NOT LISTED FOR SALE

4450 Rummell Rd Saint Cloud, FL 34769

Estimated Value: $390,000 - $435,000

3 Beds
2 Baths
1,870 Sq Ft
$216/Sq Ft Est. Value

Last Sold August 29, 2024

Last sale price $385,000 $206 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $2,453/month

94 Days on Market

Highlights

  • Boat Ramp
  • 2 Car Attached Garage
  • Tile Flooring
  • No HOA
  • Eat-In Kitchen
  • Central Air

About This Home

As of August 2024

Welcome to this delightful 3-bedroom, 2-bathroom home located on a serene waterfront. This property offers breathtaking water views and a tranquil lifestyle. The home boasts a traditional layout with spacious living and dining areas perfect for family gatherings. The master suite includes a private bath, while the other two bedrooms share a second full bath. Although the home has not been updated, it retains its original charm and character, providing a blank canvas for your personal touch. Enjoy outdoor living with a large yard that leads to the water's edge, ideal for boating, fishing, or simply relaxing by the water. Don't miss the opportunity to own this beautiful waterfront property and create your dream home.

Last Agent to Sell the Property

Denise Gordon

CITRUS REALTY & MANAGEMENT INC Brokerage Phone: 407-414-3601 License #3368453 Listed on: 05/09/2024

Last Buyer's Agent

Denise Gordon

CITRUS REALTY & MANAGEMENT INC Brokerage Phone: 407-414-3601 License #3368453 Listed on: 05/09/2024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,171

Year Built

  • Built in 1991

Lot Details

  • 0.29 Acre Lot
  • Lot Dimensions are 87x150
  • Property fronts a freshwater canal
  • Northwest Facing Home
  • Property is zoned ORS3

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,870 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Water Views
  • Laundry in unit

Kitchen

  • Eat-In Kitchen
  • Indoor Grill
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Seawall
  • Boat Ramp
  • Private Mailbox

Utilities

  • Central Air
  • Heating Available
  • Electric Water Heater
  • Water Softener

Community Details

  • No Home Owners Association
  • Runnymede Shores Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,171

Year Built

Built in 1991

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1870
  • Lot Size Acres: 0.29
  • New Construction: No
  • Year Built: 1991
  • Building Area Total: 2836
  • Lot Size Sq Ft: 12763
  • Directions to Property: Irlo Bronson Memorial Hwy East into St.Cloud, turn Left onto Orange Ave. and then Right onto Rummel Rd. Home is on the right side, just before the bridge.
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow City: Saint Cloud
  • Escrow Postal Code: 34769
  • Escrow State: FL
  • Escrow Street Name: Budinger Ave
  • Escrow Street Number: 1401
  • List Office Head Office Key Nume: 545707062
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 205.88
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 407-414-3601
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Indoor Grill, Microwave, Range, Refrigerator, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Street Number Modifier: 4450
  • ResoLivingAreaSource: PublicRecords
  • Living Area Meters: 173.73
  • Room Count: 6

Exterior Features

  • Direction Faces: Northwest
  • Exterior Features: Private Mailbox
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Road Surface Type: Paved
  • Water Extras: Boat Ramp - Private,Seawall - Concrete,Seawall - Other
  • Water Extras YN: 1
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Public
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: ORS3
  • Parcel Number: 01-26-30-4920-000A-0250
  • Additional Parcels: No
  • Lot Dimensions: 87x150
  • Flood Zone Code: AE
  • Homestead YN: 1
  • Lot Size Square Meters: 1186

Green Features

  • Green Verification Count: 0

Rental Info

  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 3170.66
  • Tax Block: A
  • Tax Book Number: 1-383
  • Tax Lot: 25

Multi Family

  • Waterfront Features: Canal - Freshwater

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 9, 2024
Closed on
Aug 29, 2024
Sold by
Young Carl Michael
Bought by
Nichols Ronald
Seller's Agent
Denise Gordon
CITRUS REALTY & MANAGEMENT INC
Buyer's Agent
Denise Gordon
CITRUS REALTY & MANAGEMENT INC
List Price
$439,000
Sold Price
$385,000
Premium/Discount to List
-$54,000
-12.3%
Views
90
Current Estimated Value
$404,828

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,828
Avg. Annual Appreciation
5.15%
Original Mortgage
$110,000
Outstanding Balance
$108,933
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$295,895

Purchase Details

Listed on
Jul 13, 2019
Closed on
Sep 13, 2019
Sold by
Joynes Cheryl M and Karichkowsky John
Bought by
Young Carl Michael
Seller's Agent
Thomas Joynes
ST. CLOUD REAL ESTATE
Buyer's Agent
Denise Gordon
CITRUS REALTY & MANAGEMENT INC
List Price
$279,900
Sold Price
$257,000
Premium/Discount to List
-$22,900
-8.18%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.49%
Original Mortgage
$246,453
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 28, 2004
Sold by
Rostron Charles M
Bought by
Joynes Cheryl M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
5.77%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 28, 2003
Sold by
Martin Gerard F and Martin Nancy
Bought by
Rostron Charles M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$178,600
Interest Rate
5.89%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 1, 1997
Sold by
Lawson David C and Lawson Betty L
Bought by
Martin Gerard F and Martin Nancy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
7.58%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Nichols Ronald $385,000 Stewart Title
Young Carl Michael $257,000 Land Title Professionals Llc
Joynes Cheryl M $240,000 Fidelity National Title
Rostron Charles M $188,000 --
Martin Gerard F $125,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Nichols Ronald $110,000
Previous Owner Young Carl Michael $246,453
Previous Owner Joynes Cheryl M $182,000
Previous Owner Joynes Cheryl M $189,000
Previous Owner Joynes Cheryl M $160,000
Previous Owner Rostron Charles M $178,600
Previous Owner Martin Gerard F $32,000
Previous Owner Martin Gerard F $100,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/29/2024 08/29/24 Sold $385,000 -3.5% $206 / Sq Ft
08/12/2024 08/12/24 Pending -- -- --
08/06/2024 08/06/24 Price Changed $399,000 -4.8% $213 / Sq Ft
06/25/2024 06/25/24 Price Changed $419,000 -4.6% $224 / Sq Ft
05/09/2024 05/09/24 For Sale $439,000 +70.8% $235 / Sq Ft
09/16/2019 09/16/19 Sold $257,000 -8.2% $137 / Sq Ft
08/20/2019 08/20/19 Pending -- -- --
07/08/2019 07/08/19 For Sale $279,900 -- $150 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,171 $224,737 -- --
2023 $3,171 $218,192 $0 $0
2022 $3,058 $211,837 $0 $0
2021 $3,020 $205,667 $0 $0
2020 $2,993 $202,828 $0 $0
2019 $1,464 $119,312 $0 $0
2018 $1,439 $117,088 $0 $0
2017 $1,426 $114,680 $0 $0
2016 $1,394 $112,322 $0 $0
2015 $1,413 $111,542 $0 $0
2014 $1,530 $110,657 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: S5104549

Stellar MLS

APN: 01-26-30-4920-000A-0250