NOT LISTED FOR SALE

440 the Bluff Modesto, CA 95355

Northeast Modesto Neighborhood

Estimated Value: $493,000 - $515,252

4 Beds
4 Baths
1,960 Sq Ft
$256/Sq Ft Est. Value

About This Home

This home is located at 440 the Bluff, Modesto, CA 95355 and is currently estimated at $501,313, approximately $255 per square foot. 440 the Bluff is a home located in Stanislaus County with nearby schools including Rose Avenue Elementary School, La Loma Jr High, and Thomas Downey High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 27, 2025
Sold by
Tina L Matschinegg Special Needs Trust and Matschinegg Edward L
Bought by
Lewis Ashley Monique
Current Estimated Value
$501,313

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$15,000
Outstanding Balance
$15,000
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
$486,313

Purchase Details

Closed on
Aug 25, 2025
Sold by
Williams Raymond Dwan
Bought by
Lewis Ashley Moique

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$15,000
Outstanding Balance
$15,000
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
$486,313

Purchase Details

Closed on
Oct 20, 2015
Sold by
Araiza Esperanza
Bought by
Ocana Shelley

Purchase Details

Closed on
Aug 26, 2014
Sold by
Araiza Esperanza
Bought by
Revocabl Araiza Esperanza

Purchase Details

Closed on
Jun 21, 2012
Sold by
Bank Of America Na
Bought by
Araiza Esperanza

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,175
Interest Rate
3.65%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 20, 2011
Sold by
Ramirez Raymond and Ramirez Elizabeth
Bought by
Bank Of America Na

Purchase Details

Closed on
Jul 12, 2006
Sold by
Ramirez Rodolfo and Ramirez Elizabeth
Bought by
Ramirez Raymond and Ramirez Elizabeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$432,000
Interest Rate
1.75%
Mortgage Type
Negative Amortization

Purchase Details

Closed on
Dec 14, 2005
Sold by
Ramirez Rodolfo and Ramirez Elizabeth
Bought by
Ramirez Rodolfo and Ramirez Elizabeth

Purchase Details

Closed on
Nov 8, 2005
Sold by
Ramirez Rodolfo and Ramirez Elizabeth
Bought by
Ramirez Rodolfo and Ramirez Elizabeth

Purchase Details

Closed on
Oct 22, 2004
Sold by
Prasad Sandhya
Bought by
Ramirez Rodolfo and Ramirez Elizabeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,100
Interest Rate
4.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 26, 2001
Sold by
Wellington Cove Development Corp Llc
Bought by
Prasad Sandhya

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,504
Interest Rate
10.8%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lewis Ashley Monique $500,000 Old Republic Title
Lewis Ashley Moique -- Old Republic Title
Ocana Shelley $301,000 First American Title Company
Revocabl Araiza Esperanza -- None Available
Araiza Esperanza $183,500 Stewart Title Of California
Bank Of America Na $188,910 Landsafe Title
Ramirez Raymond -- Commonwealth Land Title Co
Ramirez Rodolfo -- --
Ramirez Rodolfo -- --
Ramirez Rodolfo $354,000 First American Title Co
Prasad Sandhya $161,000 North American Title Co
Prasad Sandhya -- North American Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lewis Ashley Monique $15,000
Open Lewis Ashley Monique $485,000
Previous Owner Araiza Esperanza $180,175
Previous Owner Ramirez Raymond $432,000
Previous Owner Ramirez Rodolfo $230,100
Previous Owner Prasad Sandhya $144,504
Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,078 $355,726 $106,539 $249,187
2024 $3,894 $348,751 $104,450 $244,301
2023 $3,835 $341,913 $102,402 $239,511
2022 $3,740 $335,210 $100,395 $234,815
2021 $3,517 $328,638 $98,427 $230,211
2020 $3,585 $325,269 $97,418 $227,851
2019 $3,500 $318,892 $95,508 $223,384
2018 $3,331 $312,640 $93,636 $219,004
2017 $3,250 $306,510 $91,800 $214,710
2016 $3,186 $300,500 $90,000 $210,500
2015 $1,968 $188,014 $40,983 $147,031
2014 -- $184,332 $40,181 $144,151
Source: Public Records

Map

California Stanislaus County Modesto 95355 Northeast Modesto

440 the Bluff, Modesto, CA

Not Listed for Sale

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