$323,900
SOLD JUL 29, 2025

475 Bluff Rd Big Sandy, TN 38221

2 Beds
1.5 Baths
992 Sq Ft
0.66 Acres

Recently Sold

$327 Per Sq Ft

5% Below List Price

3 Days on Market

Highlights

  • Boat Dock
  • Private Lot
  • Screened Porch
  • Lake View
  • Great Room
  • Outdoor Storage

About This Home

As of July 2025

Lake Front Home. Beautiful and move in ready. Newly renovated, luxury vinyl plank flooring throughout and completely furnished with a screened in porch and rear deck to enjoy KY Lake's beautiful sunsets and from easy access to the shore line. Community boat ramp less than 1/4 mile away. Call today. Rare find in today's market. HOA Fee of only $25.00 per year

Last Agent to Sell the Property

JEFF PHIFER

LANDMARK REALTY & AUCTION Brokerage Phone: 7314419779 License #295546 Listed on: 06/12/2025

Last Buyer's Agent

JEFF PHIFER

LANDMARK REALTY & AUCTION Brokerage Phone: 7314419779 License #295546 Listed on: 06/12/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $729

Year Built

  • Built in 1998

Lot Details

  • 0.66 Acre Lot
  • Lot Dimensions are 100x261
  • Private Lot

HOA Fees

  • $2 Monthly HOA Fees

Home Design

  • Vinyl Siding

Interior Spaces

  • 992 Sq Ft Home
  • Property has 1 Level
  • Great Room
  • Screened Porch
  • Vinyl Flooring
  • Lake Views
  • Crawl Space

Kitchen

  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Outdoor Storage

Schools

  • Big Sandy Elementary And Middle School
  • Camden Central High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 025I A 05300 000

Community Details

Overview

  • Harbor Town South Subdivision

Recreation

  • Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$729

Year Built

Built in 1998

Lot Details

0

HOA Fees

$2 per month

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1998
  • Unit Levels: One
  • Building Stories: 1
  • Year Built Details: Existing
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Electric Oven, Electric Range, Dishwasher, Dryer, Microwave, Washer
  • Flooring: Vinyl
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Has Basement: Crawl Space
  • Above Grade Finished Sq Ft: 992
  • Building Area Units: Square Feet
  • Living Area: 992
  • Living Area Units: Square Feet

Exterior Features

  • Exterior Features: Storage
  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Porch, Covered, Patio, Screened
  • Pool Private: No
  • Topography: Private
  • View: Lake
  • View: Yes
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Garage Yn: No

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Electric, Heat Pump
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Utilities: Electricity Available, Water Available

Condo/Co-op/Association

  • Association Fee: 25
  • Association Fee Frequency: Annually
  • Amenities: Boat Dock
  • Association: Yes
  • Senior Community: No

Lot Info

  • Lot Features: Private
  • Lot Size Acres: 0.66
  • Lot Size: 100X261
  • Lot Size Units: Acres
  • Parcel #: 025I A 05300 000
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 729

MLS Schools

  • Elementary School: Big Sandy School
  • High School: Camden Central High School
  • Middle Or Junior School: Big Sandy School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 12, 2025
Closed on
Jul 29, 2025
Sold by
Johnson Jerry C and Johnson Rebecca D
Bought by
Harrington Timothy Layne and Harrington Mary Jane
Seller's Agent
JEFF PHIFER
LANDMARK REALTY & AUCTION
Buyer's Agent
JEFF PHIFER
LANDMARK REALTY & AUCTION
List Price
$339,900
Sold Price
$323,900
Premium/Discount to List
-$16,000
-4.71%
Views
13
Current Estimated Value
$335,929

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,029
Avg. Annual Appreciation
8.64%
Original Mortgage
$259,120
Outstanding Balance
$258,900
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$77,029

Purchase Details

Closed on
Jun 14, 2017
Sold by
Grammer Mildred Nix
Bought by
Johnson Jerry C and Johnson Rebecca D

Purchase Details

Closed on
May 13, 1988
Bought by
Grammer Del and Mildred Nix
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $323,900 None Listed On Document
Warranty Deed $105,000 --
Warranty Deed $12,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $259,120 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/29/2025 07/29/25 Sold $323,900 -4.7% $327 / Sq Ft
06/15/2025 06/15/25 Pending -- -- --
06/12/2025 06/12/25 For Sale $339,900 -- $343 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $759 $44,500 $14,750 $29,750
2024 $729 $26,725 $11,500 $15,225
2023 $729 $26,725 $11,500 $15,225
2022 $729 $26,725 $11,500 $15,225
2021 $729 $26,725 $11,500 $15,225
2020 $730 $26,725 $11,500 $15,225
2019 $722 $24,475 $9,500 $14,975
2018 $722 $24,475 $9,500 $14,975
2017 $722 $24,475 $9,500 $14,975
2016 $722 $24,475 $9,500 $14,975
2015 $732 $24,475 $9,500 $14,975
2014 $687 $24,475 $9,500 $14,975
2013 $687 $23,356 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 2908122

Realtracs

APN: 025I-A-053.00