$525,000
SOLD MAR 17, 2025

438 Toronto St Fort Collins, CO 80524

3 Beds
3 Baths
1,950 Sq Ft
5,642 Sq Ft Lot

Recently Sold

$269 Per Sq Ft

44 Days on Market

Highlights

  • Open Floorplan
  • Clubhouse
  • Home Office
  • Fort Collins High School Rated A-
  • Contemporary Architecture
  • Hiking Trails

About This Home

As of March 2025

This beautifully maintained two-story gem in the Dry Creek neighborhood backs directly onto a peaceful greenbelt walking trail, offering a perfect blend of modern living and natural beauty. Thoughtfully cared for, the interior boasts a freshness that rivals brand new homes, complete with updated light fixtures throughout and durable, scratch-resistant LVP flooring. Natural light floods the main living area through an abundance of windows, creating a bright and inviting space for relaxation and entertainment. The kitchen is equipped with stainless steel appliances, including a top-end refrigerator and a new high-quality sink. An island with seating offers a casual dining option, complemented by an adjacent dining area for more formal gatherings. A spacious office area at the front of the home offers a quiet and convenient space ideal for remote work or creative pursuits. The upper level features a private haven with three generously-sized bedrooms and extra-padded carpets throughout for added comfort underfoot. The primary suite is your personal retreat, featuring an ensuite bath and a walk-in closet for all your wardrobe needs. The upstairs laundry area adds ease to your routine, ensuring household tasks are kept simple and efficient. Outside, the fenced, landscaped backyard with a concrete patio presents an idyllic setting for outdoor gatherings. The greenbelt just beyond the yard offers a lovely extension to your outdoor living space, ideal for leisurely walks or morning jogs. Located just a 10-minute drive from the vibrant amenities of Old Town, this home offers easy access to a variety of shopping, dining, and cultural attractions, ensuring that you are never far from the excitement.

Last Agent to Sell the Property

Rob Kittle

Kittle Real Estate Listed on: 01/27/2025

Co-Listed By

Laura Michaud

Kittle Real Estate

Last Buyer's Agent

The Woodrum Team

Coldwell Banker Realty- Fort Collins

Coldwell Banker Realty- Fort Collins

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,161

Year Built

  • Built in 2012

Lot Details

  • 5,642 Sq Ft Lot
  • Open Space
  • Wood Fence
  • Sprinkler System
  • Property is zoned LMN

HOA Fees

  • $55 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Tandem Parking

Home Design

  • Contemporary Architecture
  • Wood Frame Construction
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 1,950 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Electric Fireplace
  • Window Treatments
  • French Doors
  • Living Room with Fireplace
  • Home Office
  • Crawl Space
  • Radon Detector

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Primary bathroom on main floor

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Schools

  • Laurel Elementary School
  • Lincoln Middle School
  • Ft Collins High School

Utilities

  • Humidity Control
  • Forced Air Heating and Cooling System

Additional Features

  • Energy-Efficient HVAC
  • Patio

Listing and Financial Details

  • Assessor Parcel Number R1645914

Community Details

Overview

  • Association fees include common amenities, management
  • Dry Creek Subdivision

Amenities

  • Clubhouse

Recreation

  • Park
  • Hiking Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,161

Year Built

Built in 2012

Lot Details

0

HOA Fees

$55 per month

Parking

3

Listing Details

  • Year Built: 2012
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.13
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Co List Office Mls Id: KTLRE
  • Subdivision Name: Dry Creek
  • Architectural Style: Contemporary/Modern
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Efficiency: HVAC
  • Building Stories: 2
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 1950
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Gas Range/Oven, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Disposal
  • Accessibility Features: Main Floor Bath
  • Has Basement: Crawl Space, Built-In Radon
  • Full Bathrooms: 2
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: French Doors
  • Fireplace Features: Electric, Living Room
  • Fireplace: Yes
  • Interior Amenities: Study Area, Eat-in Kitchen, Open Floorplan, Pantry, Walk-In Closet(s), Kitchen Island
  • Window Features: Window Coverings
  • Room Bedroom3 Features: Carpet
  • Dining Room Features: Luxury Vinyl Floor
  • IRESDS_HasFamilyRoom: No
  • Living Room Living Room Level: Main
  • Master Bedroom Master Bedroom Level: Upper
  • Room Bedroom3 Level: Upper
  • Room Bedroom2 Level: Upper
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Kitchen Features: Luxury Vinyl Floor
  • Living Room Features: Luxury Vinyl Floor
  • Dining Room Dining Room Level: Main
  • Master Bathroom Features: 3/4 Primary Bath
  • ResoLivingAreaSource: Other

Exterior Features

  • Roof: Composition
  • Fencing: Fenced, Wood
  • Lot Features: Lawn Sprinkler System, Abuts Private Open Space
  • View: Foothills View
  • Waterfront: No
  • Construction Type: Wood/Frame, Wood Siding
  • Patio And Porch Features: Patio
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 3
  • Garage Spaces: 3
  • Parking Features: Tandem
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Electric: Electric, City of FTC
  • Heating: Forced Air, Humidity Control
  • Utilities: Natural Gas Available, Electricity Available
  • Laundry Features: Washer/Dryer Hookups, Upper Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: District Sewer
  • Water Source: District Water, ELCO
  • Gas Company: Natural Gas, Xcel Energy

Condo/Co-op/Association

  • HOA Fee Includes: Common Amenities, Management
  • Community Features: Clubhouse, Park, Hiking/Biking Trails
  • Senior Community: No
  • Association Fee: 660
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • IRESDS_HasAssociationReserve: Yes
  • IRESDS_HasAssociationFee: Yes

Schools

  • Elementary School: Laurel
  • HighSchool: Ft Collins
  • Junior High Dist: Poudre
  • Middle Or Junior School: Lincoln

Lot Info

  • Zoning: LMN
  • Lot Size Sq Ft: 5642
  • Parcel #: R1645914
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 3161

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 27, 2025
Closed on
Feb 28, 2025
Sold by
Clonts Nathan A and Erb Autumn G
Bought by
Jones Dylan Thomas and Berner-Jones Morgan
Seller's Agent
Rob Kittle
Kittle Real Estate
Buyer's Agent
The Woodrum Team
Coldwell Banker Realty- Fort Collins
List Price
$525,000
Sold Price
$525,000
Views
33
Current Estimated Value
$538,994

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,994
Avg. Annual Appreciation
3.67%
Original Mortgage
$515,490
Outstanding Balance
$512,450
Interest Rate
6.95%
Mortgage Type
FHA
Estimated Equity
$26,544

Purchase Details

Closed on
Sep 17, 2021
Sold by
Storey Jonathan and Brown Yvonne
Bought by
Zillow Homes Property Trusts

Purchase Details

Listed on
Nov 2, 2016
Closed on
Dec 12, 2016
Sold by
Noren Dalton A and Noren Justine N
Bought by
Storey Jonathan and Brown Yvonne
Seller's Agent
John Weiss
RE/MAX Alliance-FTC South
Buyer's Agent
Scott McIntosh
RE/MAX Alliance-FTC South
List Price
$350,000
Sold Price
$350,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.92%
Original Mortgage
$315,000
Interest Rate
3.47%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 1, 2015
Sold by
Noren James E and Noren Diane L
Bought by
Noren Dalton A and Noren Justine N

Purchase Details

Listed on
Nov 7, 2012
Closed on
Jan 29, 2013
Sold by
Encore Homes Llc
Bought by
Noren James E and Noren Diane L
Seller's Agent
Kendra Adams
Resident Realty
Buyer's Agent
John Weiss
RE/MAX Alliance-FTC South
List Price
$245,017
Sold Price
$254,017
Premium/Discount to List
$9,000
3.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.02%
Original Mortgage
$196,013
Interest Rate
3.42%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 1, 2012
Sold by
Dry Creek Llc
Bought by
Encore Homes Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$438,000
Interest Rate
3.61%
Mortgage Type
Credit Line Revolving
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $525,000 None Listed On Document
Warranty Deed $532,815 Zillow Closing Services
Warranty Deed $350,000 None Available
Interfamily Deed Transfer -- None Available
Warranty Deed $245,017 Heritage Title
Special Warranty Deed $47,950 Heritage Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $515,490 FHA
Previous Owner $315,000 New Conventional
Previous Owner $196,013 New Conventional
Previous Owner $438,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/17/2025 03/17/25 Sold $525,000 0.0% $269 / Sq Ft
01/31/2025 01/31/25 For Sale $525,000 +50.0% $269 / Sq Ft
01/28/2019 01/28/19 Off Market $350,000 -- --
01/28/2019 01/28/19 Off Market $254,017 -- --
12/12/2016 12/12/16 Sold $350,000 0.0% $179 / Sq Ft View Prior Sale
11/12/2016 11/12/16 Pending -- -- --
11/02/2016 11/02/16 For Sale $350,000 +37.8% $179 / Sq Ft
01/29/2013 01/29/13 Sold $254,017 +3.7% $138 / Sq Ft View Prior Sale
12/30/2012 12/30/12 Pending -- -- --
11/07/2012 11/07/12 For Sale $245,017 -- $133 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,161 $36,629 $8,576 $28,053
2024 $3,008 $36,629 $8,576 $28,053
2022 $2,541 $26,911 $3,128 $23,783
2021 $2,568 $27,685 $3,218 $24,467
2020 $2,696 $28,815 $3,218 $25,597
2019 $2,708 $28,815 $3,218 $25,597
2018 $2,245 $24,638 $3,240 $21,398
2017 $2,238 $24,638 $3,240 $21,398
2016 $1,877 $20,561 $3,582 $16,979
2015 $1,864 $20,560 $3,580 $16,980
2014 $1,749 $19,170 $3,420 $15,750
Source: Public Records

Agents Affiliated with this Home

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Map

Source: IRES MLS

MLS Number: 1025309

IRES MLS

APN: 87071-14-057