$525,000
UNDER CONTRACT

439 Bluff Rd Big Sandy, TN 38221

Estimated payment $2,864/month

Total Views 3,775
2 Beds
2.5 Baths
1,969 Sq Ft
$267 Price per Sq Ft

Highlights

  • Seasonal Waterfront
  • River View
  • Private Lot
  • Guest House
  • Dock Permitted
  • Cathedral Ceiling

About This Home

Water Views! Water Access! Kentucky Lake!! Two houses! Two lots! One price! The million-dollar water vistas from this home on the bluff are spectacular. The main house 1532 sq ft boasts scenery of the water from every room, including the owner’s retreat with tongue & groove cathedral ceilings, the living room with gas fireplace, cathedral ceilings, built-in book cases and high niche shelves, the open dining room with cathedral ceilings, the gourmet kitchen has custom cabinets in maple finish, and the private 23x13 Florida room with windows galore and white tongue & groove cathedral ceilings. The Florida room which can be used as sleeping quarters has black-out blinds on each window & a black-out curtain on the doors. The Florida room easily accommodates two twin or one double bed, a living area with TV and a secondary dining area for friendly gather. The owner's retreat has two walk-in closets, two vanities, and an elegant tile shower for two to enjoy. The half bathroom is conveniently located and houses the laundry closet. For easy cleaning, luxury vinyl floors are throughout the home and the owner’s retreat has plush carpet and beautiful tile bathroom floors. In addition, there is a private detached 437 sq ft guest house with a comfortable living room, a quiet bedroom, and a full bathroom. The separate detached oversized 40x36 three car tandem garage fits cars, boats, campers, toys & tools and has an enclosed 21x10 heated & cooled office with storage. The 2 lots total 1.20 acres. This bird lover's paradise has White Pelicans, Eagles & Egrets living in the backyard foliage and soothing waters. The views include miles of TWRA land and nearby land of the National Wildlife Refuge overseen by the U.S. Fish and Wildlife Services. Lot #22 septic system is approved for 1 bedroom, and lot #23 is approved for 3 bedrooms. For a dock permit, the new owner may apply to the TVA for a section 26a permit. Most furnishings convey making this turn key home ready for your pleasure.

Listing Agent

Jennifer Van Nelson

Benchmark Realty, LLC Brokerage Phone: 6152938323 License #280947 Listed on: 09/25/2025

Benchmark Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $912

Year Built

  • Built in 1987

Lot Details

  • 1.2 Acre Lot
  • Lot Dimensions are 200x262
  • Seasonal Waterfront
  • Lake Front
  • River Front
  • Year Round Access
  • Private Lot
  • Lot Has A Rolling Slope

HOA Fees

  • $2 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Garage Door Opener

Property Views

  • River
  • Bluff

Home Design

  • Metal Roof
  • Hardboard

Interior Spaces

  • 1,969 Sq Ft Home
  • Property has 1 Level
  • Cathedral Ceiling
  • Great Room
  • Living Room with Fireplace
  • Sun or Florida Room
  • Crawl Space

Kitchen

  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Double Vanity

Laundry

  • Dryer
  • Washer

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Dock Permitted
  • Covered Patio or Porch

Additional Homes

  • Guest House

Schools

  • Big Sandy Elementary And Middle School
  • Camden Central High School

Utilities

  • Central Heating and Cooling System
  • Septic Tank

Community Details

  • Harbor Town South Subdivision

Listing and Financial Details

  • Tax Lot 22&23
  • Assessor Parcel Number 025I A 05500 000

Home Details

Home Type

Single Family

Est. Annual Taxes

$912

Year Built

Built in 1987

Lot Details

0

HOA Fees

$2 per month

Parking

3

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 1987
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Existing
  • Special Features: UnderContract
  • Stories: 1

Interior Features

  • Appliances: Electric Oven, Electric Range, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Flooring: Carpet, Laminate, Tile
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Has Basement: Crawl Space
  • Above Grade Finished Sq Ft: 1969
  • Building Area Units: Square Feet
  • Living Area: 1969
  • Living Area Units: Square Feet

Exterior Features

  • Exterior Features: Dock Permit
  • Construction Type: Hardboard Siding
  • Other Structures: Guest House, Storage
  • Patio And Porch Features: Porch, Covered
  • Pool Private: No
  • Roof: Metal
  • Topography: Private,Rolling Slope,Views
  • View: Bluff, River, Water
  • View: Yes
  • Waterfront Features: Lake Front, River Front, Summer Access, Year Round Access
  • Waterfront: Yes

Garage/Parking

  • Attached Garage: No
  • Covered Parking Spaces: 3
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Detached
  • Total Parking Spaces: 3

Utilities

  • Sewer: Septic Tank
  • Water Source: Private
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Security: Security System, Smoke Detector(s)
  • Utilities: Water Available

Condo/Co-op/Association

  • Association Fee: 25
  • Association Fee Frequency: Annually
  • Association: Yes
  • Senior Community: No

Lot Info

  • Lot Features: Private, Rolling Slope, Views
  • Lot Size Acres: 1.2
  • Lot Size: 200X262
  • Lot Size Units: Acres
  • Parcel #: 025I A 05500 000
  • Property Attached Yn: No

Rental Info

  • Pets Allowed: Yes

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 912
  • Tax Lot: 22&23

MLS Schools

  • Elementary School: Big Sandy School
  • High School: Camden Central High School
  • Middle Or Junior School: Big Sandy School

Map

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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,027 $60,150 $14,375 $45,775
2024 $912 $33,450 $11,500 $21,950
2023 $912 $33,450 $11,500 $21,950
2022 $912 $33,450 $11,500 $21,950
2021 $912 $33,450 $11,500 $21,950
2020 $913 $33,450 $11,500 $21,950
2019 $926 $31,375 $9,500 $21,875
2018 $926 $31,375 $9,500 $21,875
2017 $926 $31,375 $9,500 $21,875
2016 $926 $31,375 $9,500 $21,875
2015 $938 $31,375 $9,500 $21,875
2014 $630 $31,375 $9,500 $21,875
2013 $630 $21,425 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/25/2026 01/25/26 For Sale $525,000 0.0% $267 / Sq Ft
11/24/2025 11/24/25 Off Market $525,000 -- --
09/25/2025 09/25/25 For Sale $525,000 -- $267 / Sq Ft
Source: Realtracs

Purchase History

Date Type Sale Price Title Company
Deed $166,000 --
Deed -- --
Source: Public Records

Source: Realtracs

MLS Number: 3001081

Realtracs

APN: 025I-A-055.00