | -10.9% | $332 / Sq Ft | |
| 06/29/2012 06/29/12 | For Sale | $448,700 | -- | $372 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $398,800 | Old Republic Natl Title Ins | |
| Deed | $327,000 | Old Republic Natl Title Ins |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $319,040 | New Conventional | |
| Previous Owner | $212,550 | Credit Line Revolving | |
| Previous Owner | $165,000 | Credit Line Revolving | |
| Previous Owner | $156,000 | New Conventional |
About the Listing Agent
Ashley's Other Listings
Source: Bright MLS
MLS Number: VALA2009728
APN: 46G1-1-33
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Ask me questions while you tour the home.