NOT LISTED FOR SALE

Estimated Value: $441,000 - $469,000

4 Beds
2.5 Baths
1,596 Sq Ft
$285/Sq Ft Est. Value

Last Sold June 17, 2024

Last sale price $450,000 $282 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $3,182/month

1 Day on Market

Highlights

  • Spa
  • Deck
  • Home Office
  • Richmond Intermediate School Rated A
  • Wood Flooring
  • 5-minute walk to Kehoe Park

About This Home

As of June 2024

Multiple Offers Received- Highest and Best- Due Friday, May 31st by 10:00 PM. 432 S. 10th Street is a picturesque home on a quiet tree-lined street! This 4 bedroom and 2.5 bathroom home boasts over 2,200 square feet of finished living space. The space is inviting and has an open and airy floor plan with an abundance of oversized windows that provide ample natural light. There are many upgrades, such as crown molding, maple cabinetry, and Corian counters. The clean and bright kitchen has a large amount of cooking space, a walk-in pantry, and plenty of storage. It is connected to the dining room and family room, which makes a great space for entertaining. The spacious primary bedroom has a sizable attached full bathroom, a rarity for the neighborhood! Another great feature is the full basement with approximately 600 square feet of finished living space and storage space. The finished basement has an office that was previously a bathroom and can easily be converted back if the buyer chooses. Enjoy the large backyard that is professionally landscaped and has multiple places to entertain and relax. This home is located on a beautiful lot that is within close proximity of downtown St. Charles, neighborhood parks, shopping, restaurants, and so much more! Recent updates include roof and Gutter Guards (2020), a new driveway (2020), a furnace (2020), and a dryer (2024).

Last Agent to Sell the Property

Grant Montgomery

Coldwell Banker Realty License #475158346 Listed on: 05/30/2024

Coldwell Banker Realty

Last Buyer's Agent

Brie Crum

Redfin Corporation License #475155488

Redfin Corporation

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,595

Year Built

  • Built in 1959

Lot Details

  • 10,454 Sq Ft Lot

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Split Level Home
  • Asphalt Roof
  • Wood Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,596 Sq Ft Home
  • Wood Burning Fireplace
  • Family Room with Fireplace
  • Home Office
  • Wood Flooring

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Separate Shower

Laundry

  • Dryer
  • Washer

Finished Basement

  • Partial Basement
  • Walk-Up Access
  • Rough-In Basement Bathroom

Outdoor Features

  • Spa
  • Deck
  • Brick Porch or Patio

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,595

Year Built

Built in 1959

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: Split Level
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: Split Level
  • Year Built: 1959
  • Age: 61-70 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus,Commuter Train,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Interior Amenities: Hardwood Floors
  • LivingArea: 1596
  • Room Type: Den, Office, Family Room
  • Estimated Total Finished Sq Ft: 2221
  • Basement Description: Finished,Bathroom Rough-In,Walk-Up Access
  • Bathroom Amenities: Separate Shower
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 2221
  • Fireplace Location: Family Room
  • Total Sq Ft: 2221
  • Upper Level Sq Ft: 792
  • Main Level Sq Ft: 756
  • Lower Level Sq Ft: 673
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Deck, Hot Tub, Brick Paver Patio
  • Foundation Details: Concrete Perimeter
  • List Price: 375000
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Wood Siding

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Asphalt
  • Garage On-Site: Yes
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 303

Lot Info

  • Lot Size Acres: 0.24
  • Lot Dimensions: 10375
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 7594.84
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 30, 2024
Closed on
Jun 12, 2024
Sold by
Milner George R and Milner Beth A
Bought by
Aubry Kent and Pranckevicius Emilija
Seller's Agent
Grant Montgomery
Coldwell Banker Realty
Buyer's Agent
Brie Crum
Redfin Corporation
List Price
$375,000
Sold Price
$450,000
Premium/Discount to List
$75,000
20%
Views
37
Current Estimated Value
$455,241

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,241
Avg. Annual Appreciation
1.33%
Original Mortgage
$360,000
Outstanding Balance
$357,543
Interest Rate
6.9%
Mortgage Type
New Conventional
Estimated Equity
$99,311

Purchase Details

Closed on
May 28, 1998
Sold by
Peck William J and Peck Glenda R
Bought by
Milner George R and Milner Beth A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,150
Interest Rate
7.27%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Aubry Kent $450,000 Proper Title
Milner George R $177,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Aubry Kent $360,000
Previous Owner Milner George $100,000
Previous Owner Milner George R $147,250
Previous Owner Milner George R $60,500
Previous Owner Milner George $167,000
Previous Owner Milner George $21,900
Previous Owner Milner George R $168,150
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/17/2024 06/17/24 Sold $450,000 +20.0% $282 / Sq Ft
06/01/2024 06/01/24 Pending -- -- --
05/30/2024 05/30/24 For Sale $375,000 -- $235 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,012 $115,932 $27,930 $88,002
2023 $7,595 $102,895 $24,998 $77,897
2022 $7,511 $99,029 $27,669 $71,360
2021 $7,209 $94,394 $26,374 $68,020
2020 $7,130 $92,634 $25,882 $66,752
2019 $6,999 $90,800 $25,370 $65,430
2018 $6,555 $85,031 $24,405 $60,626
2017 $6,378 $82,124 $23,571 $58,553
2016 $6,691 $79,240 $22,743 $56,497
2015 -- $73,037 $22,498 $50,539
2014 -- $71,532 $22,498 $49,034
2013 -- $74,538 $22,723 $51,815
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12066201

Midwest Real Estate Data (MRED)

APN: 09-33-254-006