NOT LISTED FOR SALE

440 Chesterfield Ct Unit 3D440 Oswego, IL 60543

North Oswego Neighborhood

Estimated Value: $261,000 - $292,000

2 Beds
3 Baths
1,560 Sq Ft
$205/mo HOA Fee

Last Sold April 26, 2021

Last sale price $166,000 $106 Per Sq Ft

Est. 67% increase in value since last sale

Current estimated payment $2,141/month

187 Days on Market

Highlights

  • Property is near a park
  • Loft
  • Cul-De-Sac
  • Oswego High School Rated A-
  • Walk-In Pantry
  • Attached Garage

About This Home

As of April 2021

On A Quiet Cul-De-Sac in Oswego's Best Spacious Town home. Right Across From Fox Bend Golf Course and Close To Restaurants And Shopping. Large L-Shaped Kitchen With Plenty Of Cabinets and Pantry. Combined Living Room And Dining Room. Wood Burning Fireplace In Living Room. Quiet Private Patio For Entertaining. Master Bath With Double Sinks and Over sized Shower. 2nd Floor Loft Could Be 3rd Bedroom. 2 Car Garage

Last Agent to Sell the Property

Naomi Koesler

Keller Williams Innovate - Aurora License #475139795 Listed on: 08/19/2020

Keller Williams Innovate - Aurora

Last Buyer's Agent

Mike Lenz

RE/MAX of Naperville License #475133465

RE/MAX of Naperville

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,948

Year Built

  • 1995

Lot Details

  • 0.44

HOA Fees

  • $205 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Wood Burning Fireplace
  • Loft
  • Laundry on main level

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Dual Sinks
  • Separate Shower

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Patio
  • Cul-De-Sac
  • Property is near a park

Community Details

  • Pets Allowed

Listing and Financial Details

  • Homeowner Tax Exemptions

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,948

Year Built

1995

Lot Details

0

HOA Fees

$205 per month

Parking

2

Listing Details

  • Property Type: Attached Single
  • General Information: School Bus Service
  • Unit Floor Level: 1
  • Age: 26-30 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Condo
  • Total Full or Half Bathrooms: 2.1
  • Estimated Year Built: 1995
  • Tax Exemptions: Homeowner
  • Type Attached: Condo
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 2
  • Year Built: 1995

Interior Features

  • Interior Property Features: 1st Floor Laundry
  • Number Of Rooms: 6
  • Living Room: Dimensions: 15X14, On Level: Main Level, Flooring: Carpet, Windows: None
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator
  • Equipment: Water-Softener Owned, CO Detectors, Ceiling Fan
  • Fireplace Details: Wood Burning
  • Fireplace Location: Living Room
  • Bedrooms All Levels: 2
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Separate Shower, Double Sink
  • Above Grade Bedrooms: 2
  • Laundry: Dimensions: 8X6, On Level: Main Level, Flooring: Vinyl, Windows: None
  • Dining Room: Dimensions: 11X10, On Level: Main Level, Flooring: Carpet, Windows: None
  • Kitchen Type: Dimensions: 14X12, On Level: Main Level, Flooring: Ceramic Tile, Windows: None
  • Kitchen Type: Eating Area-Table Space, Pantry-Closet
  • Additional Rooms: Loft
  • Master Bedroom: Dimensions: 13X11, On Level: 2nd Level, Flooring: Carpet, Windows: None
  • Additional Room 1 Name: Loft, Dimensions: 12X10, On Level: 2nd Level, Flooring: Hardwood, Windows: None
  • Bedroom 2: Dimensions: 12X10, On Level: 2nd Level, Flooring: Carpet, Windows: None
  • Estimated Sq Ft: 1560
  • Dining Room Type: Combined w/ LivRm

Exterior Features

  • Foundation: Concrete
  • Exterior Building Type: Vinyl Siding, Brick
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Max Pet Weight: 70
  • Pets Allowed: Yes
  • Fee Frequency: Monthly
  • Pet Information: Cats OK, Dogs OK
  • Assessment Includes: Common Insurance, Exterior Maintenance, Lawn Care, Snow Removal
  • Assessment Association Fees: 205
  • Management Contact Name: Bertha
  • Management Phone: 630-554-6900

Fee Information

  • Management Company: Fairway Homes at Windcrest

Schools

  • School District: 308
  • Elementary School: Old Post Elementary School
  • Middle School: Thompson Junior High School
  • High School: Oswego High School
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: COMMON
  • Lot Description: Cul-de-sac, Park Adjacent
  • Parcel Identification Number: 0309453021

Multi Family

  • Total Number Unitsin Building: 6
  • Number Stories: 2

Tax Info

  • Taxes: 4174.4

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 9, 2020
Sold by
Hurd Dawn R
Bought by
Adebayo Oyinkansade
Current Estimated Value
$277,238

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,700
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 24, 2014
Closed on
Sep 22, 2014
Sold by
Neil Patricia A O
Bought by
Hurd Dawn R
Seller's Agent
Robert Williams
john greene Realtor
Buyer's Agent
Gina La Rocco
Gina LaRocco
List Price
$121,000
Sold Price
$121,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.01%
Original Mortgage
$114,950
Interest Rate
4.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 15, 2003
Sold by
Hamrock David A and Hamrock Cheryl A
Bought by
Oneil Patricia A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,000
Interest Rate
5.94%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 1, 1995
Bought by
Hamrock David A and Hamrock Cherly A
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Adebayo Oyinkansade $166,000 First American Title
Hurd Dawn R $121,000 Fidelity Natl Title Ins Co
Oneil Patricia A $162,500 Wheatland Title
Hamrock David A $131,800 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Adebayo Oyinkansade $157,700
Previous Owner Hurd Dawn R $114,950
Previous Owner Oneil Patricia A $103,100
Previous Owner Oneil Patricia A $118,000
Previous Owner Hamrock David A $117,950
Closed Hamrock David A --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/26/2021 04/26/21 Sold $166,000 -7.7% $106 / Sq Ft
02/22/2021 02/22/21 Pending -- -- --
02/09/2021 02/09/21 Price Changed $179,900 -2.5% $115 / Sq Ft
02/04/2021 02/04/21 For Sale $184,500 0.0% $118 / Sq Ft
02/04/2021 02/04/21 Price Changed $184,500 +15.3% $118 / Sq Ft
09/26/2020 09/26/20 Pending -- -- --
08/19/2020 08/19/20 For Sale $160,000 +32.2% $103 / Sq Ft
09/23/2014 09/23/14 Sold $121,000 0.0% $78 / Sq Ft
09/12/2014 09/12/14 Pending -- -- --
08/24/2014 08/24/14 For Sale $121,000 -- $78 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $4,948 $64,446 $9,148 $55,298
2022 $4,948 $60,798 $8,630 $52,168
2021 $4,610 $55,270 $7,845 $47,425
2020 $4,269 $51,176 $7,264 $43,912
2019 $4,174 $49,488 $7,264 $42,224
2018 $3,393 $41,240 $6,053 $35,187
2017 $3,264 $37,835 $5,553 $32,282
2016 $3,197 $36,733 $5,391 $31,342
2015 $3,353 $36,733 $5,391 $31,342
2014 -- $35,663 $5,234 $30,429
2013 -- $39,625 $5,815 $33,810
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10823285

Midwest Real Estate Data (MRED)

APN: 03-09-453-021