4420 Fern Creek Dr Jacksonville, FL 32277
Charter Point NeighborhoodEstimated payment $2,924/month
Total Views
4,385
4
Beds
2.5
Baths
2,412
Sq Ft
$194
Price per Sq Ft
Highlights
- 1 Fireplace
- Entrance Foyer
- Ceiling Fan
- Eat-In Kitchen
- Central Heating and Cooling System
- 2 Car Garage
About This Home
**VA assumable loan with a 2.99% interest, making this an incredible opportunity for a qualified buyer. Welcome to this inviting pool home nestled in the desirable and established Charter Point neighborhood. From the moment you arrive, you'll appreciate the curb appeal and expansive driveway, offering ample parking, including a 2-car garage. This spacious 4-bedroom, 2.5-bath, pool home offers the perfect blend of classic charm and modern comfort. Step inside and be greeted by light-filled living spaces designed for everyday living. You'll love the great room for entertaining or relaxing evenings. Hosting a dinner party or holiday gathering? The formal dining room and spacious eat-in kitchen give you room to spread out and entertain in style. But the magic really happens out back. Step into your private screened porch and take in the view: a sparkling in-ground salt water pool, lush landscaping, storage shed, and a fully fenced yard with room to roam. Whether you're enjoying a morning coffee poolside or hosting a summer BBQ, this outdoor space is pure Florida living. Located near Blue Cypress Park, with access to a new pool, tennis courts, a 9-hole golf course, and a large open field for sports. Enjoy river walks along the scenic boardwalk. Nearby attractions include the Lions Club Boat Ramp and Reddie Point Preserve.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,639
Year Built
- Built in 1977
Lot Details
- 0.32 Acre Lot
- Back Yard Fenced
- Front and Back Yard Sprinklers
HOA Fees
- $23 Monthly HOA Fees
Parking
- 2 Car Garage
- Garage Door Opener
Interior Spaces
- 2,412 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- 1 Fireplace
- Entrance Foyer
Kitchen
- Eat-In Kitchen
- Electric Range
- <<microwave>>
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Dryer
- Washer
Additional Features
- Saltwater Pool
- Central Heating and Cooling System
Community Details
- Charter Point Subdivision
Listing and Financial Details
- Assessor Parcel Number 1089271236
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,639 | $238,022 | -- | -- |
| 2024 | $3,537 | $231,314 | -- | -- |
| 2023 | $3,537 | $224,577 | $0 | $0 |
| 2022 | $3,241 | $218,036 | $0 | $0 |
| 2021 | $3,217 | $211,686 | $0 | $0 |
| 2020 | $3,185 | $208,764 | $0 | $0 |
| 2019 | $3,148 | $204,071 | $0 | $0 |
| 2018 | $3,107 | $200,266 | $0 | $0 |
| 2017 | $3,068 | $196,147 | $38,024 | $158,123 |
| 2016 | $3,718 | $187,240 | $0 | $0 |
| 2015 | $2,392 | $159,383 | $0 | $0 |
| 2014 | $2,394 | $158,119 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/26/2025 06/26/25 | Price Changed | $469,000 | -2.3% | $194 / Sq Ft |
| 06/04/2025 06/04/25 | For Sale | $480,000 | +104.3% | $199 / Sq Ft |
| 02/06/2024 02/06/24 | Off Market | $235,000 | -- | -- |
| 12/17/2023 12/17/23 | Off Market | $235,000 | -- | -- |
| 11/07/2016 11/07/16 | Sold | $235,000 | -6.0% | $97 / Sq Ft |
| 10/27/2016 10/27/16 | For Sale | $250,000 | -- | $104 / Sq Ft |
| 09/25/2016 09/25/16 | Pending | -- | -- | -- |
Source: realMLS (Northeast Florida Multiple Listing Service)
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $235,000 | Attorney | |
| Warranty Deed | $220,000 | Sunshine Title Corporation |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $233,655 | Stand Alone Refi Refinance Of Original Loan | |
| Closed | $242,755 | VA | |
| Previous Owner | $195,500 | Credit Line Revolving | |
| Previous Owner | $45,000 | Stand Alone Second | |
| Previous Owner | $209,000 | Purchase Money Mortgage |
Source: Public Records
Similar Homes in Jacksonville, FL
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 2091385
APN: 108927-1236
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
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