$465,000
SOLD AUG 14, 2025

4603 Dusty Sage Ct Unit 4 Fort Collins, CO 80526

The Ridge Neighborhood
3 Beds
2.5 Baths
2,809 Sq Ft
$434/mo HOA Fee

Recently Sold

$166 Per Sq Ft

1% Below List Price

5 Days on Market

Highlights

  • Spa
  • Open Floorplan
  • Cathedral Ceiling
  • McGraw Elementary School Rated A-
  • Contemporary Architecture
  • Main Floor Bedroom

About This Home

As of August 2025

Located just 5 minutes from Horsetooth Reservoir, this freshly painted, two-story home designed for a true lock-and-leave lifestyle offers a low-maintenance living with high-end comfort. The attached 2-car garage allows you to step right into the open-concept main floor, where vaulted ceilings create an expansive feel and plush carpet underfoot brings cozy comfort. A gas fireplace adds the perfect touch of warmth and charm for laid-back evenings or lively gatherings. The kitchen checks all the right boxes with ample prep space and storage, modern appliances including an electric stove and a 2-door fridge with bottom freezer, and a breakfast bar for two that makes casual meals a breeze. The primary suite on the main floor features its own ensuite bathroom and a large walk-in closet, offering privacy and ease. Head upstairs to find two more bedrooms plus a versatile loft area that can be your home office, reading nook, or a creative workspace that evolves with your needs. The unfinished basement presents an opportunity for further customization and expansion of living space, potentially adding significant value and personalization to suit your lifestyle. Outside, the fenced backyard includes a concrete patio, assorted established plants, and several mature trees providing welcome shade, making it a delightful area for outdoor relaxation or gatherings. A back fence gate offers direct access to the neighborhood's open area which the HOA keeps beautifully maintained, making every stroll feel like a park walk. Adjacent to the Cathy Fromme Prairie Natural area and near the Fossil Creek Trail, the home offers easy access to numerous outdoor recreation opportunities. Additionally, its proximity to Harmony Road means shopping and dining options are just moments away, and quick access to Loveland and Fort Collins provides even more amenities and attractions.

Last Agent to Sell the Property

Rob Kittle

Kittle Real Estate Listed on: 07/11/2025

Last Buyer's Agent

Andy Burnett

HomeSmart Realty Partners FTC

HomeSmart Realty Partners FTC

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,201

Year Built

  • Built in 2001

Lot Details

  • 2,262 Sq Ft Lot
  • Open Space
  • Vinyl Fence
  • Sprinkler System
  • Private Yard

HOA Fees

  • $434 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Wood Frame Construction
  • Composition Roof
  • Stucco

Interior Spaces

  • 2,809 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Gas Log Fireplace
  • Double Pane Windows
  • Window Treatments
  • Living Room with Fireplace
  • Home Office
  • Loft
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Property Views

Kitchen

  • Electric Oven or Range
  • Microwave
  • Freezer
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Primary bathroom on main floor

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Home Security

Outdoor Features

  • Spa
  • Patio

Schools

  • Mcgraw Elementary School
  • Webber Middle School
  • Rocky Mountain High School

Utilities

  • Humidity Control
  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number R1615195

Community Details

Overview

  • Association fees include common amenities, trash, snow removal, ground maintenance, management, water/sewer
  • Harmony Ridge Estates Association, Phone Number (303) 420-4433
  • Harmony Ridge Estates Subdivision

Recreation

  • Park

Pet Policy

  • Dogs and Cats Allowed

Security

  • Storm Windows
  • Storm Doors
  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,201

Year Built

Built in 2001

Lot Details

0

HOA Fees

$434 per month

Parking

2

Listing Details

  • Inclusions: Window Coverings,Electric Range/Oven,Dishwasher,Refrigerator,Clothes Washer,Clothes Dryer,Microwave,Freezer,Garage Door Opener,Disposal,Smoke Alarm(s)
  • Year Built: 2001
  • Property Sub Type: Attached Dwelling
  • Prop. Type: Attached Dwelling
  • Horses: No
  • Lot Size Acres: 0.05
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: Harmony Ridge Estates
  • Above Grade Finished Sq Ft: 1726
  • Architectural Style: Contemporary/Modern
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Property Attached Yn: Yes
  • Building Stories: 2
  • Structure Type: Townhouse
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 2809
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Private Spa: Yes
  • Appliances: Electric Range/Oven, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Freezer, Disposal
  • Accessibility Features: Main Floor Bath, Main Level Bedroom, Main Level Laundry
  • Has Basement: Full, Unfinished
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1083
  • Door Features: Storm Door(s)
  • Fireplace Features: Gas, Gas Logs Included, Living Room
  • Fireplace: Yes
  • Interior Amenities: Study Area, Cathedral/Vaulted Ceilings, Open Floorplan, Stain/Natural Trim, Walk-In Closet(s), Loft, 9ft+ Ceilings
  • Living Area: 1726
  • Main Level Bathrooms: 2
  • Window Features: Window Coverings, Skylight(s), Double Pane Windows, Storm Window(s)
  • Room Bedroom3 Features: Carpet
  • Dining Room Features: Carpet
  • IRESDS_HasFamilyRoom: No
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 140
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 140
  • Room Bedroom3 Level: Upper
  • Master Bedroom Master Bedroom Width: 13
  • Room Bedroom2 Level: Upper
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Kitchen Features: Vinyl Floor
  • Room Living Room Area: 210
  • Living Room Features: Carpet
  • Room Kitchen Area: 81
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 182
  • Room Dining Room Area: 154
  • Master Bathroom Features: 3/4 Primary Bath

Exterior Features

  • Roof: Composition
  • Fencing: Fenced, Vinyl
  • Lot Features: Abuts Public Open Space, Within City Limits
  • View: Foothills View
  • View: Yes
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure
  • Home Warranty: No
  • Construction Type: Wood/Frame, Stucco
  • Exterior Features: Private Yard, Private Lawn Sprinklers
  • Patio And Porch Features: Patio
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Parking Features: Garage Door Opener
  • IRESDS_Garage Sq Ft: 420
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Electric: Electric, City of FTC
  • Heating: Forced Air, Humidity Control
  • Utilities: Natural Gas Available, Electricity Available
  • Laundry Features: Washer/Dryer Hookups, Main Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electricity On Property: No
  • Sewer: City Sewer
  • Water Source: City Water, City of Fort Collins
  • Gas Company: Natural Gas, Xcel Energy

Condo/Co-op/Association

  • HOA Fee Includes: Common Amenities, Trash, Snow Removal, Maintenance Grounds, Management, Water/Sewer
  • Community Features: Park
  • Senior Community: No
  • Association Fee: 434.41
  • Association Fee Frequency: Monthly
  • Association Name: Harmony Ridge Estates
  • Phone: 303-420-4433
  • Association: Yes
  • Pets Allowed: Dogs OK, Cats OK

Association/Amenities

  • IRESDS_HasAssociation2Reserve: No
  • IRESDS_HasAssociation2Fee: No
  • IRESDS_HasAssociationReserve: Yes
  • IRESDS_HasAssociationFee: Yes

Schools

  • Elementary School: Mcgraw
  • HighSchool: Rocky Mountain
  • Junior High Dist: Poudre
  • Middle Or Junior School: Webber

Lot Info

  • Zoning: LMN
  • Lot Size Sq Ft: 2262
  • Parcel #: R1615195
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2201

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 2, 2004
Sold by
Deck Sharon
Bought by
Fravel Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,000
Outstanding Balance
$82,925
Interest Rate
5.57%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$387,220

Purchase Details

Closed on
Jan 8, 2002
Sold by
Hearne Construction Inc
Bought by
Deck Sharon

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,000
Interest Rate
7.03%
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $220,000 --
Warranty Deed $211,755 Stewart Title
Quit Claim Deed -- Stewart Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $176,000 Purchase Money Mortgage
Previous Owner $169,400 Balloon
Previous Owner $105,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/14/2025 08/14/25 Sold $465,000 -0.9% $166 / Sq Ft
07/11/2025 07/11/25 For Sale $469,000 -- $167 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,201 $32,910 $10,050 $22,860
2024 $2,097 $32,910 $10,050 $22,860
2022 $2,035 $28,058 $14,804 $13,254
2021 $2,058 $28,865 $15,230 $13,635
2020 $1,982 $27,886 $15,230 $12,656
2019 $1,989 $27,886 $15,230 $12,656
2018 $1,416 $22,406 $7,488 $14,918
2017 $1,412 $22,406 $7,488 $14,918
2016 $1,095 $19,701 $4,776 $14,925
2015 $1,087 $19,710 $4,780 $14,930
2014 $1,599 $17,160 $4,780 $12,380
Source: Public Records

Agents Affiliated with this Home

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Map

Source: IRES MLS

MLS Number: 1038979

IRES MLS

APN: 96032-19-027