$670,700
OPEN SAT 11AM - 2PM

4321 Rummell Rd Saint Cloud, FL 34769

East Saint Cloud Neighborhood

Estimated payment $3,689/month

Total Views 1,682
3 Beds
2 Baths
2,252 Sq Ft
$298 Price per Sq Ft

Highlights

  • 100 Feet of Lake Waterfront
  • In Ground Pool
  • Great Room
  • Access To Marina
  • 0.65 Acre Lot
  • Granite Countertops

About This Home

Escape to your own slice of paradise with this beautiful direct lakefront home on East Lake Tohopekaliga, situated on over half an acre with breathtaking water views and private enjoyment of one of Central Florida’s most sought-after lakes. Perfect for outdoor enthusiasts and those looking to unwind, this property offers front-row views of St. Cloud Lakefront events, fireworks, and festivals—all from your own backyard. Room for boats, toys, gardens, and gatherings — without HOA rules. “Morning coffee on the enclosed porch. Evening privacy on nearly half an acre.” This charming residence features 3 spacious bedrooms with new luxury laminate flooring and 2 elegantly redesigned bathrooms, combining comfort with modern style. The upgraded kitchen showcases stone countertops and stainless steel appliances, ideal for entertaining and everyday living. Brand-new French doors off the family room, office, and primary bedroom create seamless indoor-outdoor living, filling the home with natural light and showcasing stunning lake and landscape views. The expansive family room overlooks East Lake Toho, making it an inviting space for relaxation or gatherings. A versatile bonus room can be used as a formal dining area, office, or additional living space. Step outside to your private lakefront oasis featuring a semi above-ground pool, wood deck, and pergola—perfect for enjoying Florida’s outdoor lifestyle. Additional features include a 15x28 Tuff Shed wired for electric with a loft, a stone paver driveway, and a fully fenced yard with gated access on all sides. Enjoy peaceful mornings on the screened-in back porch overlooking the water. East Lake Toho is renowned for boating, fishing, skiing, and endless recreational opportunities, while still being conveniently located near shopping, dining, and local attractions. Don’t miss this opportunity to embrace true lakefront living—schedule your showing today.

Listing Agent

Jessica Gardner

REALTY HUB Brokerage Phone: 888-900-1801 License #3324990 Listed on: 01/01/2026

REALTY HUB

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,388

Year Built

  • Built in 1958

Lot Details

  • 0.65 Acre Lot
  • Lot Dimensions are 100x305
  • 100 Feet of Lake Waterfront
  • Lake Front
  • South Facing Home
  • Mature Landscaping
  • Oversized Lot
  • Landscaped with Trees
  • Property is zoned ORS2

Parking

  • 2 Carport Spaces

Property Views

  • Lake
  • Canal

Home Design

  • Slab Foundation
  • Metal Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,252 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • Ceiling Fan
  • Window Treatments
  • French Doors
  • Great Room
  • Combination Dining and Living Room
  • Laundry in unit

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Granite Countertops
  • Disposal

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Pool

  • In Ground Pool
  • Pool Deck

Outdoor Features

  • Access To Marina
  • Access To Lake
  • Property is near a marina
  • Access to Freshwater Canal
  • Water Skiing Allowed
  • Covered Patio or Porch
  • Separate Outdoor Workshop
  • Shed
  • Private Mailbox

Location

  • Flood Insurance May Be Required

Schools

  • Lakeview Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Water Filtration System
  • 1 Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Osceola Shores Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,388

Year Built

Built in 1958

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2252
  • Lot Size Acres: 0.65
  • New Construction: No
  • Year Built: 1958
  • Building Area Total: 4465
  • Lot Size Sq Ft: 28227
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 414.81
  • Escrow City: Saint Cloud
  • Escrow State: FL
  • Escrow Street Name: Pennsylvania Avenue
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 297.82
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 1
  • MFR_NumAssignedParkingSpaces: 4
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 888-900-1801
  • Tax Year: 2024
  • Special Features: 4097

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Stone Counters, Thermostat
  • Appliances Included: Dishwasher, Disposal, Microwave, Range, Refrigerator, Water Filtration System, Wine Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Spa Yn: No
  • Stories: 1
  • Window Features: Window Treatments
  • Additional Rooms: Great Room
  • Living Area Meters: 209.22

Exterior Features

  • Direction Faces: South
  • Other Structures: Shed(s), Storage, Workshop
  • Pool Features: Deck, In Ground
  • Exterior Features: French Doors, Other, Private Mailbox
  • Roof: Metal
  • Pool Private: Yes
  • View: Water
  • Water Body Name: EAST LAKE TOHO
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Front Porch, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water Access: Canal - Freshwater,Lake,Marina
  • Water Extras: Skiing Allowed
  • Water View: Canal,Lake
  • Water View YN: 1
  • Waterfront Feet Total: 100
  • Flood Zone Panel: 12097C0095G
  • Water Frontage Feet Lake: 100

Garage/Parking

  • Carport Spaces: 2
  • Carport Y N: Yes
  • Garage Yn: No

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Septic Tank
  • Water Source: Public
  • Number Of Septics: 1

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: None

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Lakeview Elem (K 5)
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: ORS2
  • Parcel Number: 36-25-30-0600-000A-0020
  • Additional Parcels: No
  • Fencing: Other
  • Lot Features: Flood Insurance Required, City Limits, Landscaped, Near Marina, Oversized Lot, Paved
  • Lot Dimensions: 100x305
  • Flood Zone Code: AE

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 2387.71
  • Tax Block: A
  • Tax Book Number: 1-320
  • Tax Lot: 2

Multi Family

  • Waterfront Features: Lake Front

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,388 $181,175 -- --
2024 $2,320 $176,069 -- --
2023 $2,320 $170,941 $0 $0
2022 $2,190 $163,662 $0 $0
2021 $2,158 $158,896 $0 $0
2020 $2,136 $156,703 $0 $0
2019 $2,102 $153,180 $0 $0
2018 $2,071 $150,324 $0 $0
2017 $2,056 $147,233 $0 $0
2016 $2,018 $144,205 $0 $0
2015 $2,045 $143,203 $0 $0
2014 $2,035 $142,067 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/01/2026 01/01/26 For Sale $670,700 -- $298 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $100 None Listed On Document
Interfamily Deed Transfer $79,000 Attorney
Warranty Deed $5,100 Attorney
Deed $98,100 --
Deed -- --
Deed -- --
Warranty Deed $98,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $93,100 Purchase Money Mortgage
Previous Owner $97,444 FHA
Source: Public Records

Source: Stellar MLS

MLS Number: S5140907

Stellar MLS

APN: 36-25-30-0600-000A-0020

Florida Osceola County Saint Cloud 34769 East Saint Cloud

4321 Rummell Rd, Saint Cloud, FL

For Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.



Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

Nearby Homes
Listing Agent
Jessica Gardner
Section Image
REALTY HUB
(407) 488-9836