$560,000
SOLD SEP 17, 2025

4548 River Highlands Loop Elizabeth, CO 80107

3 Beds
2.5 Baths
1,937 Sq Ft
10,019 Sq Ft Lot

Recently Sold

$289 Per Sq Ft

2% Below List Price

52 Days on Market

Highlights

  • Golf Course Community
  • Open Floorplan
  • Meadow
  • Golf Course View
  • Deck
  • Traditional Architecture

About This Home

As of September 2025

This Spring Valley Ranch home, built in 2022, offers modern living with three bedrooms and two and a half bathrooms. Constructed with durable Hardie board siding, it boasts a desirable location backing to open space, providing privacy and scenic views. Additionally, the property features an unfinished walkout basement, offering potential for future expansion and customization, and is equipped with smart features throughout for enhanced convenience and efficiency. This home presents a unique opportunity with an FHA assumable loan, making it potentially more accessible for qualified buyers seeking a newer, technologically advanced home in a sought-after community. Landscaping is already completed, allowing for cost savings over a new build!

Last Agent to Sell the Property

Kelly Gibbs

Engel & Voelkers Castle Pines Brokerage Email: Kelly.Gibbs@engelvoelkers.com,720-245-3083 License #100080180 Listed on: 02/13/2025

Last Buyer's Agent

Sarah Nolan

Keller Williams Partners Realty License #100094315

Keller Williams Partners Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,620

Year Built

  • Built in 2022

Lot Details

  • 10,019 Sq Ft Lot
  • Northeast Facing Home
  • Property is Fully Fenced
  • Landscaped
  • Front and Back Yard Sprinklers
  • Meadow
  • Private Yard
  • Garden

HOA Fees

  • $28 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Property Views

  • Golf Course
  • Pasture
  • Meadow

Home Design

  • Traditional Architecture
  • Frame Construction
  • Composition Roof
  • Cement Siding
  • Stone Siding
  • Radon Mitigation System

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Smart Doorbell
  • Living Room
  • Loft
  • Utility Room

Kitchen

  • Oven
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Stubbed For A Bathroom
  • Natural lighting in basement

Home Security

  • Smart Thermostat
  • Outdoor Smart Camera
  • Radon Detector
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Eco-Friendly Details

  • Smoke Free Home
  • Smart Irrigation

Outdoor Features

  • Deck
  • Patio
  • Rain Gutters
  • Front Porch

Location

  • Ground Level

Schools

  • Singing Hills Elementary School
  • Elizabeth Middle School
  • Elizabeth High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 220 Volts
  • 110 Volts
  • Natural Gas Connected
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Exclusions: sellers personal property
  • Assessor Parcel Number R121714

Community Details

Overview

  • Association fees include recycling, trash
  • Hg Management Association, Phone Number (303) 804-9800
  • Built by Century Communities
  • Spring Valley Ranch Subdivision
  • Greenbelt

Recreation

  • Golf Course Community
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,620

Year Built

Built in 2022

Lot Details

0

HOA Fees

$28 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Structure Type: House
  • Levels: Two
  • Year Built: 2022
  • Above Grade Finished Sq Ft: 1937
  • Below Grade Sq Ft: 782
  • Entry Location: Ground
  • Exclusions: sellers personal property
  • Living Area: 1937
  • Pets Allowed: Yes
  • Directions: From CR166 turn north on Spring Valley Ranch Rd. Turn Left on River Highlands Drive, Left on River Highlands Loop. House will be on the South side of the street.
  • SubdivisionName: Spring Valley Ranch
  • Ownership: Individual
  • Property Attached Yn: No
  • REC_BasementLevelBedrooms: 0
  • REC_ExpectedActiveDate: 2025-02-13
  • REC_RVSpaces: 0
  • REC_UpperLevelBathrooms: 2
  • REC_UpperLevelBedrooms: 3
  • REC_WaterIncludedYN: 1
  • Ratio Close Price By Original Li: 0.98246
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Oven, Refrigerator, Washer
  • Interior Amenities: Granite Counters, Kitchen Island, Open Floorplan, Radon Mitigation System, Smart Thermostat, Smoke Free, Walk-In Closet(s)
  • Flooring: Carpet, Vinyl
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Common Walls: No Common Walls
  • Basement: Bath/Stubbed, Daylight, Exterior Entry, Full, Unfinished, Walk-Out Access
  • Basement: Yes
  • Total Bedrooms: 3
  • Main Level Bathrooms: 1

Exterior Features

  • Direction Faces: Northeast
  • Roof: Composition
  • Construction Materials: Cement Siding, Frame, Stone
  • View: Golf Course, Meadow, Plains
  • Exterior Features: Garden, Private Yard, Rain Gutters, Smart Irrigation
  • Patio and Porch Features: Deck, Front Porch, Patio
  • Road Frontage Type: Public
  • Road Surface Type: Paved

Garage/Parking

  • Parking Features: Concrete, Finished Garage
  • Attached Garage: Yes
  • Garage Spaces: 2
  • Total Parking Spaces: 2

Utilities

  • Utilities: Cable Available, Electricity Available, Internet Access (Wired), Natural Gas Connected, Natural Gas Not Available
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Water Source: Public
  • Electric: 110V, 220 Volts
  • Security: Carbon Monoxide Detector(s), Radon Detector, Smart Cameras, Smoke Detector(s), Video Doorbell

Condo/Co-op/Association

  • HOA Fee Includes: Recycling, Trash
  • Association Name: Hg Management
  • Association Fee Frequency: Monthly
  • Association Amenities: Golf Course, Trail(s)
  • Association Fee: 28
  • Phone: 303-804-9800
  • Association: Yes
  • Senior Community: No

Association/Amenities

  • REC_AssociationFee2Annual: 0.00
  • REC_AssociationFee3Annual: 0.00
  • REC_AssociationFeeAnnual: 336.00
  • REC_AssociationFeeTotalAnnual: 336.00
  • REC_AssociationManagementType: Professionally Managed
  • REC_AssociationURL: www.hgmanage.com

Schools

  • Middle Or Junior School: Elizabeth

Lot Info

  • Parcel Number: R121714
  • Lot Size Acres: 0.23
  • Fencing: Full
  • Building Area Total: 2719
  • Lot Features: Greenbelt, Irrigated, Landscaped, Meadow, Sprinklers In Front, Sprinklers In Rear
  • Lot Size Sq Ft: 10018.8

Building Info

  • Builder Name: Century Communities

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 4620

MLS Schools

  • Elementary School: Singing Hills
  • High School: Elizabeth

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 13, 2025
Closed on
Sep 17, 2025
Sold by
Ferro Katelyn and Ferro James Anthony
Bought by
Orsak Darin Michael and Orsak Celsa Olinda
Seller's Agent
Kelly Gibbs
Engel & Voelkers Castle Pines
Buyer's Agent
Sarah Nolan
Keller Williams Partners Realty
List Price
$570,000
Sold Price
$560,000
Premium/Discount to List
-$10,000
-1.75%
Views
116
Current Estimated Value
$559,485

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$515
Avg. Annual Appreciation
-0.37%
Original Mortgage
$540,027
Outstanding Balance
$540,027
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$19,458

Purchase Details

Closed on
Oct 28, 2022
Sold by
Century At Spring Valley Ranch Llc
Bought by
Schwartzkopf Katelyn and Ferro James Anthony

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$540,027
Interest Rate
6.02%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $560,000 Exact Title
Special Warranty Deed $549,990 Parkway Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $540,027 New Conventional
Previous Owner $540,027 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/17/2025 09/17/25 Sold $560,000 0.0% $289 / Sq Ft
03/23/2025 03/23/25 Price Changed $559,900 -1.8% $289 / Sq Ft
02/13/2025 02/13/25 For Sale $570,000 -- $294 / Sq Ft
Source: REcolorado®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,620 $30,680 $5,680 $25,000
2023 $4,620 $30,680 $5,680 $25,000
2022 $1,467 $10,140 $10,140 $0
2021 $457 $3,210 $3,210 $0
2020 $6 $10 $10 $0
2019 $6 $10 $10 $0
2018 $6 $10 $10 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: REcolorado®

MLS Number: 5760575

REcolorado®

APN: R121714