$895,000

Estimated payment $5,326/month

Total Views 1,306
4 Beds
3.5 Baths
3,239 Sq Ft
$276 Price per Sq Ft

Highlights

  • Community Beach Access
  • Home fronts navigable water
  • Fishing
  • Boating
  • River Access
  • Gated Community

About This Home

Set above the deep, glistening waters of Chickamauga Lake within the long-established, gated enclave of Windward Pointe, this exceptional home embodies modern transitional design, everyday comfort, and a lifestyle of relaxation and effortless access to the water. Just 15 minutes from both downtown Chattanooga and the Chattanooga Airport, immersed in the tranquility of living alongside the Tennessee River, you remain remarkably close to the energy and conveniences of the Scenic City. Just five years young, the home immediately impresses with its street presence, framed by mature landscaping and backed by dense hardwoods. The wide covered front porch comfortably welcomes guests into a light and open floor plan that unfolds in an easy seamless flow.Whether gathering friends for an evening of conversation or savoring a quiet morning on your screened in porch overlooking the tree-framed community greenspace, the design allows every moment to feel both connected and restorative, inviting quiet moments for peace and relaxation at every turn. Warm toned engineered hardwoods run throughout the primary living spaces, combining refined style with lasting durability and virtually no upkeep. The main-level primary suite offers a private retreat designed for restoration, complete with a spa-like bath where a soaking tub invites you to unwind and an en suite laundry makes for minimal effort with the tasks of the day to day rush. Upstairs,thoughtful design, and a second well-appointed laundry room, confirm that livability was never sacrificed for style. Three additional bedrooms and two full baths are complemented by a generous bonus or media room. The upper level easily provides space to allow for a home office, fitness space, craft room or reading haven. The polished floor plan accommodates large families and grand hosting while keeping the footprint ideal for one level living. The finishes throughout speak to a timeless aesthetic—transitional, warm, and enduring. A broad driveway leads to a two-car garage, with an additional third garage with its own driveway and deep enough to accommodate your boat and workout equipment. The property is supported by it's outlook onto protected community green space adding a sense of privacy and connection to nature, while the Tennessee River grounds the property with its deep, steady presence in forefront. This is more than a home; it is a daily retreat that balances purpose with proportion, luxury with intimacy. Its location is unmatched; equidistant to Chattanooga's North and East sides, with direct access to major travel routes, all within 20 minutes of the city's finest dining, culture, and entertainment. Windward Pointe is one of the region's premier gated waterfront communities and 4581 Sailmaker Circle exemplifies why: a residence where intelligent design, unmatched convenience, and access to the region's nationally acknowledged natural beauty converge to create a lifestyle centered on access and casual enjoyment. Chickamauga Lake Lifestyle Home. No Place like It!

Listing Agent

Linda Brock

Real Estate Partners Chattanooga LLC License #258780 Listed on: 09/12/2025

Real Estate Partners Chattanooga LLC

Co-Listing Agent

Lee Brock

Real Estate Partners Chattanooga LLC License #338596

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,605

Year Built

  • Built in 2020

Lot Details

  • 8,253 Sq Ft Lot
  • Lot Dimensions are 73.01x107.55
  • Home fronts navigable water
  • Property fronts a private road
  • Cleared Lot

HOA Fees

  • $133 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Shingle Roof
  • Asphalt Roof
  • Cement Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,239 Sq Ft Home
  • 2-Story Property
  • Gas Log Fireplace
  • Insulated Windows
  • Great Room with Fireplace
  • Living Room
  • Dining Room
  • Game Room with Fireplace
  • Bonus Room
  • Screened Porch
  • Fire and Smoke Detector

Kitchen

  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry in Hall
  • Laundry on main level
  • Gas Dryer Hookup

Outdoor Features

  • River Access
  • Lake Privileges
  • Rain Gutters

Schools

  • Harrison Elementary School
  • Brown Middle School
  • Central High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Available
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 120j A 032.01

Community Details

Overview

  • Association fees include ground maintenance
  • Windward Pointe Subdivision
  • On-Site Maintenance
  • Community Lake

Recreation

  • Boating
  • Powered Boats Allowed
  • Community Beach Access
  • Fishing
  • Park

Additional Features

  • Picnic Area
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,605

Year Built

Built in 2020

Lot Details

0

HOA Fees

$133 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.19
  • Lot Size: 73.01X107.55
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Co List Office Mls Id: 10678
  • Co List Office Phone: 423-265-0088
  • Subdivision Name: Windward Pointe
  • Directions: 153 North, Hwy 58 North, left on Webb Road, Windward Pointe is on the left.153 North, Hwy 58 North, left on Webb Road, Windward Pointe is on the left.
  • Above Grade Finished Sq Ft: 3239.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 3239.0
  • New Construction: No
  • Structure Type: House
  • Year Built: 2020
  • Cooling:Electric: Yes
  • Location Tax and Legal Parcel Number2: 120j A 032.01
  • Location Tax and Legal Elementary School: Harrison Elementary
  • Location Tax and Legal Middle Or Junior School2: Brown Middle
  • Location Tax and Legal High School: Central High School
  • Location Tax and Legal:Tax Annual Amount: 5604.64
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 3239.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.1895
  • General Property Information Lot Size Square Feet2: 8253.0
  • General Property Information Lot Size Dimensions: 73.01X107.55
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Roof Asphalt5: Yes
  • Room Types Bedroom Level: Second
  • Room Types Bonus Room: Yes
  • Room Types Bonus Room Level: Second
  • Security Features:Smoke Detector(s): Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Room Types Primary Bathroom Level: First
  • Room Types Primary Bedroom Level: First
  • Cooling:Multi Units: Yes
  • Foundation Details Concrete Perimeter: Yes
  • Laundry Features Laundry Room: Yes
  • Patio and Porch Features:Porch-Screened: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Parking Features Kitchen Level2: Yes
  • Utilities:Natural Gas Connected: Yes
  • Structure Type:House: Yes
  • Road Frontage Type:Private Road: Yes
  • Laundry Features In Hall: Yes
  • Laundry Features:Upper Level: Yes
  • Association Amenities Gated3: Yes
  • Association Amenities Maintenance Grounds3: Yes
  • Association Amenities Boating: Yes
  • Association Amenities Beach Access2: Yes
  • Special Features: None

Interior Features

  • Spa Features: None
  • Appliances: Disposal, Dishwasher
  • Other Equipment: None
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Gas Starter, Great Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Window Features: Insulated Windows
  • Appliances Dishwasher: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Gas Log: Yes
  • Security Features:Gated Community: Yes
  • Fireplace Features:Great Room2: Yes
  • Fireplace Features:Gas Starter: Yes
  • Community Features:Gated: Yes
  • Community Features:Curbs: Yes
  • Community Features:Park: Yes
  • Community Features:Fishing: Yes
  • Community Features:Lake: Yes

Exterior Features

  • Lot Features: Cleared
  • Pool Features: None
  • View: No
  • Waterfront Features: Lake Privileges, Navigable Water, River Access
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Cement Siding
  • Exterior Features: Rain Gutters
  • Foundation Details: Concrete Perimeter
  • Other Structures: None
  • Patio And Porch Features: Covered, Front Porch, Porch - Screened, Rear Porch
  • Roof: Asphalt, Shingle
  • Construction Materials:Cement Siding: Yes
  • Lot Features:Cleared: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Insulated Windows: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Exterior Features:Rain Gutters: Yes
  • Waterfront Features:River Access: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Waterfront Features:Lake Privileges: Yes
  • Waterfront Features:Navigable Water: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Driveway, Garage, Garage Door Opener, Kitchen Level, Off Street, Paved
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Off Street: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Paved2: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, In Hall, Laundry Room, Upper Level
  • Security: Gated Community, Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Curbs, Fishing, Gated, Lake, Park
  • Senior Community: No
  • Amenities: Beach Access, Boating, Gated, Maintenance Grounds, Picnic Area, Powered Boats Allowed
  • Association Fee: 1600.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 1600.0
  • General Property Information:Association Fee Frequency: Annually
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Amenities:Picnic Area: Yes
  • Association Amenities:Powered Boats Allowed: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds

Schools

  • Elementary School: Harrison Elementary
  • High School: Central High School
  • Middle Or Junior School: Brown Middle

Lot Info

  • Lot Size Sq Ft: 8253.0
  • Additional Parcels: No
  • Parcel #: 120j A 032.01

Tax Info

  • Tax Annual Amount: 5604.64

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,794 $124,900 $0 $0
2023 $2,794 $124,900 $0 $0
2022 $2,794 $124,900 $0 $0
2021 $2,794 $124,900 $0 $0
2020 $484 $17,500 $0 $0
2019 $484 $17,500 $0 $0
2018 $398 $17,500 $0 $0
2017 $484 $17,500 $0 $0
2016 $363 $0 $0 $0
2015 $666 $13,125 $0 $0
2014 $666 $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/12/2025 09/12/25 For Sale $895,000 +82.7% $276 / Sq Ft
08/28/2020 08/28/20 Sold $490,000 -10.9% $146 / Sq Ft
07/28/2020 07/28/20 Pending -- -- --
02/07/2020 02/07/20 For Sale $550,000 +1122.2% $164 / Sq Ft
01/18/2019 01/18/19 Sold $45,000 -53.8% --
10/23/2018 10/23/18 Pending -- -- --
08/22/2016 08/22/16 For Sale $97,500 -- --
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $490,000 First Title
Warranty Deed $55,800 First Title
Warranty Deed $45,000 First Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $370,000 New Conventional
Previous Owner $343,800 Construction
Source: Public Records

Source: Greater Chattanooga REALTORS®

MLS Number: 1520405

Greater Chattanooga REALTORS®

APN: 120J-A-032.01