$465,000
SOLD JUL 14, 2025

4478 Hayler Ave Loveland, CO 80538

3 Beds
2.5 Baths
1,417 Sq Ft
7,194 Sq Ft Lot

Recently Sold

$328 Per Sq Ft

9% Below List Price

74 Days on Market

Highlights

  • Contemporary Architecture
  • 2 Car Attached Garage
  • Brick Veneer
  • Cathedral Ceiling
  • Eat-In Kitchen
  • Walk-In Closet

About This Home

As of July 2025

2-story home with 3 bedrooms & 3 baths, 2 car garage offers the best of low maintenance living with a focus on comfort. Layout, including the large living room with large windows, with alcove for the TV. Kitchen features a corner sink with window view, refrigerator, dishwasher, ample cabinet space, a convenient island & walk-in pantry. New appliances - flat-top range and microwave. Cozy Eat-in Kitchen has access to garage, backyard, and basement. Upstairs, the primary bedroom offers a peaceful retreat with morning light, a ceiling fan and shared full bath. Two additional bedrooms and a 3/4 bath in the hallway provide comfortable accommodations for family or guests. Unfinished basement has room to spread out. Tankless hot water heater for endless hot water, Laundry sink, washer and dryer. Outside, enjoy the privacy of hedges and your partially fenced-in backyard or relax on the inviting front porch. Tall fencing adds separation from yard to street with wide trail behind the fence.

Last Agent to Sell the Property

Nanci Garnand

Real Listed on: 03/27/2025

Real

Co-Listed By

Valeria Zahourek

Real

Last Buyer's Agent

Wendy Thompson

Group Centerra

Group Centerra

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,338

Year Built

  • Built in 2005

Lot Details

  • 7,194 Sq Ft Lot
  • West Facing Home
  • Partially Fenced Property
  • Wood Fence
  • Sprinkler System
  • Property is zoned P-58

HOA Fees

  • $44 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Brick Veneer
  • Wood Frame Construction
  • Composition Roof
  • Rough-in for Radon

Interior Spaces

  • 2,095 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Window Treatments
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer
  • Sink Near Laundry

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Patio
  • Exterior Lighting

Schools

  • Ponderosa Elementary School
  • Erwin Middle School
  • Loveland High School

Utilities

  • Forced Air Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number R1628721

Community Details

Overview

  • Association fees include common amenities
  • Enchantment Ridge Association, Phone Number (970) 494-0609
  • Giuliano First Sub Lov Subdivision

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,338

Year Built

Built in 2005

Lot Details

0

HOA Fees

$44 per month

Parking

2

Listing Details

  • Inclusions: Window Coverings,Electric Range/Oven,Dishwasher,Refrigerator,Clothes Washer,Clothes Dryer,Microwave,Laundry Tub,Smoke Alarm(s)
  • Year Built: 2005
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.17
  • Road Frontage Type: City Street
  • Road Surface Type: Paved, Asphalt
  • Co List Office Mls Id: RLBKL
  • Subdivision Name: Giuliano First Sub Lov
  • Directions: Driving North on Wilson from HWY 34, turn West on W. 43rd St. At Florence make a right (North) turn. Next turn is left (West) on Kincaid and then an immediate right (South) on Hayler. Home will be on the left side of the road
  • Above Grade Finished Sq Ft: 1417
  • Architectural Style: Contemporary/Modern
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 2095
  • Special Features: None
  • Stories: 2

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Dishwasher, Refrigerator, Washer, Dryer, Microwave
  • Has Basement: Full, Rough-in for Radon
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 678
  • Fireplace Features: None
  • Fireplace: No
  • Interior Amenities: Eat-in Kitchen, Cathedral/Vaulted Ceilings, Pantry, Walk-In Closet(s)
  • Living Area: 1417
  • Main Level Bathrooms: 1
  • Window Features: Window Coverings
  • Room Bedroom3 Features: Carpet
  • Dining Room Features: Vinyl Floor
  • IRESDS_HasFamilyRoom: No
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 100
  • Master Bedroom Master Bedroom Level: Upper
  • Room Bedroom2 Area: 110
  • Room Bedroom3 Level: Upper
  • Master Bedroom Master Bedroom Width: 11
  • Room Bedroom2 Level: Upper
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Kitchen Features: Vinyl Floor
  • Room Living Room Area: 240
  • Living Room Features: Carpet
  • Room Kitchen Area: 120
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 165
  • Room Dining Room Area: 120
  • Master Bathroom Features: Shared Primary Bath

Exterior Features

  • Roof: Composition
  • Fencing: Partial, Wood
  • Lot Features: Curbs, Gutters, Sidewalks, Fire Hydrant within 500 Feet, Lawn Sprinkler System
  • View: No
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure
  • Home Warranty: No
  • Construction Type: Wood/Frame, Brick/Brick Veneer
  • Direction Faces: West
  • Exterior Features: Lighting
  • Patio And Porch Features: Patio
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • IRESDS_Garage Sq Ft: 480
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Electric: Electric, City of Lvld
  • Heating: Forced Air
  • Utilities: Natural Gas Available, Electricity Available, Cable Available
  • Laundry Features: Sink, Washer/Dryer Hookups, In Basement
  • Security: Smoke Detector(s), Fire Alarm
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electricity On Property: No
  • Sewer: City Sewer
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas, Xcel

Condo/Co-op/Association

  • HOA Fee Includes: Common Amenities
  • Community Features: Park
  • Senior Community: No
  • Association Fee: 525
  • Association Fee Frequency: Annually
  • Association Name: Enchantment Ridge
  • Phone: 970-494-0609
  • Association: Yes

Association/Amenities

  • IRESDS_HasAssociationReserve: Yes
  • IRESDS_HasAssociationFee: Yes

Schools

  • Elementary School: Ponderosa
  • HighSchool: Loveland
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Erwin, Lucile

Lot Info

  • Zoning: P-58
  • Lot Size Sq Ft: 7194
  • Parcel #: R1628721
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2338

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 27, 2025
Closed on
Jul 14, 2025
Sold by
Chapman Lisa K
Bought by
Wojcik Jordan and Wojcik Roxana
Seller's Agent
Nanci Garnand
Real
Buyer's Agent
Wendy Thompson
Group Centerra
List Price
$512,000
Sold Price
$465,000
Premium/Discount to List
-$47,000
-9.18%
Views
61

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2158.60%
Original Mortgage
$449,480
Outstanding Balance
$449,480
Interest Rate
6.89%
Mortgage Type
FHA
Estimated Equity
$45,434

Purchase Details

Closed on
Aug 21, 2019
Sold by
Chapman John L
Bought by
Chapman Lisa K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$292,327
Interest Rate
3.25%
Mortgage Type
FHA

Purchase Details

Listed on
Jul 28, 2016
Closed on
Sep 6, 2016
Sold by
Smucker Thomas M and Smucker Loretta K
Bought by
Chapman John L and Chapman Lisa K
Seller's Agent
Kevin Cook
Cottage Realty
Buyer's Agent
Nanci Garnand
Real
List Price
$295,000
Sold Price
$300,000
Premium/Discount to List
$5,000
1.69%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.80%
Original Mortgage
$294,566
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 10, 2009
Sold by
Sabin Robert Clifford
Bought by
Smucker Thomas M and Smucker Loretta K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,500
Interest Rate
4.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 8, 2005
Sold by
Aspen Homes Of Colorado Inc
Bought by
Sabin Robert Clifford

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,700
Interest Rate
5.92%
Mortgage Type
Unknown

Purchase Details

Closed on
Mar 23, 2005
Sold by
Buck 2Nd Lllp
Bought by
Aspen Homes Of Colorado Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,112
Interest Rate
5.71%
Mortgage Type
Construction
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $465,000 Land Title Guarantee
Interfamily Deed Transfer -- None Available
Warranty Deed $300,000 Land Title Guarantee Company
Warranty Deed $218,500 Land Title Guarantee Company
Quit Claim Deed -- Land Title Guarantee Company
Warranty Deed $68,500 Land Title Guarantee Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $449,480 FHA
Previous Owner $60,000 Credit Line Revolving
Previous Owner $289,211 FHA
Previous Owner $292,327 FHA
Previous Owner $294,566 FHA
Previous Owner $118,500 New Conventional
Previous Owner $159,000 Unknown
Previous Owner $160,700 Unknown
Previous Owner $164,744 Construction
Previous Owner $151,112 Construction
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/14/2025 07/14/25 Sold $465,000 -3.0% $328 / Sq Ft
06/03/2025 06/03/25 Price Changed $479,500 -1.6% $338 / Sq Ft
05/29/2025 05/29/25 Price Changed $487,500 -0.5% $344 / Sq Ft
05/13/2025 05/13/25 Price Changed $490,000 -2.0% $346 / Sq Ft
04/18/2025 04/18/25 Price Changed $500,000 -2.3% $353 / Sq Ft
03/27/2025 03/27/25 For Sale $512,000 +70.7% $361 / Sq Ft
01/28/2019 01/28/19 Off Market $300,000 -- --
09/06/2016 09/06/16 Sold $300,000 +1.7% $197 / Sq Ft
08/07/2016 08/07/16 Pending -- -- --
07/28/2016 07/28/16 For Sale $295,000 -- $193 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,338 $32,984 $8,710 $24,274
2024 $2,255 $32,984 $8,710 $24,274
2022 $2,041 $25,646 $5,602 $20,044
2021 $2,097 $26,384 $5,763 $20,621
2020 $1,872 $23,545 $5,763 $17,782
2019 $1,840 $23,545 $5,763 $17,782
2018 $1,776 $21,578 $5,803 $15,775
2017 $1,529 $21,578 $5,803 $15,775
2016 $1,315 $17,926 $3,980 $13,946
2015 $1,304 $19,780 $3,980 $15,800
2014 $1,299 $17,270 $3,980 $13,290
Source: Public Records

Agents Affiliated with this Home

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Map

Source: IRES MLS

MLS Number: 1029512

IRES MLS

APN: 96333-06-002