Seller's Agent in 2025
Lori Black
EXIT Realty Midwest- Spencer/Emmetsburg
(712) 580-3948
61 in this area
85 Total Sales
433 4th Ave W Spencer, IA 51301
3
Beds
2
Baths
2,101
Sq Ft
5,808
Sq Ft Lot
Highlights
- Open-Concept Dining Room
- Corner Lot
- Forced Air Heating and Cooling System
- Spencer Middle School Rated 9+
- 2 Car Attached Garage
- Laundry Room
About This Home
As of November 2025Welcome to this beautifully maintained split-level home, perfectly situated on a spacious corner lot in a quiet, established neighborhood. Step inside and enjoy the open main floor layout—ideal for both everyday living and entertaining. The heart of the home features a stunning new kitchen with custom-designed cherry wood cabinetry, elegant quartz countertops, and a full suite of new stainless steel appliances. Gorgeous new flooring flows throughout, complemented by a charming built-in mid-century modern hutch in the dining area, adding both character and functionality. Upstairs, you’ll find three comfortable bedrooms, a full bath, and a cedar-lined closet for added luxury and storage. The lower level includes a newly remodeled bathroom with a walk-in tiled shower, a cozy den, and abundant built-in cabinetry—perfect for organizing and storage. The basement offers even more living space with a family room, dedicated laundry room, and a separate utility room. An insulated, attached 2-car garage completes the package for convenience and comfort. Major updates include a new hot water heater, furnace, and electrical panel (2024). Plus, brand new vinyl siding is scheduled for installation this fall—adding fresh curb appeal and peace of mind. This home is move-in ready and truly a great value for buyers seeking comfort, style, and long-term care. Turn the key and make your MOVE today!
Last Agent to Sell the Property
EXIT Realty Midwest- Spencer/Emmetsburg License #S32043 Listed on: 10/01/2025
Last Buyer's Agent
EXIT Realty Midwest- Spencer/Emmetsburg License #S32043 Listed on: 10/01/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,868
Year Built
- Built in 1959 | Remodeled
Lot Details
- 5,808 Sq Ft Lot
- Lot Dimensions are 66 x 88
- Partially Fenced Property
- Corner Lot
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Asphalt Roof
- Vinyl Siding
- Stick Built Home
Interior Spaces
- 2,101 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Window Treatments
- Open-Concept Dining Room
- Tile Flooring
- Basement Fills Entire Space Under The House
Kitchen
- Built-In Oven
- Cooktop
- Recirculated Exhaust Fan
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Bathroom on Main Level
Laundry
- Laundry Room
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Assessor Parcel Number 963712483022
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 1, 2025
Closed on
Nov 13, 2025
Sold by
Grace J Peterson Revocable Living Trust and Peterson Grace J
Bought by
Danielzuk Lane E and Danielzuk Joellen
Seller's Agent
Lori Black
EXIT Realty Midwest- Spencer/Emmetsburg
Buyer's Agent
Lori Black
EXIT Realty Midwest- Spencer/Emmetsburg
List Price
$232,000
Sold Price
$228,500
Premium/Discount to List
-$3,500
-1.51%
Views
6
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.41%
Original Mortgage
$182,800
Outstanding Balance
$182,628
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$44,371
Purchase Details
Closed on
Jul 16, 2024
Sold by
J W P Trust and Peterson Grace J
Bought by
Grace J Peterson Revocable Living Trust and Peterson
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $228,500 | None Listed On Document | |
| Warranty Deed | -- | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $182,800 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/17/2025 11/17/25 | Sold | $228,500 | -1.5% | $109 / Sq Ft |
| 10/03/2025 10/03/25 | Pending | -- | -- | -- |
| 10/01/2025 10/01/25 | For Sale | $232,000 | -- | $110 / Sq Ft |
Source: Iowa Great Lakes Board of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,796 | $197,320 | $18,940 | $178,380 |
| 2024 | $2,796 | $184,900 | $14,610 | $170,290 |
| 2023 | $2,578 | $195,960 | $14,610 | $181,350 |
| 2022 | $2,458 | $155,220 | $14,610 | $140,610 |
| 2021 | $2,614 | $146,540 | $14,610 | $131,930 |
| 2020 | $2,614 | $147,390 | $12,450 | $134,940 |
| 2019 | $2,178 | $127,280 | $0 | $0 |
| 2018 | $2,040 | $121,620 | $0 | $0 |
| 2017 | $2,040 | $99,940 | $0 | $0 |
| 2016 | $1,710 | $99,940 | $0 | $0 |
| 2015 | $1,774 | $103,260 | $0 | $0 |
| 2014 | $1,716 | $103,260 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Lori Black
Map
Source: Iowa Great Lakes Board of REALTORS®
MLS Number: 251293
APN: 9637-12-483-022
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