RENTED OCT 1, 2025

435 Elm St Ludlow, KY 41016

Estimated Value: $385,000 - $424,000

4 Beds
2 Baths
1,908 Sq Ft
$211/Sq Ft Est. Value

Last Sold June 12, 2023

Last sale price $350,000 $183 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $2,474/month

Highlights

  • Granite Flooring
  • Furnished
  • No HOA
  • High Ceiling
  • Granite Countertops
  • 4-minute walk to Ludlow Memorial Park

About This Home

As of October 2025

Rockstar 4 bed, 2 full bath Fully Furnished rental with detached 1 car garage, beautiful covered front porch and back patio. All in the heart of Ludlow and minutes from Downtown Cincinnati, and walkable to shopping and dining in Ludlow. The old world charm matched with updated kitchen and baths, and flooring on the main floor. Roof '22. HVAC '23. Siding, roof and windows new on garage '23.
If tenant wants furnishings removed. Owner will remove.

Last Agent to Rent the Property

Shelley Helton

eXp Realty, LLC License #221066 Listed on: 09/09/2025

eXp Realty, LLC

Last Renter's Agent

Shelley Helton

eXp Realty, LLC License #221066 Listed on: 09/09/2025

eXp Realty, LLC

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1930

Lot Details

  • 4,625 Sq Ft Lot
  • Lot Dimensions are 37 x 125
  • Level Lot
  • Historic Home

Parking

  • 1 Car Detached Garage
  • Driveway
  • On-Street Parking

Home Design

  • Stone Foundation
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 1,908 Sq Ft Home
  • 2-Story Property
  • Furnished
  • High Ceiling
  • Ceiling Fan
  • Chandelier
  • Electric Fireplace
  • Vinyl Clad Windows
  • Panel Doors
  • Family Room
  • Living Room
  • Formal Dining Room
  • Partial Basement
  • Fire and Smoke Detector

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Granite
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • Mini Split Air Conditioners
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Furnace

Community Details

  • No Home Owners Association

Listing and Financial Details

  • No Smoking Allowed
  • Negotiable Lease Term
  • Assessor Parcel Number 026-34-07-015.00

Home Details

Home Type

Single Family

Year Built

Built in 1930

Lot Details

0

Parking

1

Rental Info

  • Lease Term: Negotiable

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.11
  • Year Built: 1930
  • Lot Size: 37 x 125
  • Ownership: Consumer
  • Directions: Route 8 to Elm St. to home
  • Architectural Style: Historic
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mary A. Goetz Elementary
  • Location Tax Legal Info:Middle or Junior School: Ludlow Middle School
  • Location Tax Legal Info:High School: Ludlow High
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 37 x 125
  • General Property Description:Approx SqFt2: 1908.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: SD1
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.1062
  • General Property Description:Living Area: 1908.0
  • General Property Description:Lot Size Square Feet: 4625.0
  • Structure Type:House: Yes
  • Laundry Features:Main Level: Yes
  • Security Features:Smoke Detector(s): Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 026-34-07-015.00
  • Appliances Refrigerators: Yes
  • General Property Description:Fireplaces Total: 1
  • Appliances Dryer: Yes
  • Washers: Yes
  • Foundation:Stone3: Yes
  • Contract Info:Lease Term: Negotiable
  • Contract Info:Smoking Permitted YN: No
  • Utilities:Separate Air Condition: Yes
  • Utilities:Separate Furnace: Yes
  • Utilities:Separate Gas Electric: No
  • Pets Allowed:Pets Allowed2: Yes
  • Pets Allowed:Pet Deposit YN: Yes
  • Pets Allowed:Pet Deposit: 250.0
  • Room Details:Bedroom on Level 1: No
  • Architecture:Historic: Yes
  • Contract Info:Furnished: Furnished
  • Pets Allowed:Call2: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Granite Counters, Chandelier, Ceiling Fan(s), High Ceilings, Multi Panel Doors
  • Basement: Partial
  • Heating: Natural Gas, Forced Air
  • Levels: Two
  • Property Type: Residential Lease
  • Pets Allowed: Call
  • Furnished: Furnished
  • Appliances: Electric Range, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Electric
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1908.0
  • Window Features: Vinyl Clad Window(s)
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Chandelier2: Yes
  • Fireplace Features:Electric: Yes
  • Basement:Partial: Yes

Exterior Features

  • Roof: Shingle
  • Lot Features: Level
  • Construction Type: Wood Siding
  • Foundation Details: Stone
  • Patio And Porch Features: Covered, Patio, Porch
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Clad Window(s): Yes
  • Lot Features:Level: Yes
  • Construction Materials:Wood Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached, Driveway, Garage, On Street
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:On Street: Yes
  • Parking Features:Detached: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Main Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Lot Info

  • Lot Size Sq Ft: 4625.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 2, 2023
Closed on
Jun 8, 2023
Sold by
James Travis P and James Teresa M
Bought by
Aston Martin and Jacques Marriott Jacques
Seller's Agent
Matt Brock
Resource Realty Partners
Buyer's Agent
Shelley Helton
eXp Realty, LLC
List Price
$349,900
Sold Price
$350,000
Premium/Discount to List
$100
0.03%
Views
223
Current Estimated Value
$403,160

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$53,160
Avg. Annual Appreciation
5.40%
Original Mortgage
$280,000
Outstanding Balance
$271,973
Interest Rate
6.43%
Mortgage Type
New Conventional
Estimated Equity
$131,187

Purchase Details

Closed on
Mar 29, 2019
Sold by
Vanlandingham Higgins Vita and Higgins Joel
Bought by
James Travis P and James Teresa M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,403
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 15, 1997
Sold by
Catherine M King Est
Bought by
King Joseph J and King Mary

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,000
Interest Rate
7.98%
Mortgage Type
New Conventional
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Aston Martin $350,000 360 American Title
James Travis P $149,900 360 American Title Svcs Llc
King Joseph J $82,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Aston Martin $280,000
Previous Owner James Travis P $145,403
Previous Owner King Joseph J $62,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/01/2025 10/01/25 Rented $2,600 0.0% --
09/09/2025 09/09/25 For Rent $2,600 0.0% --
06/12/2023 06/12/23 Sold $350,000 +4.5% $183 / Sq Ft View Prior Sale
05/14/2023 05/14/23 Pending -- -- --
05/10/2023 05/10/23 Price Changed $335,000 -4.3% $176 / Sq Ft
05/02/2023 05/02/23 For Sale $349,900 -- $183 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,571 $350,000 $10,000 $340,000
2024 $4,550 $350,000 $10,000 $340,000
2023 $1,929 $149,900 $10,000 $139,900
2022 $1,949 $149,900 $10,000 $139,900
2021 $2,162 $149,900 $10,000 $139,900
2020 $2,153 $149,900 $10,000 $139,900
2019 $1,246 $85,000 $10,000 $75,000
2018 $1,239 $85,000 $10,000 $75,000
2017 $1,222 $85,000 $10,000 $75,000
2015 $1,164 $85,000 $10,000 $75,000
2014 $1,118 $85,000 $10,000 $75,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 636100

Northern Kentucky Multiple Listing Service

APN: 026-34-07-015.00

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