$2,250,000
SOLD FEB 28, 2025
6 Beds
6.5 Baths
6,453 Sq Ft
0.48 Acres

Recently Sold

$349 Per Sq Ft

43% Below List Price

77 Days on Market

Highlights

  • Lake Front
  • Sauna
  • River View
  • Spa
  • Gated Community
  • 0.48 Acre Lot

About This Home

As of February 2025

Embrace the opportunity to own this special property that has been extensively and meticulously reimagined by the design team at Caughman + Caughman Architects. This Spanish Mediterranean architectural beauty embodies the ultimate combo: prime lake-front location, interior beauty of craftsmanship & care. Built in 2019 this residence offers a rare opportunity to establish a family legacy, your family's story in one of Chattanooga's most coveted locations: gated Sailmaker Circle at Windward Cove subdivision. It's where summer days blend into evening barbecues on the terrace, where winter nights are spent by the fireplace, and where every season brings new adventures and treasured moments.
The home elegantly blends timeless materials with modern amenities and exudes a restrained sophistication. The residence offers 6 bedrooms, 6 full baths, 2 levels of expansive waterfront covered terraces. Property is approved for a boat dock. House is conveniently located less than 30 minutes to downtown Chattanooga and Hamilton Place Mall shopping area. The clean design of the modest exterior facade is centered by a porte cochere that leads towards the 10 foot front door opening to a panoramic lake view framed by marble floor and Calcutta marble tiles. An open gourmet kitchen showcases a black granite waterfall countertop, exquisite cabinets and high end appliances. The main level features 2 bedrooms, master with spa-like en-suite bathroom with sauna & steam, copper soaking tub, heated floor and separate balcony with spectacular lake view. The upper level offers 3 bedrooms with 3 full bathrooms with breathtaking views of the lake and beyond. Beautiful steel & wood crafted spiral staircase leads you to the open concept basement with astonishing lake views with a bedroom and full bath. Experience the best of the lake living in this unique lakefront paradise.

Last Agent to Sell the Property

Doug Lawrence

Zach Taylor - Chattanooga License #290184 Listed on: 10/24/2024

Last Buyer's Agent

Doug Lawrence

Zach Taylor - Chattanooga License #290184 Listed on: 10/24/2024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $18,996

Year Built

  • Built in 2019

Lot Details

  • 0.48 Acre Lot
  • Lot Dimensions are 120.83x171.28
  • Lake Front
  • River Front
  • Gentle Sloping Lot
  • Front and Back Yard Sprinklers

HOA Fees

  • $133 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Parking Accessed On Kitchen Level
  • Side Facing Garage
  • Garage Door Opener
  • Circular Driveway

Property Views

  • River
  • Lake
  • Mountain

Home Design

  • Tile Roof
  • Composition Roof
  • Concrete Perimeter Foundation
  • Synthetic Stucco Exterior

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • High Ceiling
  • Recessed Lighting
  • Chandelier
  • Gas Log Fireplace
  • Double Pane Windows
  • ENERGY STAR Qualified Windows
  • Entrance Foyer
  • Family Room Downstairs
  • Living Room with Fireplace
  • Sitting Room
  • Home Office
  • Workshop
  • Utility Room in Garage
  • Sauna

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Built-In Self-Cleaning Convection Oven
  • Electric Oven
  • Induction Cooktop
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • ENERGY STAR Qualified Appliances
  • Granite Countertops
  • Trash Compactor
  • Disposal

Flooring

  • Wood
  • Carpet
  • Stone
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • Walk-In Closet
  • Double Vanity
  • Soaking Tub
  • Double Shower
  • Steam Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Dryer
  • Sink Near Laundry

Finished Basement

  • Basement Fills Entire Space Under The House
  • Workshop

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Eco-Friendly Details

  • Smart Irrigation

Outdoor Features

  • Spa
  • Deck
  • Covered patio or porch
  • Rain Gutters

Schools

  • Harrison Elementary School
  • Brown Middle School
  • Central High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Available
  • Tankless Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 120j A 041.01

Community Details

Overview

  • Windward Pointe Subdivision

Security

  • Gated Community
  • Building Fire Alarm

Home Details

Home Type

Single Family

Est. Annual Taxes

$18,996

Year Built

Built in 2019

Lot Details

0

HOA Fees

$133 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.48
  • Lot Size: 120.83X171.28
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: Windward Pointe
  • Directions: N. HWY 58 LEFT WEBB RD. (1.5 MILES ON LEFT)
  • Above Grade Finished Sq Ft: 4673.0
  • Architectural Style: Other
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 6453.0
  • New Construction: No
  • Building Stories: 2
  • Structure Type: House
  • Year Built: 2019
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 120j A 041.01
  • Location Tax and Legal Elementary School: Harrison Elementary
  • Location Tax and Legal Middle Or Junior School2: Brown Middle
  • Location Tax and Legal High School: Central High School
  • Location Tax and Legal:Tax Annual Amount: 18995.86
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 4673.0
  • General Property Information Below Grade Finished Area: 1780.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.475
  • General Property Information Lot Size Square Feet2: 20691.0
  • General Property Information Lot Size Dimensions: 120.83X171.28
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Room Types Bedroom Level: First
  • Security Features:Smoke Detector(s): Yes
  • Utilities:Water Available: Yes
  • View:Mountain(s): Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Appliances Dryer: Yes
  • Wall Oven: Yes
  • Room Types Primary Bedroom Level: First
  • Cooling:Multi Units: Yes
  • Foundation Details Concrete Perimeter: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Shower: Yes
  • General Property Information Stories2: 2
  • Appliances WasherDryer5: Yes
  • Utilities Natural Gas Available: Yes
  • Interior Features Sitting Area: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Family Room: Yes
  • Room Types Family Room Level: Basement
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Parking Features Kitchen Level2: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Natural Gas Connected: Yes
  • Structure Type:House: Yes
  • Utilities:Cable Connected: Yes
  • Roof:Composition2: Yes
  • Security Features:Fire Alarm: Yes
  • Interior Features Double Shower: Yes
  • Room Types Office2: Yes
  • Room Types Office Level: First
  • Flooring:Ceramic Tile: Yes
  • View:River: Yes
  • Laundry Features:Sink: Yes
  • Flooring:Concrete2: Yes
  • Other Equipment Irrigation Equipment: Yes
  • Room Types Workshop2: Yes
  • Room Types Workshop Level: Basement
  • Roof:Tile4: Yes
  • Security Features:Carbon Monoxide Detector(s): Yes
  • Flooring Stone4: Yes
  • Parking Features Utility Garage: Yes
  • View:Lake2: Yes
  • Room Types Sauna3: Yes
  • Room Types Sauna Level2: First
  • Special Features: None
  • Stories: 2

Interior Features

  • Private Spa: Yes
  • Appliances: Wall Oven, Washer/Dryer, Trash Compactor, Tankless Water Heater, Stainless Steel Appliance(s), Self Cleaning Oven, Microwave, Induction Cooktop, Free-Standing Refrigerator, Exhaust Fan, ENERGY STAR Qualified Appliances, Electric Oven, Electric Cooktop, Dryer, Disposal, Dishwasher, Convection Oven
  • Other Equipment: Irrigation Equipment
  • Has Basement: Finished, Full
  • Basement YN: Yes
  • Full Bathrooms: 6
  • Half Bathrooms: 1
  • Total Bedrooms: 6
  • Below Grade Sq Ft: 1780.0
  • Fireplace Features: Gas Log, Gas Starter, Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Ceramic Tile, Combination, Concrete, Hardwood, Stone, Other, See Remarks
  • Interior Amenities: Breakfast Bar, Chandelier, Double Shower, Double Vanity, Eat-in Kitchen, En Suite, Entrance Foyer, Granite Counters, High Ceilings, High Speed Internet, Open Floorplan, Recessed Lighting, Sauna, Separate Shower, Sitting Area, Soaking Tub, Steam Shower, Walk-In Closet(s)
  • Window Features: Double Pane Windows, ENERGY STAR Qualified Windows
  • ResoLivingAreaSource: Owner
  • Appliances:Convection Oven: Yes
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Appliances:Trash Compactor: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:High Speed Internet: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Exhaust Fan: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Double Vanity: Yes
  • Security Features:Gated Community: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Soaking Tub: Yes
  • Fireplace Features:Gas Starter: Yes
  • Interior Features:Entrance Foyer: Yes
  • Appliances:Tankless Water Heater: Yes
  • Interior Features:Chandelier: Yes
  • Community Features:Gated: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Free-Standing Refrigerator: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Recessed Lighting: Yes
  • Appliances:Electric Cooktop: Yes
  • Appliances:ENERGY STAR Qualified Appliances: Yes
  • Appliances:Self Cleaning Oven: Yes
  • Interior Features:Steam Shower: Yes
  • Interior Features:Sauna: Yes
  • Appliances:Induction Cooktop: Yes

Exterior Features

  • Lot Features: Gentle Sloping, Sprinklers In Front, Sprinklers In Rear, Waterfront
  • Pool Features: None
  • View: Lake, Mountain(s), River
  • View: Yes
  • Waterfront Features: Lake Front, River Front
  • Waterfront: Yes
  • Disclosures: Flood Insurance May Be Required, Subdivision Restrictions
  • Home Warranty: No
  • Construction Type: Synthetic Stucco
  • Exterior Features: Rain Gutters, Smart Irrigation
  • Foundation Details: Concrete Perimeter
  • Other Structures: None
  • Patio And Porch Features: Covered, Deck, See Remarks
  • Roof: Composition, Tile
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Patio And Porch Features:Covered: Yes
  • Exterior Features:Rain Gutters: Yes
  • Window Features:Double Pane Windows: Yes
  • Window Features:ENERGY STAR Qualified Windows: Yes
  • Construction Materials:Synthetic Stucco: Yes
  • Lot Features:Waterfront2: Yes
  • Waterfront Features:River Front: Yes
  • Exterior Features:Smart Irrigation: Yes
  • Waterfront Features:Lake Front: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Circular Driveway, Concrete, Garage, Garage Door Opener, Garage Faces Side, Kitchen Level, Utility Garage
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Side: Yes
  • Parking Features:Concrete3: Yes
  • Parking Features:Circular Driveway: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
  • Security: Carbon Monoxide Detector(s), Fire Alarm, Gated Community, Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Phone Available, Sewer Available, Sewer Connected, Water Available, Water Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Gated
  • Senior Community: No
  • Amenities: None
  • Association Fee: 1600.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 1600.0
  • General Property Information:Association Fee Frequency: Annually

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Harrison Elementary
  • High School: Central High School
  • Middle Or Junior School: Brown Middle

Lot Info

  • Lot Size Sq Ft: 20691.0
  • Additional Parcels: No
  • Parcel #: 120j A 041.01
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 18995.86

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 24, 2024
Closed on
Feb 28, 2025
Sold by
Rizvi Syed
Bought by
Agha Syed Abbas
Seller's Agent
Doug Lawrence
Zach Taylor - Chattanooga
Buyer's Agent
Doug Lawrence
Zach Taylor - Chattanooga
List Price
$3,950,000
Sold Price
$2,250,000
Premium/Discount to List
-$1,700,000
-43.04%
Views
140

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
43.15%
Original Mortgage
$2,025,000
Outstanding Balance
$2,023,461
Interest Rate
7.38%
Mortgage Type
New Conventional
Estimated Equity
$527,537

Purchase Details

Closed on
Feb 18, 2015
Sold by
Brown Paul M and Suzanne Brown D
Bought by
Rizvi Syed

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
3.81%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $2,250,000 Cumberland Title
Warranty Deed $600,000 Pioneer Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $2,025,000 New Conventional
Previous Owner $150,000 Future Advance Clause Open End Mortgage
Previous Owner $110,393 Unknown
Previous Owner $1,762,500 Adjustable Rate Mortgage/ARM
Previous Owner $300,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/07/2025 04/07/25 For Sale $2,950,000 +31.1% $457 / Sq Ft
02/28/2025 02/28/25 Sold $2,250,000 -25.0% $349 / Sq Ft
12/28/2024 12/28/24 Pending -- -- --
12/16/2024 12/16/24 Price Changed $3,000,000 -18.4% $465 / Sq Ft
11/18/2024 11/18/24 Price Changed $3,675,000 -7.0% $570 / Sq Ft
10/24/2024 10/24/24 For Sale $3,950,000 +75.6% $612 / Sq Ft
10/12/2024 10/12/24 Off Market $2,250,000 -- --
10/12/2024 10/12/24 For Sale $3,950,000 -- $612 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,471 $423,325 $0 $0
2023 $9,471 $423,325 $0 $0
2022 $9,471 $423,325 $0 $0
2021 $9,471 $423,325 $0 $0
2020 $10,170 $150,000 $0 $0
2019 $4,148 $150,000 $0 $0
2018 $3,416 $150,000 $0 $0
2017 $4,148 $150,000 $0 $0
2016 $4,148 $0 $0 $0
2015 $7,611 $150,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1501591

Greater Chattanooga REALTORS®

APN: 120J-A-041.01