NOT LISTED FOR SALE

46 Oak Grove Rd Palmyra, VA 22963

Estimated Value: $413,352 - $503,000

4 Beds
3 Baths
2,556 Sq Ft
$172/Sq Ft Est. Value

Last Sold August 13, 2020

Last sale price $325,000 $127 Per Sq Ft

Est. 36% increase in value since last sale

Current estimated payment $2,646/month

10 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • Gated Community
  • Golf Course Community
  • Outdoor Pool
  • Community Lake

About This Home

As of August 2020

Impeccably maintained and updated ranch on quiet cul-de-sac in Lake Monticello. Enjoy open-concept living area with vaulted ceiling with wood beam accent. One-level living with true master bedroom and bathroom along with spacious guest room, laundry, and full bath. Walk-out basement with rec room, two guest rooms, full bathroom, and bonus room perfect for crafts or homework. Exceptional outdoor spaces with screened in porch and newly finished deck overlooking woods. Plenty of storage in basement and detached garage boasting full bathroom rough-in, electricity, and lofted space.

Last Agent to Sell the Property

Emily Dooley

NEST REALTY GROUP License #0225223605 Listed on: 06/04/2020

NEST REALTY GROUP

Last Buyer's Agent

Bill 'Tee' Tucker

REAL ESTATE III, INC. License #0225052553

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,955

Year Built

  • Built in 1989

Lot Details

  • 0.63 Acre Lot
  • Cul-De-Sac
  • Landscaped
  • Cleared Lot
  • Wooded Lot
  • Property is zoned R-1 Residential

HOA Fees

  • $90 Monthly HOA Fees

Home Design

  • Concrete Block With Brick
  • Cedar Siding

Interior Spaces

  • 1-Story Property
  • Vaulted Ceiling
  • Recessed Lighting
  • Vinyl Clad Windows
  • Insulated Windows
  • Double Hung Windows
  • Great Room
  • Family Room
  • Dining Room
  • Bonus Room
  • Screened Porch
  • Utility Room
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms | 2 Main Level Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Primary bathroom on main floor

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Windows

Parking

  • 2 Car Detached Garage
  • Front Facing Garage
  • Gravel Driveway

Outdoor Features

  • Outdoor Pool
  • Deck
  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 18A 4 412?????? ?? ????

Community Details

Overview

  • Association fees include area maint, beach, boat launch, club house, master ins. policy, play area, pool, prof. mgmt., reserve fund, road maint, security force, snow removal, trash pickup
  • $650 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Soccer Field
  • Community Playground
  • Community Pool

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,955

Year Built

Built in 1989

Lot Details

0

HOA Fees

$90 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1456
  • Below Grade Total Sq Ft: 1456
  • Design: Ranch
  • L V T Date: 06/12/2020
  • Parcel Number: 18A 4 412?????? ?? ????
  • Price Per Sq Ft: 127.15
  • Property Excluded: Washer/Dryer & kitchen island are negotiable.
  • Property Included: Kitchen appliances
  • Total Sq Ft: 3412
  • Total Unfinished Sq Ft: 856
  • Type of Construction: On Site Built
  • Zoning: R-1 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Great Room1|Kitchen1|Dining Roo1|Master Bed1|Master BTH1|Bedroom1|Full Bath1|Family RooB|BedroomB|BedroomB|Full BathB|Bonus RoomB|Utility RoB|
  • Structures Deck Porch: Deck, Porch - Front, Porch - Rear, Porch - Screened
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Unfinished Below Grade Sq Ft: 356
  • Laundry: Dryer Hookup, Washer Hookup
  • Basement Type: Finished, Full, Heated, Inside Access, Outside Entrance, Walk Out, Windows
  • Room 1: Great Room,On Level: 1
  • Room 2: Kitchen,On Level: 1
  • Room 3: Dining Room,On Level: 1
  • Room 4: Master Bedroom,On Level: 1
  • Room 5: Master Bath,On Level: 1
  • Room 6: Bedroom,On Level: 1
  • Room 7: Full Bath,On Level: 1
  • Room 8: Family Room,On Level: Basement
  • Room 9: Bedroom,On Level: Basement
  • Room 10: Bedroom,On Level: Basement
  • Room 11: Full Bath,On Level: Basement
  • Room 12: Bonus Room,On Level: Basement
  • Room 13: Utility Room,On Level: Basement
  • Total Finished Sq Ft: 2556
  • Above Grade Finished Sq Ft: 1456
  • Basement: Yes
  • Bathroom: Attach Mstr Bath
  • Below Grade Finished Sq Ft: 1100
  • Foundation: Concrete Block
  • Kitchen Appliances Feat: Dishwasher, Disposal, Eat-in, Electric Range, Island, Microwave, Pantry, Recessed Light, Refrigerator
  • Kitchen Cabinets Counters: Granite, Oak Cabinets, Wood Cabinets
  • Land Description: Landscaped, Partly Cleared, Wooded
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 3
  • Below Grade Bathrooms: 1
  • Number of Main Level Bathrooms: 2
  • Number Beds: 4
  • Number Beds Below Grade: 2
  • Number Beds Main Level: 2
  • Full Bathrooms: 3
  • Room Types: Bedroom, Bonus Room, Dining Room, Family Room, Full Bath, Great Room, Kitchen, Master Bedroom, Utility Room
  • Room Types Level1: Bedroom (L1), Dining Room (L1), Full Bath (L1), Great Room (L1), Kitchen (L1), Master Bedroom (L1)
  • Room Types Level B: Bedroom (LB), Bonus Room (LB), Family Room (LB), Full Bath (LB), Utility Room (LB)

Exterior Features

  • Exterior: Cedar
  • Number Of Acres: 0.63
  • Pool: Yes
  • Pool: Community
  • Roof: Architectural Style
  • Structure Features: Walk-in Closet
  • Structure Floors: Carpet, Ceramic Tile, Hardwood, Vinyl
  • Structure Security: Gated Community
  • Structure Window Ceiling: Double-hung Windows, Insulated Windows, Screens, Vaulted/Cathedral Ceiling, Vinyl Clad Windows
  • View: Residential View, Wooded View
  • Yard: Landscaped, Wooded

Garage/Parking

  • Garage: Yes
  • Unfinished Above Grade Garage: 500
  • Garage Features: Detached, Electricity, Faces Front, Large Vehicle, Windows
  • Number of Car Spaces: 2
  • Total Above Grade Garage: 500
  • Driveway Parking: Gravel

Utilities

  • Cooling: Central AC, Heat Pump
  • Heating: Heat Pump
  • Cable Available: Cable, DSL
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Beach, Boat Launch, Clubhouse, Golf, Lake, Play Area, Pool, Soccer Field
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 650
  • Association Fee: HOA
  • Association Frequency: Monthly
  • Association Includes: Area Maint, Beach, Boat Launch, Club House, Master Ins. Policy, Play Area, Pool, Prof. Mgmt., Reserve Fund, Road Maint, Security Force, Snow Removal, Trash Pickup
  • Association Fee: 90

Lot Info

  • Lot Features: Cul-de-sac, Private Gated Community, Public Road

Building Info

  • Year Built: 1989

Tax Info

  • Year: 2020
  • Taxes: 1955.45

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 4, 2020
Closed on
Aug 5, 2020
Sold by
Borkowski John and Borkowski Kathie J
Bought by
Jewell Kimberley G
Seller's Agent
Emily Dooley
NEST REALTY GROUP
Buyer's Agent
Bill 'Tee' Tucker
REAL ESTATE III, INC.
List Price
$325,000
Sold Price
$325,000
Current Estimated Value
$440,838

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$115,838
Avg. Annual Appreciation
5.77%
Original Mortgage
$260,000
Outstanding Balance
$230,638
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$210,200

Purchase Details

Closed on
Jun 13, 2008
Sold by
Ball Craig D
Bought by
Borkowski John and Borkowski Kathie J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,000
Interest Rate
6.25%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jewell Kimberley G $325,000 Chicago Title
Borkowski John $250,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Jewell Kimberley G $260,000
Previous Owner Borkowski John $125,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/13/2020 08/13/20 Sold $325,000 0.0% $127 / Sq Ft
06/14/2020 06/14/20 Pending -- -- --
06/04/2020 06/04/20 For Sale $325,000 -- $127 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,010 $401,300 $33,000 $368,300
2024 $25 $301,600 $33,000 $268,600
2023 $2,546 $301,600 $33,000 $268,600
2022 $2,276 $261,600 $30,000 $231,600
2021 $2,276 $261,600 $30,000 $231,600
2020 $1,955 $211,400 $30,000 $181,400
2019 $1,955 $211,400 $30,000 $181,400
2018 $1,853 $204,300 $30,000 $174,300
2017 $1,853 $204,300 $30,000 $174,300
2016 $1,822 $198,700 $30,000 $168,700
2015 $1,729 $198,700 $30,000 $168,700
2014 $1,729 $196,500 $30,000 $166,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 604544

Charlottesville area Association of Realtors®

APN: 18A 4 412