450 S 1st St Unit 404 Saint Charles, IL 60174
Downtown Saint Charles NeighborhoodEstimated payment $4,361/month
Highlights
- Fireplace in Primary Bedroom
- Elevator
- Building Patio
- Davis Primary School Rated A-
- Balcony
- 4-minute walk to Hazeltime Park
About This Home
Coveted Milestone Row penthouse! Rarely available 2 bed, 2 bath condo fully updated in 2022, perfectly located in the heart of downtown St. Charles next to the new Whole Foods. This stunning top-floor home features soaring vaulted ceilings, oversized arched windows, wide-plank flooring, and a private balcony with treetop views. The open-concept layout showcases a modern kitchen with quartz countertops, stainless steel appliances, rich cabinetry, and a large island overlooking the spacious living room with fireplace. Designer lighting, underground garage parking, and unbeatable walkability to restaurants, shopping, and Fox River trails make this a truly exceptional find.
Listing Agent
Jameson Sotheby's Intl Realty Brokerage Phone: (630) 525-0092 License #475160173 Listed on: 09/10/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $10,584
Year Built
- Built in 2008 | Remodeled in 2022
HOA Fees
- $469 Monthly HOA Fees
Parking
- 1 Car Garage
- Parking Included in Price
Home Design
- Entry on the 4th floor
- Brick Exterior Construction
- Stone Siding
Interior Spaces
- 1,662 Sq Ft Home
- 4-Story Property
- Ceiling Fan
- Gas Log Fireplace
- Family Room with Fireplace
- Living Room
- Dining Room
- Fireplace in Kitchen
- Laundry Room
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Fireplace in Primary Bedroom
- Walk-In Closet
- 2 Full Bathrooms
Accessible Home Design
- Wheelchair Access
- Accessibility Features
- No Interior Steps
Outdoor Features
- Balcony
Utilities
- Central Air
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, security, exterior maintenance, lawn care, scavenger, snow removal
- 22 Units
- Sara Association, Phone Number (630) 443-9315
- Property managed by Complex Management
Amenities
- Building Patio
- Elevator
Pet Policy
- Pets up to 55 lbs
- Dogs and Cats Allowed
Security
- Resident Manager or Management On Site
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,584 | $136,436 | $17,442 | $118,994 |
| 2023 | $10,101 | $122,112 | $15,611 | $106,501 |
| 2022 | $10,399 | $121,975 | $17,280 | $104,695 |
| 2021 | $9,985 | $116,266 | $16,471 | $99,795 |
| 2020 | $9,869 | $114,098 | $16,164 | $97,934 |
| 2019 | $10,237 | $111,839 | $15,844 | $95,995 |
| 2018 | $10,077 | $109,594 | $13,548 | $96,046 |
| 2017 | $9,822 | $105,847 | $13,085 | $92,762 |
| 2016 | $10,249 | $102,129 | $12,625 | $89,504 |
| 2015 | -- | $101,028 | $12,489 | $88,539 |
| 2014 | -- | $101,028 | $12,489 | $88,539 |
| 2013 | -- | $102,038 | $12,614 | $89,424 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/16/2025 09/16/25 | Pending | -- | -- | -- |
| 09/10/2025 09/10/25 | For Sale | $569,999 | +62.9% | $343 / Sq Ft |
| 09/27/2019 09/27/19 | Sold | $350,000 | -5.4% | $211 / Sq Ft |
| 08/26/2019 08/26/19 | Pending | -- | -- | -- |
| 03/05/2019 03/05/19 | For Sale | $369,900 | -- | $223 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $350,000 | Chicago Title Insurance Co |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $75,900 | Credit Line Revolving | |
| Open | $190,000 | New Conventional |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12467028
APN: 09-34-137-026
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