NOT LISTED FOR SALE

438 Sudbury Cir Unit 7 Oswego, IL 60543

South Oswego Neighborhood

Estimated Value: $481,305 - $578,000

4 Beds
3 Baths
2,821 Sq Ft
$180/Sq Ft Est. Value

Last Sold May 30, 2018

Last sale price $324,000 $115 Per Sq Ft

Est. 57% increase in value since last sale

Current estimated payment $3,661/month

5 Days on Market

Highlights

  • Traditional Architecture
  • Wood Flooring
  • Home Office
  • Prairie Point Elementary School Rated A-
  • Whirlpool Bathtub
  • Breakfast Room

About This Home

As of May 2018

Be prepared to fall in love with this beautiful home! Impressive entry with hard wood floors, fantastic island in the kitchen also with hardwood floors,Stainless Steel appl. all stay including washer & dryer, large family rm. off the kitchen with fireplace. 4 Large bedrooms on the second floor, office located on the main level, laundry on the 1st floor. Newer deck, located on one of the larger lots in the area. Wonderful large dining room, formal living rm., 2.5 baths. Great front porch, plus a fantastic basement with great ceiling room, just waiting to be finished. Located close to the Deerpath bike and walking path. Don't miss out on this great home at a great price.

Last Agent to Sell the Property

Dianne Yelm

Century 21 Circle - Aurora License #475129239 Listed on: 02/28/2018

Century 21 Circle - Aurora

Last Buyer's Agent

Joseph Rehak

Village Realty, Inc. License #475178880

Village Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,657

Year Built

  • 2004

Lot Details

  • 0.29

HOA Fees

  • $10 per month

Parking

  • Attached Garage
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Breakfast Room
  • Home Office
  • Wood Flooring
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Oven or Range
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Porch
  • Property is near a bus stop

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $4,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,657

Year Built

2004

Lot Details

0

HOA Fees

$10 per month

Parking

3

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service, Commuter Bus, Commuter Train, Interstate Access
  • Age: 11-15 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 2.1
  • Style Of House: Traditional
  • Type Detached: 2 Stories
  • Estimated Year Built: 2004
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2004

Interior Features

  • Interior Property Features: Hardwood Floors, 1st Floor Laundry
  • Number Of Rooms: 10
  • Living Room: Dimensions: 16X12, On Level: Main Level, Flooring: Hardwood
  • Appliances: Oven/Range, Dishwasher, Refrigerator, Washer, Dryer, All Stainless Steel Kitchen Appliances
  • Fireplace Location: Family Room
  • Basement: Full
  • Basement: Unfinished
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Whirlpool, Separate Shower, Double Sink
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 13X8, On Level: Main Level, Flooring: Vinyl
  • Dining Room: Dimensions: 15X12, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Dimensions: 18X13, On Level: Main Level
  • Additional Rooms: Breakfast Room, Office
  • Master Bedroom: Dimensions: 20X13, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: Breakfast Rm, Dimensions: 13X10, On Level: Main Level, Flooring: Hardwood
  • Additional Room 2 Name: Office, Dimensions: 14X12, On Level: Main Level, Flooring: Hardwood
  • Bedroom 2: Dimensions: 14X12, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 3: Dimensions: 13X12, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 4: Dimensions: 13X12, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 2821
  • Family Room: Dimensions: 20X18, On Level: Main Level, Flooring: Carpet

Exterior Features

  • Foundation: Concrete
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Vinyl Siding, Brick
  • Roof Type: Asphalt/Glass (Shingles)
  • Waterfront: Yes
  • Exterior Property Features: Porch

Garage/Parking

  • Number of Cars: 3
  • Parking: Garage
  • Garage Type: Attached
  • Garage On Site: Yes
  • Number Garage Spaces: 3
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Association Fees: 120
  • Management Contact Name: JOANNE
  • Management Phone: 630-845-8600

Fee Information

  • Management Company: KRILL & KRILL

Schools

  • School District: 308
  • Elementary School: PRAIRIE POINT ELEMENTARY SCHOOL
  • Middle School: TRAUGHBER JUNIOR HIGH SCHOOL
  • High School: OSWEGO HIGH SCHOOL
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 54.59 X 140.58 X 150.44 X 130.46
  • Parcel Identification Number: 0329131020

Tax Info

  • Taxes: 9429

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 28, 2018
Closed on
May 10, 2018
Sold by
Cartus Financial Corp
Bought by
Kwiatkowski Ed T and Kwiatkowski Jacqueline E
Seller's Agent
Dianne Yelm
Century 21 Circle - Aurora
Buyer's Agent
Joseph Rehak
Village Realty, Inc.
List Price
$325,900
Sold Price
$324,000
Premium/Discount to List
-$1,900
-0.58%
Current Estimated Value
$508,076

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$184,076
Avg. Annual Appreciation
5.64%
Original Mortgage
$307,800
Interest Rate
4.12%
Mortgage Type
Negative Amortization

Purchase Details

Listed on
Feb 28, 2018
Closed on
Apr 5, 2018
Sold by
Mendoza Eduardo and Mendoza Esther
Bought by
Cartus Financial Corporation
Seller's Agent
Dianne Yelm
Century 21 Circle - Aurora
Buyer's Agent
Joseph Rehak
Village Realty, Inc.
List Price
$325,900
Sold Price
$324,000
Premium/Discount to List
-$1,900
-0.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$307,800
Interest Rate
4.12%
Mortgage Type
Negative Amortization

Purchase Details

Listed on
Mar 21, 2012
Closed on
Apr 17, 2012
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Mendoza Eduardo and Mendoza Esther
Seller's Agent
Kathy Mahoney
KM Midwest Realty LLC
Buyer's Agent
Marta Corral
On The Mark Realty LLC
List Price
$261,900
Sold Price
$250,000
Premium/Discount to List
-$11,900
-4.54%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.42%
Original Mortgage
$237,500
Interest Rate
3.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 16, 2012
Sold by
Kaye Mark
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
May 24, 2005
Sold by
Kaye Jennifer
Bought by
Kaye Jennifer and Kaye Mark

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,000
Interest Rate
6%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jan 29, 2004
Sold by
T J Baumgartner Custom Homes Corp
Bought by
Kaye Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$259,000
Interest Rate
5.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 10, 2003
Sold by
Deerpath Development Corp
Bought by
T J Baumgartner Custom Homes Corp

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kwiatkowski Ed T $324,000 Burnet Title Post Closing
Cartus Financial Corporation $324,000 Burnet Title Post Closing
Mendoza Eduardo $250,000 Attorneys Title Guaranty Fun
Federal Home Loan Mortgage Corporation -- None Available
Kaye Jennifer -- Security First Title Co
Kaye Jennifer $324,500 Chicago Title Insurance Co
T J Baumgartner Custom Homes Corp -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kwiatkowski Ed T $308,750
Closed Kwiatkowski Ed T $307,800
Previous Owner Cartus Financial Corporation $307,800
Previous Owner Mendoza Eduardo $27,900
Previous Owner Mendoza Eduardo $237,500
Previous Owner Kaye Mark $56,915
Previous Owner Kaye Jennifer $30,000
Previous Owner Kaye Mark $30,000
Previous Owner Kaye Jennifer $320,000
Previous Owner Kaye Jennifer $259,000
Previous Owner T J Baumgartner Custom Homes Corp $250,000
Previous Owner T J Baumgartner Custom Homes Corp $300,000
Closed T J Baumgartner Custom Homes Corp $200,000
Closed Kaye Jennifer $48,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/30/2018 05/30/18 Sold $324,000 -0.6% $115 / Sq Ft
03/05/2018 03/05/18 Pending -- -- --
02/28/2018 02/28/18 For Sale $325,900 +30.4% $116 / Sq Ft
06/01/2012 06/01/12 Sold $250,000 -4.5% $89 / Sq Ft
04/05/2012 04/05/12 Pending -- -- --
03/21/2012 03/21/12 For Sale $261,900 -- $93 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,657 $138,435 $24,416 $114,019
2023 $9,516 $122,509 $21,607 $100,902
2022 $9,516 $111,372 $19,643 $91,729
2021 $9,179 $104,086 $18,358 $85,728
2020 $9,077 $102,045 $17,998 $84,047
2019 $8,986 $99,597 $17,998 $81,599
2018 $9,820 $106,522 $18,948 $87,574
2017 $9,592 $99,553 $17,708 $81,845
2016 $9,429 $96,653 $17,192 $79,461
2015 $9,682 $94,758 $16,855 $77,903
2014 -- $91,998 $16,364 $75,634
2013 -- $91,998 $16,364 $75,634
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD09869688

Midwest Real Estate Data (MRED)

APN: 03-29-131-020