$150,000

4370 Oliver Rd Independence, KY 41051

Estimated payment $922/month

Total Views 1,142
3 Beds
1 Bath
1,250 Sq Ft
$120 Price per Sq Ft

Highlights

  • View of Trees or Woods
  • Deck
  • Ranch Style House
  • White's Tower Elementary School Rated A-
  • Wooded Lot
  • Wood Flooring

About This Home

This home qualifies for renovation loan financing, which allows buyers to finance both the purchase price and the cost of updates in one mortgage. Renovation loans can cover a wide range of projects—from cosmetic updates to larger repairs—and the home is appraised ''as completed,'' giving you the ability to borrow against the improved value. With down payment options as low as 3-3.5 percent (depending on program), this is a great way to customize the home to your style while building equity right away. Ask your lender about available renovation loan programs and eligibility.
The property itself is a 3 bed, 1 bath ranch with approx. 1,250 sq ft, featuring a spacious living room with stone fireplace and bay window, an eat-in kitchen that opens to a covered deck and breezeway, a full walk-out basement, and a 2-car garage. With the right vision and improvements, this home offers tremendous potential!

Images of renovation artificially created

Listing Agent

John Vince

Hand in Hand Realty License #195747 Listed on: 09/26/2025

Co-Listing Agent

Aaron Vince

Hand in Hand Realty License #247341

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,509

Lot Details

  • 0.57 Acre Lot
  • Lot Dimensions are 100x247x100x239
  • Lot Sloped Down
  • Wooded Lot

Parking

  • 2 Car Garage
  • Oversized Parking
  • Front Facing Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Block Foundation
  • Shingle Roof
  • Aluminum Siding
  • Stone

Interior Spaces

  • 1,250 Sq Ft Home
  • Wood Burning Fireplace
  • Non-Functioning Fireplace
  • Stone Fireplace
  • Bay Window
  • Living Room
  • Views of Woods
  • Eat-In Kitchen
  • Washer and Electric Dryer Hookup

Flooring

  • Wood
  • Concrete

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Unfinished Basement

  • Walk-Out Basement
  • Laundry in Basement
  • Rough-In Basement Bathroom

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Whites Tower Elementary School
  • Twenhofel Middle School
  • Simon Kenton High School

Utilities

  • No Cooling
  • Heating System Uses Oil
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 046-40-00-048.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,509

Lot Details

0

Parking

2

Listing Details

  • Cooling: None
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.57
  • Lot Size: 100X247x100x239
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: o432501535
  • Co List Office Phone: 859-331-8800
  • Ownership: LLC, Agent/Owner
  • Directions: Madison Pike to Left on 1486 to Left on Oliver Rd. Home is on Right just before Fowler Creek.
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Whites Tower Elementary
  • Location Tax Legal Info:Middle or Junior School: Twenhofel Middle School
  • Location Tax Legal Info:High School: Simon Kenton High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 100X247x100x239
  • Architecture:Ranch: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities:Cable Available: Yes
  • Utilities Electric Company: Owen County Electric
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.57
  • General Property Description:Living Area: 1250.0
  • General Property Description:Lot Size Square Feet: 24829.0
  • Location Tax Legal Info:Tax ID: 046-40-00-048.00
  • Foundation:Block4: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • General Property Description:Fireplaces Total: 1
  • View:TreesWoods: Yes
  • Laundry Features:In Basement: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Water Available: Yes
  • Cooling:None9: Yes
  • Electric:Fuses: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Eat-in Kitchen
  • Basement: Half Bath Rough In, Unfinished, Walk-Out Access
  • Heating: Oil
  • Levels: One
  • Property Type: Residential
  • Appliances: See Remarks
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Stone, Inoperable, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1250.0
  • Window Features: Bay Window(s)
  • Basement:Unfinished2: Yes
  • Basement:Walk-Out Access7: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Fireplace Features:Inoperable: Yes
  • Basement:Concrete Flooring: Yes
  • Fireplace Features:Wood Burning: Yes
  • Fireplace Features:Stone4: Yes
  • Basement:Half Bath Rough In: Yes
  • Appliances:See Remarks32: Yes

Exterior Features

  • View: Trees/Woods
  • Roof: Shingle
  • Lot Features: Sloped Down, Wooded
  • View: Yes
  • Construction Type: Aluminum Siding, Stone
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Deck
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Construction Materials:Stone2: Yes
  • Lot Features:Wooded: Yes
  • Window Features:Bay Window(s): Yes
  • Construction Materials:Aluminum Siding: Yes
  • Lot Features:Sloped Down: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage, Garage Faces Front, Off Street, Oversized
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Off Street2: Yes
  • Parking Features:Oversized: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, In Basement, Washer Hookup
  • Cooling Y N: No
  • Heating Yn: Yes
  • Electric: Fuses
  • Utilities: Cable Available, Sewer Available, Water Available
  • Heating:Oil: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Whites Tower Elementary
  • Junior High Dist: Kenton Co Public
  • High School: Simon Kenton High
  • Middle Or Junior School: Twenhofel Middle School

Lot Info

  • Lot Size Sq Ft: 24829.0
  • Zoning Description: Residential

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,509 $123,200 $25,000 $98,200
2023 $1,555 $123,200 $25,000 $98,200
2022 $1,112 $123,200 $25,000 $98,200
2021 $1,128 $123,200 $25,000 $98,200
2020 $863 $99,900 $20,000 $79,900
2019 $866 $99,900 $20,000 $79,900
2018 $892 $99,900 $20,000 $79,900
2017 $869 $99,900 $20,000 $79,900
2015 $845 $99,900 $20,000 $79,900
2014 $844 $99,900 $20,000 $79,900
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/26/2025 09/26/25 For Sale $150,000 -- $120 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Fiduciary Deed $150,000 None Listed On Document
Fiduciary Deed $150,000 None Listed On Document
Fiduciary Deed $150,000 None Listed On Document
Source: Public Records

Source: Northern Kentucky Multiple Listing Service

MLS Number: 636629

Northern Kentucky Multiple Listing Service

APN: 046-40-00-048.00