431 Wilson St Bumpass, VA 23024
Estimated payment $5,273/month
Highlights
- Boathouse
- 85 Feet of Waterfront
- Parking available for a boat
- Thomas Jefferson Elementary School Rated 10
- 1 Dock Slip
- Private Beach
About This Home
Welcome to 431 Wilson Street—a lakefront retreat on the private side of Lake Anna in Bumpass, offering 85 feet of beautiful water frontage, your own sandy beach, and a well-appointed boathouse ready for days on the water. This 3-bedroom, 2-bath home features a comfortable and inviting layout, enhanced by bamboo flooring and water views that make it easy to settle in and enjoy the surroundings. Step outside to the rear deck—perfect for entertaining, dining, or simply unwinding while overlooking the lake. What truly sets this property apart is how seamlessly it connects you to the water. The boathouse, sandy beach, and shoreline are just steps from the home, making it effortless to go from relaxing on the deck to being out on the lake in moments. Down by the water, a maintained rock shoreline leads to your sandy beach and boathouse, creating a functional yet relaxing waterfront setting. The jet ski lifts offer a convenient way to store and protect your watercraft while keeping everything ready to go whenever you are. A boat and two jet skis are available for conveyance, providing the opportunity for an easy, turnkey lake experience. Set back on the property, the long private driveway offers a sense of privacy while still being just a short drive to local dining, marinas, and everyday conveniences. Recent updates include an HVAC system that is only a few years old, adding peace of mind for years to come. Whether you’re looking for a full-time residence, a weekend getaway, or an investment opportunity, this home offers flexibility and potential. The HOA allows short-term rentals, giving you the option to enjoy the property while also generating income. Come experience the ease and enjoyment of lakefront living on the private side of Lake Anna where days on the water are just steps from your door.
Listing Agent
(571) 386-1075 ashleybradyrealtor@yahoo.com Pearson Smith Realty, LLC Brokerage Phone: 5713861075 Listed on: 04/30/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,222
Year Built
- Built in 2007
Lot Details
- 40,903 Sq Ft Lot
- 85 Feet of Waterfront
- Home fronts navigable water
- Private Beach
- Sandy Beach
- Stone Retaining Walls
- Private Lot
- Front Yard
- Property is in excellent condition
HOA Fees
- $21 Monthly HOA Fees
Home Design
- Rambler Architecture
- Vinyl Siding
Interior Spaces
- 1,206 Sq Ft Home
- Property has 1 Level
- Traditional Floor Plan
- Furnished
- Sliding Doors
- Combination Dining and Living Room
- Lake Views
- Crawl Space
Kitchen
- Breakfast Area or Nook
- Stove
- Built-In Microwave
- Ice Maker
- Instant Hot Water
Flooring
- Bamboo
- Wood
- Partially Carpeted
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- En-Suite Bathroom
- 2 Full Bathrooms
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry on main level
- Dryer
- Front Loading Washer
Home Security
- Exterior Cameras
- Flood Lights
Parking
- 6 Parking Spaces
- 6 Driveway Spaces
- Stone Driveway
- Parking available for a boat
Accessible Home Design
- Doors are 32 inches wide or more
Outdoor Features
- Pool Equipment Shed
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a lake
- Sun Deck
- Personal Watercraft
- Waterski or Wakeboard
- Dock has a Storage Area
- Swimming Allowed
- Boat Ramp
- Boathouse
- 1 Dock Slip
- Physical Dock Slip Conveys
- 3 Powered Boats Permitted
- Deck
- Patio
- Shed
- Outdoor Grill
- Rain Gutters
- Porch
Schools
- Thomas Jefferson Elementary School
- Louisa County Middle School
- Louisa County High School
Utilities
- Central Air
- Heat Pump System
- Well
- Electric Water Heater
- On Site Septic
Listing and Financial Details
- Tax Lot 33
- Assessor Parcel Number 46G1 1 33
Community Details
Overview
- Cuckoo's Nest Association, Inc HOA
- Cuckoo's Nest Subdivision
Recreation
- Fishing Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,972 | $725,300 | $300,000 | $425,300 |
| 2024 | $4,972 | $690,500 | $271,200 | $419,300 |
| 2023 | $4,609 | $673,800 | $247,200 | $426,600 |
| 2022 | $3,923 | $544,900 | $225,600 | $319,300 |
| 2021 | $2,621 | $450,700 | $204,000 | $246,700 |
| 2020 | $2,968 | $412,200 | $204,000 | $208,200 |
| 2019 | $2,957 | $410,700 | $204,000 | $206,700 |
| 2018 | $2,784 | $386,700 | $196,800 | $189,900 |
| 2017 | $2,742 | $384,800 | $196,800 | $188,000 |
| 2016 | $2,742 | $380,800 | $196,800 | $184,000 |
| 2015 | $2,751 | $382,100 | $196,800 | $185,300 |
| 2013 | -- | $331,300 | $184,800 | $146,500 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/30/2026 04/30/26 | For Sale | $890,000 | +123.2% | $738 / Sq Ft | |
| 10/15/2013 10/15/13 | Sold | $398,800 | -0.3% | $331 / Sq Ft | View Prior Sale |
| 09/10/2013 09/10/13 | Pending | -- | -- | -- | |
| 09/09/2013 09/09/13 | For Sale | $399,800 | 0.0% | $332 / Sq Ft | |
| 09/08/2013 09/08/13 | Pending | -- | -- | -- | |
| 06/26/2013 06/26/13 | Price Changed | $399,800 | -10.9% | $332 / Sq Ft | |
| 06/29/2012 06/29/12 | For Sale | $448,700 | -- | $372 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $398,800 | Old Republic Natl Title Ins | |
| Deed | $327,000 | Old Republic Natl Title Ins |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $319,040 | New Conventional | |
| Previous Owner | $212,550 | Credit Line Revolving |
Source: Bright MLS
MLS Number: VALA2009728
APN: 46G1-1-33
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Ask me questions while you tour the home.