$232,000
PENDING

433 4th Ave W Spencer, IA 51301

Estimated payment $1,462/month

Total Views 686
3 Beds
2 Baths
2,101 Sq Ft
$110 Price per Sq Ft

Highlights

  • Open-Concept Dining Room
  • Corner Lot
  • Forced Air Heating and Cooling System
  • Spencer Middle School Rated 9+
  • 2 Car Attached Garage
  • Laundry Room

About This Home

Welcome to this beautifully maintained split-level home, perfectly situated on a spacious corner lot in a quiet, established neighborhood. Step inside and enjoy the open main floor layout—ideal for both everyday living and entertaining. The heart of the home features a stunning new kitchen with custom-designed cherry wood cabinetry, elegant quartz countertops, and a full suite of new stainless steel appliances. Gorgeous new flooring flows throughout, complemented by a charming built-in mid-century modern hutch in the dining area, adding both character and functionality. Upstairs, you’ll find three comfortable bedrooms, a full bath, and a cedar-lined closet for added luxury and storage. The lower level includes a newly remodeled bathroom with a walk-in tiled shower, a cozy den, and abundant built-in cabinetry—perfect for organizing and storage. The basement offers even more living space with a family room, dedicated laundry room, and a separate utility room. An insulated, attached 2-car garage completes the package for convenience and comfort. Major updates include a new hot water heater, furnace, and electrical panel (2024). Plus, brand new vinyl siding is scheduled for installation this fall—adding fresh curb appeal and peace of mind. This home is move-in ready and truly a great value for buyers seeking comfort, style, and long-term care. Turn the key and make your MOVE today!

Listing Agent

Lori Black

EXIT Realty Midwest- Spencer/Emmetsburg License #S32043 Listed on: 10/01/2025

EXIT Realty Midwest- Spencer/Emmetsburg

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,868

Year Built

  • Built in 1959 | Remodeled

Lot Details

  • 5,808 Sq Ft Lot
  • Lot Dimensions are 66 x 88
  • Partially Fenced Property
  • Corner Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Asphalt Roof
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 2,101 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Window Treatments
  • Open-Concept Dining Room
  • Tile Flooring
  • Basement Fills Entire Space Under The House

Kitchen

  • Built-In Oven
  • Cooktop
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level

Laundry

  • Laundry Room
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 963712483022

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,868

Year Built

Built in 1959 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: Yes
  • Type: Single Family Residence
  • Year Built: 1959
  • Levels: Multi/Split
  • Stories: 2
  • Architectural Style: Other
  • Property Condition: Updated/Remodeled
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Pantry, Tiled Floors, Washer/Dryer Hkups, Window Coverings
  • Total Bedrooms: 3
  • Total Bathrooms: 2
  • Bathroom Description: Main Floor 3/4 Bath, Upper Level Bath
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Basement Material: Concrete Block
  • Basement Style: Full
  • Dining Room: Informal, Open Floor Plan
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan/Hood, Microwave, Refrigerator, Wall Oven, Washer
  • Price Per S Q F T: 110.42
  • Total Sq Ft: 2530
  • Above Grade Finished: 1672
  • Finished Sq Ft: 2101
  • Basement Features: Finished-Partial

Exterior Features

  • Construction: Stick Built
  • Construction Materials: Vinyl Siding
  • Exterior Features: Driveway-Concrete, Fenced Yard-Partial
  • Flood Zone: No
  • Road Frontage Type: City Street
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Type: Attached
  • Garage Spaces: 2

Utilities

  • Cooling: Central
  • Fuel: Natural Gas
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City
  • Electric: Breakers

Lot Info

  • Parcel Number: 963712483022
  • Estimated Acres: 0.13
  • Lot Features: Corner Lot
  • Estimated Lot Dimensions: 66 x 88
  • Lot Sq Ft: 5808

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 2868
  • Tax Classification: Homestead
  • Tax Year: 2023

MLS Schools

  • School District: Spencer

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,796 $197,320 $18,940 $178,380
2024 $2,796 $184,900 $14,610 $170,290
2023 $2,578 $195,960 $14,610 $181,350
2022 $2,458 $155,220 $14,610 $140,610
2021 $2,614 $146,540 $14,610 $131,930
2020 $2,614 $147,390 $12,450 $134,940
2019 $2,178 $127,280 $0 $0
2018 $2,040 $121,620 $0 $0
2017 $2,040 $99,940 $0 $0
2016 $1,710 $99,940 $0 $0
2015 $1,774 $103,260 $0 $0
2014 $1,716 $103,260 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/03/2025 10/03/25 Pending -- -- --
10/01/2025 10/01/25 For Sale $232,000 -- $110 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Source: Public Records

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 251293

Iowa Great Lakes Board of REALTORS®

APN: 9637-12-483-022