$327,000
SOLD JUN 13, 2025

4522 E Crossroads Dr Bay City, MI 48706

3 Beds
2.5 Baths
2,820 Sq Ft
0.38 Acres

Recently Sold

$116 Per Sq Ft

2% Below List Price

64 Days on Market

Highlights

  • Above Ground Pool
  • 2.5 Car Attached Garage
  • Ceiling Fan
  • Ranch Style House
  • Forced Air Heating and Cooling System
  • Gas Fireplace

About This Home

As of June 2025

Buyer fell through due to their house not selling, made it passed appraisal! Charming 3-Bedroom Home with Finished Basement, Home Theater & Pool! Welcome to this stunning 3-bedroom, 2.5-bathroom home that perfectly blends comfort and entertainment! Nestled in a desirable neighborhood, this home boasts a fully finished basement complete with a home theater and custom bar—perfect for hosting movie nights or gatherings. Step outside to your fenced-in backyard oasis, featuring an above-ground pool and plenty of space for relaxation and outdoor fun. Inside, you'll find a spacious and inviting layout, including a modern kitchen, cozy living areas, and a primary suite with an en-suite bath. With endless amenities and stylish finishes throughout, this home is a must-see. Schedule your showing today! Seller is a licensed real estate broker.

Last Agent to Sell the Property

Shawn McNeil

Our Home & Co Real Estate License #SBR-6502431572 Listed on: 03/08/2025

Last Buyer's Agent

Dwight McCulloch

Ayre/Rhinehart Bay REALTORS License #BCRA-6501158222

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 2008

Lot Details

  • 0.38 Acre Lot
  • Lot Dimensions are 100 x 160

Parking

  • 2.5 Car Attached Garage

Home Design

  • Ranch Style House
  • Vinyl Siding

Interior Spaces

  • Ceiling Fan
  • Gas Fireplace
  • Finished Basement

Bedrooms and Bathrooms

  • 3 Bedrooms

Pool

  • Above Ground Pool

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

  • Crossroads Subdivision

Listing and Financial Details

  • Assessor Parcel Number 100-C20-000-027-00

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,701

Year Built

Built in 2008

Lot Details

0

Listing Details

  • Originating MLS: Saginaw Board of REALTORS
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Ranch
  • Structure Style: 1 Story
  • Total Tax Amount: 4700.81
  • Year Built: 2008
  • Mail City: Bay City
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Fireplace: Yes
  • Fireplaces: Gas Fireplace
  • Basement: Yes
  • Basement: Finished
  • Bedrooms: 3
  • Bedroom 1: On 1st Floor, Dimensions: 14 x 16
  • Bedroom 2: On 1st Floor, Dimensions: 12 x 10
  • Bedroom 3: On Entry Level, Dimensions: 12 x 10
  • Full Bathrooms: 2
  • Total Bathrooms: 3
  • Bathroom 1: Dimensions: 14 x 6, On Level: Entry
  • Bathroom 2: Dimensions: 6 x 8, On Level: First
  • Kitchen: Dimensions: 20 x 16
  • Below Grade Sq Ft: 1440
  • Finished Below Grade Sq Ft: 1380
  • Above Grade Finished Sq Ft: 1440
  • Total Finished Sq Ft: 2820
  • Half Bathrooms: 1

Exterior Features

  • Pool: Yes
  • Exterior: Vinyl Siding
  • Exterior Features: Above Ground Pool
  • Foundation: Basement
  • Frontage: 100
  • Frontage Type: Road

Garage/Parking

  • Garage: Attached Garage
  • Garage Spaces: 2.5
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water
  • Water Heater: Gas
  • Cooling: Ceiling Fan(s), Central A/C

Lot Info

  • Assessor Parcel Number: 100-C20-000-027-00
  • Lot Dimensions: 100 x 160
  • Acreage: 0.38
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2024, Amount: $1,926.41
  • Winter Tax: Year: 2024, Amount: $2,774.40
  • Total Tax: Amount: $4,700.81
  • SEV Year: 2023

MLS Schools

  • School District: Bay City School District

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 8, 2025
Closed on
Jun 13, 2025
Sold by
Mcneil Shawn
Bought by
Powers-Tomczak Saige and Powers-Tomczak Madeline
Seller's Agent
Shawn McNeil
Our Home & Co Real Estate
Buyer's Agent
Dwight McCulloch
Ayre/Rhinehart Bay REALTORS
List Price
$334,900
Sold Price
$327,000
Premium/Discount to List
-$7,900
-2.36%
Views
154

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.58%
Original Mortgage
$277,950
Outstanding Balance
$277,950
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$54,302

Purchase Details

Closed on
Apr 14, 2021
Sold by
Wint Shawn
Bought by
Mcneil Shawn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$274,540
Interest Rate
3%
Mortgage Type
VA

Purchase Details

Listed on
Nov 8, 2019
Closed on
Dec 13, 2019
Sold by
Bonkowski Blake R and Bonkowski Meagan
Bought by
Wint Shawn
Seller's Agent
Shawn McNeil
Our Home & Co Real Estate
Buyer's Agent
Shawn McNeil
Our Home & Co Real Estate
List Price
$244,900
Sold Price
$242,500
Premium/Discount to List
-$2,400
-0.98%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.63%
Original Mortgage
$222,500
Interest Rate
3.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 27, 2015
Sold by
Harold I Miller Real Estate Development
Bought by
Bonkowski Blake R and Reder Meagan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,000
Interest Rate
3.73%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $327,000 None Listed On Document
Warranty Deed $265,000 Crossroads Title
Warranty Deed $242,500 Diversified National Title
Warranty Deed $185,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $277,950 New Conventional
Previous Owner $274,540 VA
Previous Owner $222,500 New Conventional
Previous Owner $175,000 New Conventional
Previous Owner $125,000 Future Advance Clause Open End Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/13/2025 06/13/25 Sold $327,000 -1.8% $116 / Sq Ft
05/11/2025 05/11/25 Pending -- -- --
03/17/2025 03/17/25 Price Changed $332,900 -0.6% $118 / Sq Ft
03/08/2025 03/08/25 For Sale $334,900 +38.1% $119 / Sq Ft
12/13/2019 12/13/19 Sold $242,500 -1.0% $68 / Sq Ft
11/13/2019 11/13/19 Pending -- -- --
11/08/2019 11/08/19 For Sale $244,900 -- $69 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,701 $185,000 $0 $0
2024 $1,926 $149,100 $0 $0
2023 $1,835 $138,000 $0 $0
2022 $4,285 $118,700 $0 $0
2021 $3,939 $122,600 $122,600 $0
2020 $3,667 $111,500 $111,500 $0
2019 $3,283 $103,800 $0 $0
2018 $3,293 $106,100 $0 $0
2017 $3,224 $104,800 $0 $0
2016 $3,237 $101,400 $0 $101,400
2015 -- $93,100 $0 $93,100
2014 -- $98,600 $0 $98,600
Source: Public Records

Agents Affiliated with this Home

  • Shawn McNeil

    Seller's Agent in 2025

    Shawn McNeil

    Our Home & Co Real Estate

    (989) 392-7719

    4 in this area

    72 Total Sales

    Shawn McNeil
    Section Image

  • D

    Buyer's Agent in 2025

    Dwight McCulloch

    Ayre/Rhinehart Bay REALTORS

    (989) 239-3137

    2 in this area

    15 Total Sales

    Dwight McCulloch
    Section Image
  • T.J. Peters

    Seller Co-Listing Agent in 2019

    T.J. Peters

    Modern Realty

    (989) 439-3077

    3 in this area

    110 Total Sales

    T.J. Peters
    Section Image
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Map

Source: Michigan Multiple Listing Service

MLS Number: 50168214

Michigan Multiple Listing Service

APN: 09-100-C20-000-027-00

Michigan Bay County Bay City 48706

4522 E Crossroads Dr, Bay City, MI

This home is located at 4522 E Crossroads Dr, Bay City, MI 48706 and is currently priced at $327,000, approximately $115 per square foot. This property was built in 2008. 4522 E Crossroads Dr is a home located in Bay County with nearby schools including McAlear-Sawden Elementary School, Western Middle School, and Bay City Western High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Michigan Multiple Listing Service Source MLS: MiRealSource
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