439 Gloria Ln Oswego, IL 60543
North Oswego NeighborhoodEstimated Value: $310,000 - $361,000
4
Beds
3
Baths
2,036
Sq Ft
$165/Sq Ft
Est. Value
Highlights
- Deck
- Vaulted Ceiling
- Corner Lot
- Oswego High School Rated A-
- Main Floor Bedroom
- Fenced Yard
About This Home
As of August 2020Absolutely adorable 1/2 duplex on a corner lot with fenced in yard and over 2,000 SF of living space, with plenty of room for extra storage with a 3-car garage. Sliding glass door in upper level kitchen leads out to a large deck, which leads down to the backyard. Old Post Elementary located within subdivision. Close to bike path, which also leads to Thompson Junior High. Tons of restaurants and shopping in retail centers off Route 34. This darling home is loaded with updates! Kitchen: Stainless Steel Refrigerator (2020); Oven/Stove, Microwave, and Dishwasher (2017). New Furnace, AC, and Humidifier (2018). New Architectural Shingle Roof, Siding, Downspouts, and Fascia (2019). Washer and Dryer (2017). Ring doorbell, Ecobee Thermostat with Room Sensors, Garage Door Opener with WiFi (2018). (Complete list of updates in Additional Info)
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $6,610
Year Built
- 1995
Lot Details
- Fenced Yard
HOA Fees
- $25 per month
Parking
- Attached Garage
- Parking Available
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Slab Foundation
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- Vaulted Ceiling
- Fireplace With Gas Starter
- Laminate Flooring
Kitchen
- Galley Kitchen
- Oven or Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- Main Floor Bedroom
- Walk-In Closet
- Primary Bathroom is a Full Bathroom
- Bathroom on Main Level
Laundry
- Laundry on main level
- Washer and Dryer Hookup
Outdoor Features
- Deck
- Patio
Utilities
- Central Air
- Heating System Uses Gas
Community Details
- Pets Allowed
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 30, 2020
Closed on
Aug 10, 2020
Sold by
Ciarletto Joshaa L and Ciarletto Emily T
Bought by
Bello Ivan A and Bello Erin E
Seller's Agent
Michelle Falesch
Keller Williams Infinity
Buyer's Agent
Brandon Conley
Keller Williams Infinity
List Price
$239,900
Sold Price
$239,900
Total Days on Market
3
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$95,945
Avg. Annual Appreciation
6.79%
Original Mortgage
$235,554
Interest Rate
2.9%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 2, 2017
Sold by
Hanna Kevin L and Hanna Deborah
Bought by
Ciarletto Joshua L and Ciarletto Emily T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,224
Interest Rate
4.5%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 11, 2005
Sold by
Medley William D and Medley Bernice I
Bought by
Hanna Kevin L and Hanna Deborah
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
5.99%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 1, 1995
Bought by
Medley William D and Medley Bernice I
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in Oswego, IL
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Bello Ivan A | $240,000 | First American Title | |
| Ciarletto Joshua L | $203,000 | Chicago Title Insurance Comp | |
| Hanna Kevin L | $200,000 | First American Title | |
| Medley William D | $137,200 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Bello Ivan A | $240,000 | |
| Previous Owner | Bello Ivan A | $235,554 | |
| Previous Owner | Ciarletto Joshua | $202,584 | |
| Previous Owner | Ciarletto Joshua L | $199,224 | |
| Previous Owner | Hanna Kevin L | $180,000 | |
| Closed | Medley William D | -- |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/14/2020 08/14/20 | Sold | $239,900 | 0.0% | $118 / Sq Ft |
| 07/03/2020 07/03/20 | Pending | -- | -- | -- |
| 06/30/2020 06/30/20 | For Sale | $239,900 | -- | $118 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $6,610 | $86,322 | $13,471 | $72,851 |
| 2022 | $6,610 | $79,195 | $12,359 | $66,836 |
| 2021 | $6,496 | $75,423 | $11,770 | $63,653 |
| 2020 | $6,094 | $70,489 | $11,000 | $59,489 |
| 2019 | $6,190 | $70,489 | $11,000 | $59,489 |
| 2018 | $5,889 | $66,822 | $15,869 | $50,953 |
| 2017 | $5,698 | $61,587 | $14,626 | $46,961 |
| 2016 | $5,199 | $55,988 | $13,296 | $42,692 |
| 2015 | $4,898 | $50,898 | $12,087 | $38,811 |
| 2014 | -- | $48,017 | $11,403 | $36,614 |
| 2013 | -- | $49,502 | $11,756 | $37,746 |
Source: Public Records
Agents Affiliated with this Home
-
Michelle Falesch
Seller's Agent in 2020
Michelle Falesch
Keller Williams Infinity
(630) 272-1798
7 in this area
51 Total Sales
-
Steve Johnstone
Seller Co-Listing Agent in 2020
Steve Johnstone
Keller Williams Infinity
(630) 441-2684
8 in this area
141 Total Sales
-
Brandon Conley
B
Buyer's Agent in 2020
Brandon Conley
Keller Williams Infinity
(630) 308-0719
1 in this area
60 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10755028
APN: 03-10-105-005
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