NOT LISTED FOR SALE

43540 Decker Ave Harris, MN 55032

Estimated Value: $323,000 - $383,000

2 Beds
1 Bath
1,208 Sq Ft
$286/Sq Ft Est. Value

Last Sold September 18, 2023

Last sale price $315,000 $261 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $2,090/month

14 Days on Market

Highlights

  • 95 Feet of Waterfront
  • Main Floor Primary Bedroom
  • Stainless Steel Appliances
  • Beach Access
  • No HOA
  • Porch

About This Home

As of September 2023

Welcome to this beautiful home with 95 feet of lake shore on Fish Lake! This two-bedroom, one-bathroom home will blow you away with its natural privacy, exceptional views, and its charming cabin feel. The main level holds a spacious 4 seasons porch, a full bathroom, the large living room and the kitchen with stainless steel appliances and elegant tile backsplash. The main level also holds a spacious bedroom and walk-out access to the deck. As you move upstairs you will find the large lofted second bedroom with a vaulted ceiling and great views of the lake. As you move outside you will find a cozy fire pit and well-maintained landscaping throughout. Don't miss your chance to call this stunning house your home!

Last Agent to Sell the Property

John Schuster

Coldwell Banker Realty Brokerage Phone: 612-360-1670 Listed on: 08/17/2023

Coldwell Banker Realty

Co-Listed By

Andy Baker

JPW Realty Brokerage Phone: 612-360-1670

Last Buyer's Agent

Steven Varhol

Coldwell Banker Realty

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,582

Year Built

  • Built in 1960

Lot Details

  • 0.29 Acre Lot
  • Lot Dimensions are 33x185x44x51x222
  • 95 Feet of Waterfront
  • Lake Front
  • Unpaved Streets
  • Few Trees
  • Zoning described as Shoreline,Residential-Single Family

Home Design

  • Pitched Roof

Interior Spaces

  • 1,208 Sq Ft Home
  • 1.5-Story Property
  • Wood Burning Fireplace
  • Electric Fireplace
  • Living Room with Fireplace
  • Crawl Space

Kitchen

  • Range
  • Microwave
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • 1 Full Bathroom

Outdoor Features

  • Beach Access
  • Porch

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Baseboard Heating
  • Well

Community Details

  • No Home Owners Association
  • Rosecrest Subdivision

Listing and Financial Details

  • Assessor Parcel Number 030135900

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,582

Year Built

Built in 1960

Lot Details

0

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Wall Unit(s)
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Well
  • Year Built: 1960
  • Above Grade Finished Sq Ft: 1208
  • Water Body Name: Fish
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Attribution Contact: 612-360-1670
  • Attribution Contact: 612-360-1670
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Crawl Space
  • Appliances: Microwave, Range, Refrigerator, Stainless Steel Appliances
  • Fireplace Features: Electric, Living Room, Wood Burning
  • Living Area: 1208
  • Fireplace: Yes
  • Basement YN: No
  • Dining Room Type: Kitchen, Living Room, Bedroom 1, Bedroom 2, Four Season Porch
  • SqFtTotal: 1208.00

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 2

Exterior Features

  • Roof: Asphalt, Pitched
  • View: Panoramic
  • Other Structures: Additional Garage
  • PatioPorchType: Deck,Side Porch
  • LakeChain: N
  • Waterfront Frontage: 95

Garage/Parking

  • Parking Features: Detached, Gravel

Utilities

  • Heating: Baseboard
  • Sewer: Holding Tank, Private Sewer
  • Fuel: Electric

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Dock,Main Floor Primary Bedroom,Natural Woodwork

Schools

  • Junior High Dist: North Branch
  • SchoolDistrictPhone: 651-674-1000

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 33x185x44x51x222
  • Lot Size Sq Ft: 12545.28
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Tree Coverage - Medium
  • Additional Parcels: No
  • Zoning Description: Shoreline,Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Engineered Wood

Tax Info

  • Tax Year: 2023
  • Assessor Parcel Number: 030135900
  • Tax Annual Amount: 3582
  • TaxWithAssessments: 3582.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 17, 2023
Closed on
Sep 12, 2023
Sold by
Mark J Payette Revocable Trust Dated Ma
Bought by
Schultz Christopher and Schultz Melissa
Seller's Agent
John Schuster
Coldwell Banker Realty
Buyer's Agent
Steven Varhol
Coldwell Banker Realty
List Price
$299,900
Sold Price
$315,000
Premium/Discount to List
$15,100
5.04%
Views
57
Current Estimated Value
$345,183

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$30,183
Avg. Annual Appreciation
4.06%
Original Mortgage
$185,793
Outstanding Balance
$181,377
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$163,806

Purchase Details

Closed on
Aug 24, 2018
Sold by
Ramirez Louis J and Ramirez Annie L
Bought by
Payette Mark and Payette Mary

Purchase Details

Closed on
Jun 28, 2012
Sold by
Pickar Lisa M L and Pickar Timothy E
Bought by
Ramirez Louis J and Ramirez Annie L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
3.77%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 8, 2005
Sold by
Gerwing Wayne J and Gerwing Marlete G
Bought by
Pickar Timothy E and Pickar Lisa M L

Purchase Details

Closed on
Apr 11, 2003
Sold by
Declue Audrey J
Bought by
Gerwing Wayne J and Gerwing Marlete G
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

Date Buyer Sale Price Title Company
Schultz Christopher $315,000 --
Payette Mark $206,000 --
Ramirez Louis J $150,000 --
Pickar Timothy E $205,000 --
Gerwing Wayne J $168,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Schultz Christopher $185,793
Previous Owner Ramirez Louis J $135,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/18/2023 09/18/23 Sold $315,000 +5.0% $261 / Sq Ft
08/31/2023 08/31/23 Pending -- -- --
08/17/2023 08/17/23 For Sale $299,900 -- $248 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,416 $296,400 $0 $0
2023 $3,416 $340,200 $202,600 $137,600
2022 $3,668 $305,000 $174,900 $130,100
2021 $3,162 $231,000 $0 $0
2020 $2,798 $221,400 $116,600 $104,800
2019 $2,690 $0 $0 $0
2018 $2,312 $0 $0 $0
2017 $2,220 $0 $0 $0
2016 $2,162 $0 $0 $0
2015 $2,152 $0 $0 $0
2014 -- $142,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: NorthstarMLS

MLS Number: 6416525

NorthstarMLS

APN: 03-01359-00