$379,900
UNDER CONTRACT

432 Mockingbird Ln Waterloo, IL 62298

Estimated payment $2,556/month

Total Views 3,135
4 Beds
3 Baths
2,763 Sq Ft
$137 Price per Sq Ft

Highlights

  • Community Lake
  • Clubhouse
  • Ranch Style House
  • Rogers Elementary School Rated A-
  • Vaulted Ceiling
  • 1 Fireplace

About This Home

Welcome home to 432 Mockingbird Lane, Waterloo, IL! This well-maintained house offers the perfect mix of comfort and convenience. Step inside to an inviting floorplan designed for everyday living and entertaining. A cozy gas fireplace anchors the spacious living room with a vaulted ceiling and opens to the kitchen, which features extensive cabinets and counter space. The main floor also includes a large primary suite with ample closets and an en suite bath—an ideal retreat for rest and relaxation. You will also find two additional, generously sized bedrooms and a hall bath.
The partially finished lower level is made for entertaining. Currently set up as a home theater, the pedestal to elevate seating can be moved to use the space however you like. A wet bar, bathroom, fourth bedroom, and bonus room complete the space. Outside, enjoy a nicely landscaped front yard and a large backyard—a perfect place to relax, garden, play, or host gatherings.
As a member of the Westfalen Lake Homeowner Association, you have access to the lake and community clubhouse.

Listing Agent

Caitlin Brinkmann

Worth Clark Realty License #475198286 Listed on: 03/06/2026

Worth Clark Realty

Co-Listing Agent

Don Carrington

Worth Clark Realty License #471.021895

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,316

Year Built

  • Built in 2017

Lot Details

  • 16,553 Sq Ft Lot
  • Rectangular Lot
  • Level Lot
  • Garden
  • Back and Front Yard

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Brick Veneer
  • Frame Construction
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Ceiling Fan
  • 1 Fireplace

Bedrooms and Bathrooms

  • 4 Bedrooms

Partially Finished Basement

  • Basement Ceilings are 8 Feet High
  • Sump Pump
  • Finished Basement Bathroom
  • Basement Storage
  • Basement Window Egress

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 220 Volts
  • Natural Gas Connected

Listing and Financial Details

  • Assessor Parcel Number 07-26-201-107-000

Community Details

Overview

  • Association fees include clubhouse, common area maintenance
  • Westfalen Lake Association
  • Community Lake

Amenities

  • Common Area
  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,316

Year Built

Built in 2017

Lot Details

0.38 Acres

HOA Fees

$17 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2017
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: Back Yard, Front Yard, Garden, Level, Rectangular Lot
  • Lot Size Acres: 0.38
  • Reso Association Amenities: Clubhouse, Common Ground, Lake
  • Co List Office Mls Id: MISWCLK02
  • Co List Office Phone: 800-991-6092
  • Co List Office Phone: 800-991-6092
  • MLS Status: Active Under Contract
  • Subdivision Name: Westview Acres Ph 07
  • Above Grade Finished Sq Ft: 1663
  • Architectural Style: Ranch, Traditional
  • Carport Y N: No
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • Financial Info Electric: 220 Volts
  • PreviousStatus: Active
  • MIS_PoolYN: 0
  • MIS_AuctionYN: 0
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Basement: 8 ft + Pour, Bathroom, Egress Window, Partially Finished, Sleeping Area, Storage Space, Sump Pump
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1100
  • Fireplaces: 1
  • Fireplace: Yes
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 1
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Pool Private: No
  • Disclosures: Seller Property Disclosure
  • Home Warranty: No
  • Construction Type: Brick Veneer, Frame, Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air, Natural Gas
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 200
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Westfalen Lake

Fee Information

  • Association Fee Includes: Clubhouse, Common Area Maintenance

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Lot Size Sq Ft: 16552.8
  • Parcel Number: 07-26-201-107-000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 6316

Map

Range of Values:

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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,316 $112,696 $16,961 $95,735
2023 $5,668 $96,250 $15,670 $80,580
2022 $5,639 $94,480 $15,840 $78,640
2021 $5,454 $89,740 $13,410 $76,330
2020 $5,226 $84,190 $13,410 $70,780
2019 $4,858 $77,820 $13,410 $64,410
2018 $4,747 $74,100 $11,040 $63,060
2017 $37 $560 $560 $0
2016 $0 $550 $550 $0
2015 $37 $550 $550 $0
2014 $35 $550 $550 $0
2012 -- $550 $550 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/06/2026 03/06/26 For Sale $379,900 +72.3% $137 / Sq Ft
11/27/2017 11/27/17 Sold $220,500 +1.6% $133 / Sq Ft View Prior Sale
09/20/2017 09/20/17 For Sale $217,000 -- $130 / Sq Ft
Source: MARIS MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $220,500 Vetri Kristi
Warranty Deed $220,500 Vetri Kristi
Special Warranty Deed $26,000 Accent Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $227,776 VA
Closed $227,776 VA
Previous Owner $172,000 Construction
Source: Public Records

Source: MARIS MLS

MLS Number: MIS26011724

MARIS MLS

APN: 07-26-201-107-000

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