NOT LISTED FOR SALE

440 Spear St Saugatuck, MI 49453

Estimated Value: $890,000

3 Beds
2 Baths
1,840 Sq Ft
$484/Sq Ft Est. Value

Last Sold August 19, 2019

Last sale price $474,000 $258 Per Sq Ft

Est. 88% increase in value since last sale

Current estimated payment $5,820/month

167 Days on Market

Highlights

  • Deck
  • Recreation Room
  • Main Floor Bedroom
  • Douglas Elementary School Rated A
  • Wood Flooring
  • Sun or Florida Room

About This Home

As of August 2019

Historic Gem in Saugatuck. The 20 year period following the Civil War was the Golden Age of building in Saugatuck-Douglas. This home is often sited as being one of the older homes on '' the Hill''. The hill is the residential area located above the busy commercial center, but an easy walk to shops & restaurants. This unparalleled location, on quiet '' upper Spear '' cannot be duplicated. The deep well treed lot runs 196 ft back to Simonson Dr. Whether the new owner wants to build a guest cottage/studio off that street, or sell the extra parcel area the potential is there. The main house, Italianate Farm style, is a blend of quality materials, elegant proportions & unpretentiousness. It has been renovated & maintained to perfection. An ample sized main floor master suite with dressing room & full bath is duplicated in size by a second floor master with equally renovated bath & dressing area. Wide plank pine floors, leaded glass cabinet, and a spacious screened porch across the front, add extra charm. The kitchen is smaller, but has expansion room toward the rear of the house, if a larger kitchen/family area is desired. First and foremost with this jewel are charm, location and attention to every detail.

Last Agent to Sell the Property

Jane Harrison

Jane RuTon Harrison License #6504379300 Listed on: 12/14/2018

Last Buyer's Agent

Lisa Faber

Chuck Jaqua, REALTOR License #6501279549

Chuck Jaqua, REALTOR

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,013

Year Built

  • Built in 1869

Lot Details

  • 0.32 Acre Lot
  • Lot Dimensions are 66 x 196
  • Cul-De-Sac
  • Shrub
  • Terraced Lot
  • Sprinkler System
  • Garden

Parking

  • 1 Car Garage
  • Garage Door Opener
  • Unpaved Driveway

Home Design

  • Composition Roof
  • Wood Siding

Interior Spaces

  • 1,840 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Ceiling Fan
  • Insulated Windows
  • Window Screens
  • Living Room with Fireplace
  • Dining Area
  • Recreation Room
  • Sun or Florida Room
  • Screened Porch
  • Wood Flooring
  • Partial Basement
  • Storm Windows

Kitchen

  • Eat-In Kitchen
  • <<OvenToken>>
  • Range<<rangeHoodToken>>
  • <<microwave>>
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Accessible Home Design

  • Accessible Bedroom

Outdoor Features

  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Water Softener Leased
  • High Speed Internet
  • Phone Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,013

Year Built

Built in 1869

Lot Details

0

Parking

1

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Farmhouse
  • Stories: 2
  • Year Built: 1869
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 66 x 196
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1840.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • General Property Info:Design: Farmhouse
  • Tax Info:Annual Property Tax: 7012.76
  • Waterfront Options:Water Access YN: No
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Substructure:Partial: Yes
  • Util Avail at Street:Public Sewer: Yes
  • Util Avail at Street:Public Water: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Cul-De-Sac: Yes
  • Util Avail at Street:Broadband: Yes
  • Driveway:Unpaved: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Appliances Microwave: Yes
  • Water Heater:Natural Gas4: Yes
  • Landscape:Underground Sprinkler: Yes
  • Additional Items:Wood Floor: Yes
  • Landscape:Garden Area: Yes
  • Landscape:Terraced Yard: Yes
  • Landscape:Flower Garden: Yes
  • Windows:Storms: Yes
  • Additional Items:Water SoftenerRented: Yes
  • Additional Items:Wet Bar: Yes
  • General Property Info:SqFt Above Grade: 1840.0
  • General Property Info Garage YN: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer, Refrigerator, Range, Oven, Microwave, Dryer, Disposal, Dishwasher
  • Accessibility Features: Accessible Mn Flr Bedroom, Accessible Mn Flr Full Bath
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Wet Bar, Water Softener/Rented, Wood Floor, Eat-in Kitchen
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 3
  • Main Level Bedrooms: 1
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Partial
  • LivingArea: 1840.0
  • Window Features: Storms, Screens, Insulated Windows
  • General Property Info:Stories2: 2.0
  • Kitchen Features:Eating Area: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Accessibility Feat:Accessible Mn Flr Bedroom: Yes
  • Accessibility Feat:Accessible Mn Flr Full Bath: Yes

Exterior Features

  • Construction Materials: Wood Siding
  • Exterior Features: Scrn Porch, Patio, Deck(s), 3 Season Room
  • List Price: 479000.0
  • Lot Features: Cul-De-Sac
  • Road Surface Type: Paved
  • Waterfront: No
  • Access Feat:Accessibility Features2: Yes
  • Exterior Features:Patio: Yes
  • Exterior Features:Deck(s): Yes
  • Exterior Material:Wood Siding: Yes
  • Exterior Features:Scrn Porch: Yes
  • Exterior Features 3 Season Room: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Garage: Yes
  • Additional Items:Garage Door Opener: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public Sewer
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Natural Gas Connected, Storm Sewer, Public Water, Public Sewer, Broadband
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.32
  • Lot Size Area: 0.32
  • Lot Dimensions: 66 x 196
  • Lot Size Sq Ft: 13939.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 7012.76
  • Tax Year: 2018

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 19, 2022
Sold by
Devries James L and Devries Janice S
Bought by
John R Jenkins Trust and Dawn E Alexander Trust
Current Estimated Value
$890,000

Purchase Details

Closed on
Mar 13, 2022
Sold by
Masterson Steven E
Bought by
Devries James L and Devries Janice S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,500
Interest Rate
3.69%
Mortgage Type
Credit Line Revolving

Purchase Details

Listed on
Dec 14, 2018
Closed on
Aug 19, 2019
Sold by
Fletcher Julianne
Bought by
Devries James L and Devries Janice S
Seller's Agent
Jane Harrison
Jane RuTon Harrison
Buyer's Agent
Lisa Faber
Chuck Jaqua, REALTOR
List Price
$519,000
Sold Price
$474,000
Premium/Discount to List
-$45,000
-8.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$450,300
Interest Rate
3.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 25, 2016
Closed on
Jul 15, 2016
Sold by
Spooner Timothy J and Masterson Steven E
Bought by
Fletcher Julianne
Seller's Agent
James Sellman
Jaqua Realtors
Buyer's Agent
Jane Harrison
Jane RuTon Harrison
List Price
$399,900
Sold Price
$400,000
Premium/Discount to List
$100
0.03%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.63%
Original Mortgage
$205,000
Interest Rate
3.6%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
John R Jenkins Trust $12,500 Lakeshore Title
Devries James L -- Premier Lakeshore Title
Devries James L $474,000 Lighthouse Title Inc
Fletcher Julianne $400,000 Premier Lakeshore Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Devries James L $224,500
Previous Owner Devries James L $450,300
Previous Owner Fletcher Julianne $205,000
Previous Owner Spooner Timothy J $277,500
Previous Owner Spooner Timothy J $280,000
Previous Owner Spooner Timothy J $70,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/19/2019 08/19/19 Sold $474,000 -8.7% $258 / Sq Ft
05/30/2019 05/30/19 Pending -- -- --
12/14/2018 12/14/18 For Sale $519,000 +29.8% $282 / Sq Ft
07/15/2016 07/15/16 Sold $400,000 0.0% $217 / Sq Ft
04/29/2016 04/29/16 Pending -- -- --
04/25/2016 04/25/16 For Sale $399,900 -- $217 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2022 $7,272 $203,400 $93,800 $109,600
2021 $7,272 $178,300 $85,300 $93,000
2020 $7,272 $180,300 $85,300 $95,000
2019 $0 $186,900 $72,500 $114,400
2018 $0 $164,400 $72,500 $91,900
2017 $0 $196,500 $107,300 $89,200
2016 $0 $160,400 $99,600 $60,800
2015 -- $160,400 $99,600 $60,800
2014 -- $140,000 $90,200 $49,800
2013 -- $120,500 $83,900 $36,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 18058361

Southwestern Michigan Association of REALTORS®

APN: 57-209-048-00