4425 Hill Terrace Dr Reading, PA 19608
Lower Heidelberg Neighborhood
3
Beds
1
Bath
989
Sq Ft
0.31
Acres
Highlights
- Deck
- Rambler Architecture
- Porch
- Wilson High School Rated A-
- Wood Flooring
- Eat-In Kitchen
About This Home
As of November 2023This lower Heidelberg ranch home has many possibilities, there's a large living room, with a adjacent dining room. The galley kitchen has tile backsplash, 3 bedrooms and 1 bath complete the main level, The basement has been divided into several rooms and offers lots of room to create additional living space. The rear offers covered porch and spacious backyard, driveway offer much parking. This is a fannie Mae HomePath property. Purchase this property for as little as 3% down! This property is approved for HomePath Mortgage Financing. This property is approved for HomePath Renovation Mortgage Financing. Buyer responsible for both sides of transfer tax.
Last Agent to Sell the Property
EXP Realty, LLC License #ab066202 Listed on: 12/07/2012
Home Details
Home Type
- Single Family
Year Built
- 1978
Lot Details
- 0.31 Acre Lot
Parking
- Driveway
Home Design
- Rambler Architecture
- Shingle Roof
- Aluminum Siding
- Vinyl Siding
Interior Spaces
- 989 Sq Ft Home
- Property has 1 Level
- Living Room
- Dining Room
- Wood Flooring
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Eat-In Kitchen
- Laundry on main level
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
- 1 Full Bathroom
Outdoor Features
- Deck
- Porch
Utilities
- Central Air
- Baseboard Heating
- Electric Water Heater
- On Site Septic
Listing and Financial Details
- Tax Lot 6076
- Assessor Parcel Number 49-4376-12-77-6076
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 27, 2023
Closed on
Nov 13, 2023
Sold by
Bell Rebecca C and Stuhrmann Ronald M
Bought by
Kaunert Andrew
Seller's Agent
Justin Leber
Berkshire Hathaway HomeServices Homesale Realty
Buyer's Agent
Frank Ramos
United Real Estate Strive 212
List Price
$165,000
Sold Price
$195,000
Premium/Discount to List
$30,000
18.18%
Views
265
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$40,532
Avg. Annual Appreciation
13.06%
Original Mortgage
$175,500
Outstanding Balance
$173,022
Interest Rate
7.49%
Mortgage Type
New Conventional
Estimated Equity
$67,223
Purchase Details
Listed on
Sep 30, 2022
Closed on
Oct 19, 2022
Sold by
Harbove Megan
Bought by
Stuhrmann Ronald
Seller's Agent
Cecilia Leone
Century 21 Emerald
Buyer's Agent
John Gantkowski
Iron Valley Real Estate of Berks
List Price
$220,000
Sold Price
$225,000
Premium/Discount to List
$5,000
2.27%
Views
52
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-12.74%
Purchase Details
Listed on
Apr 5, 2019
Closed on
May 6, 2019
Sold by
Laplante Trevor and Taylor Cynthia P
Bought by
Harbove Megan
Seller's Agent
Jerry Buffa
Coldwell Banker Realty
Buyer's Agent
Cecilia Leone
Century 21 Emerald
List Price
$139,900
Sold Price
$139,600
Premium/Discount to List
-$300
-0.21%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.70%
Original Mortgage
$135,412
Interest Rate
4%
Mortgage Type
New Conventional
Purchase Details
Listed on
Mar 6, 2015
Closed on
Jun 25, 2015
Sold by
Hunter Sean
Bought by
Taylor Cynthia P and Laplante Trevor
Seller's Agent
Jerry Buffa
Coldwell Banker Realty
Buyer's Agent
Jerry Buffa
Coldwell Banker Realty
List Price
$99,900
Sold Price
$92,750
Premium/Discount to List
-$7,150
-7.16%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.14%
Original Mortgage
$91,069
Interest Rate
4.25%
Mortgage Type
FHA
Purchase Details
Listed on
Dec 7, 2012
Closed on
Jan 29, 2013
Sold by
Fannie Mae
Bought by
Hunter Sean
Seller's Agent
Alex Betances
EXP Realty, LLC
Buyer's Agent
Carrie Hunter
Coldwell Banker Realty
List Price
$85,000
Sold Price
$78,800
Premium/Discount to List
-$6,200
-7.29%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.21%
Purchase Details
Closed on
Dec 17, 2012
Sold by
Woll Linda M and Woll Keith A
Bought by
Wells Fargo Bank Na
Purchase Details
Closed on
Sep 19, 2005
Sold by
Woll Keith A
Bought by
Woll Keith A and Woll Linda M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,000
Interest Rate
6.06%
Mortgage Type
New Conventional
Similar Home in Reading, PA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $195,000 | None Listed On Document | |
| Deed | $225,000 | -- | |
| Deed | $139,600 | Signature Abstract | |
| Deed | $92,750 | None Available | |
| Deed | $78,800 | Land Title Services | |
| Sheriffs Deed | $2,600 | None Available | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $175,500 | New Conventional | |
| Previous Owner | $139,000 | New Conventional | |
| Previous Owner | $135,412 | New Conventional | |
| Previous Owner | $91,069 | FHA | |
| Previous Owner | $10,000 | Credit Line Revolving | |
| Previous Owner | $88,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/14/2023 11/14/23 | Sold | $195,000 | 0.0% | $197 / Sq Ft |
| 11/01/2023 11/01/23 | Pending | -- | -- | -- |
| 11/01/2023 11/01/23 | Price Changed | $195,000 | +18.2% | $197 / Sq Ft |
| 10/27/2023 10/27/23 | For Sale | $165,000 | -26.7% | $167 / Sq Ft |
| 10/28/2022 10/28/22 | Sold | $225,000 | +2.3% | $228 / Sq Ft |
| 10/12/2022 10/12/22 | Pending | -- | -- | -- |
| 09/30/2022 09/30/22 | For Sale | $220,000 | +57.6% | $222 / Sq Ft |
| 05/06/2019 05/06/19 | Sold | $139,600 | 0.0% | $141 / Sq Ft |
| 04/09/2019 04/09/19 | Pending | -- | -- | -- |
| 04/09/2019 04/09/19 | Off Market | $139,600 | -- | -- |
| 04/05/2019 04/05/19 | For Sale | $139,900 | +50.8% | $141 / Sq Ft |
| 06/25/2015 06/25/15 | Sold | $92,750 | -2.9% | $94 / Sq Ft |
| 04/10/2015 04/10/15 | Pending | -- | -- | -- |
| 04/04/2015 04/04/15 | Price Changed | $95,500 | -4.4% | $97 / Sq Ft |
| 03/06/2015 03/06/15 | For Sale | $99,900 | +26.8% | $101 / Sq Ft |
| 02/20/2013 02/20/13 | Sold | $78,800 | 0.0% | $80 / Sq Ft |
| 01/24/2013 01/24/13 | Pending | -- | -- | -- |
| 01/18/2013 01/18/13 | Off Market | $78,800 | -- | -- |
| 12/07/2012 12/07/12 | For Sale | $85,000 | -- | $86 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,562 | $99,100 | $37,100 | $62,000 |
| 2024 | $4,418 | $99,100 | $37,100 | $62,000 |
| 2023 | $4,268 | $99,100 | $37,100 | $62,000 |
| 2022 | $4,169 | $99,100 | $37,100 | $62,000 |
| 2021 | $3,959 | $99,100 | $37,100 | $62,000 |
| 2020 | $3,959 | $99,100 | $37,100 | $62,000 |
| 2019 | $3,851 | $99,100 | $37,100 | $62,000 |
| 2018 | $3,779 | $99,100 | $37,100 | $62,000 |
| 2017 | $3,678 | $99,100 | $37,100 | $62,000 |
| 2016 | $1,358 | $99,100 | $37,100 | $62,000 |
| 2015 | $1,358 | $99,100 | $37,100 | $62,000 |
| 2014 | $1,348 | $99,100 | $37,100 | $62,000 |
Source: Public Records
Agents Affiliated with this Home
-
Justin Leber
Seller's Agent in 2023
Justin Leber
Berkshire Hathaway HomeServices Homesale Realty
(717) 718-8417
1 in this area
97 Total Sales
-
Frank Ramos
Buyer's Agent in 2023
Frank Ramos
United Real Estate Strive 212
(610) 741-3054
2 in this area
55 Total Sales
-
Cecilia Leone
Seller's Agent in 2022
Cecilia Leone
Century 21 Emerald
(484) 794-5959
5 in this area
154 Total Sales
-
John Gantkowski
Buyer's Agent in 2022
John Gantkowski
Iron Valley Real Estate of Berks
(610) 780-3024
2 in this area
229 Total Sales
-
Jerry Buffa
Seller's Agent in 2019
Jerry Buffa
Coldwell Banker Realty
(484) 529-9521
1 in this area
149 Total Sales
-
Alex Betances
Seller's Agent in 2013
Alex Betances
EXP Realty, LLC
(610) 926-8610
16 Total Sales
Map
Source: Bright MLS
MLS Number: 1004180836
APN: 49-4376-12-77-6076
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