$390,000
SOLD DEC 8, 2014

4756 Clearwater Ln Unit 1 Naperville, IL 60564

Saddle Creek Neighborhood
4 Beds
2.5 Baths
2,531 Sq Ft
1995 Built

Recently Sold

$154 Per Sq Ft

8% Below List Price

48 Days on Market

Highlights

  • Deck
  • Recreation Room
  • Traditional Architecture
  • Oliver Julian Kendall Elementary School Rated A+
  • Vaulted Ceiling
  • Screened Porch

About This Home

As of October 2024

2 story foyer open to vaulted living room w/ lots of natural light & architectural details. Kitchen features granite counters, stainless steel appliances, updated light fixtures, eat-in area, planning desk, & SGD to yard! Luxury master suite. Amazing yard w/prof landscaping, screened gazebo w/vaulted ceiling, electric, and ceiling fan, deck plus a custom stone patio w/firepit! Award winning District 204 - Neuqua HS

Last Agent to Sell the Property

Julie Tobolski

Coldwell Banker Real Estate Group License #475124016 Listed on: 09/04/2014

Coldwell Banker Real Estate Group

Last Buyer's Agent

Daniel Firks

Coldwell Banker Real Estate Group License #475141739

Coldwell Banker Real Estate Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,143

Year Built

  • Built in 1995

Lot Details

  • Lot Dimensions are 75 x 140
  • Paved or Partially Paved Lot

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,531 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Recreation Room
  • Screened Porch
  • Unfinished Attic

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Deck
  • Patio
  • Gazebo

Schools

  • Kendall Elementary School
  • Crone Middle School
  • Neuqua Valley High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • Lake Michigan Water
  • Cable TV Available

Community Details

  • Marshall Dunlap Association, Phone Number (630) 655-6900
  • Saddle Creek Subdivision
  • Property managed by Salt Creek Partners

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,143

Year Built

Built in 1995

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: SADDLE CREEK
  • Year Built: 1995
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Skylight(s), First Floor Laundry
  • LivingArea: 2531
  • Other Equipment: Humidifier, TV-Cable, Ceiling Fan(s), Sump Pump
  • Room Type: Eating Area, Recreation Room, Screened Porch
  • Basement Description: Finished,Partially Finished
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Family Room
  • Attic: Unfinished

Exterior Features

  • ExteriorFeatures: Deck, Patio, Gazebo
  • Foundation Details: Concrete Perimeter
  • List Price: 400000
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Water Source: Lake Michigan

Condo/Co-op/Association

  • Association Fee: 150
  • Association Fee Frequency: Annually
  • Community Features: Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Management Company: Salt Creek Partners
  • Management Contact Name: Marshall Dunlap
  • Management Phone: 630-655-6900
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: KENDALL ELEMENTARY SCHOOL
  • High School: NEUQUA VALLEY HIGH SCHOOL
  • Middle/Junior School: CRONE MIDDLE SCHOOL
  • Middle/Junior School District: 204

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 75 X 140
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 9142.68
  • Tax Year: 2013
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 11, 2024
Closed on
Oct 10, 2024
Sold by
Bannur Nagaraja Manjunath and Bannur Gayatri Kalidindi
Bought by
Kurian David M and Kurian George Reema
Seller's Agent
Bhuvana Nair
Baird & Warner
Buyer's Agent
Glenn Failla
Failla Realty
List Price
$625,000
Sold Price
$585,000
Premium/Discount to List
-$40,000
-6.4%
Total Days on Market
48
Views
95
Current Estimated Value
$610,913

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$25,913
Avg. Annual Appreciation
7.24%
Original Mortgage
$497,250
Outstanding Balance
$494,355
Interest Rate
6.2%
Mortgage Type
New Conventional
Estimated Equity
$116,558

Purchase Details

Listed on
May 27, 2015
Closed on
Sep 14, 2015
Sold by
Ramakrishnan Parthasarthy and Raman Priya
Bought by
Nagaraja Manjunath Bannur and Kalidindi Gayatri
Seller's Agent
Daniel Firks
Coldwell Banker Real Estate Group
Buyer's Agent
Bhuvana Nair
Baird & Warner
List Price
$417,000
Sold Price
$380,000
Premium/Discount to List
-$37,000
-8.87%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.87%
Original Mortgage
$304,000
Interest Rate
3.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 25, 2014
Sold by
Hudson Stephen T and Ancona Hudson Laura
Bought by
Hudson Stephen T and Ancona Hudson Laura

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$323,000
Interest Rate
3.5%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Dec 22, 2010
Sold by
Miller Thomas C and Miller Janet L
Bought by
Hudson Stephen T and Ancona Hudson Laura

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$341,127
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 4, 1995
Sold by
Richard Smykal Inc
Bought by
Miller Thomas C and Miller Janet L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
7.45%

Purchase Details

Closed on
May 8, 1995
Sold by
First Colonial Trust Company
Bought by
Richard Smykal Inc
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $585,000 Baird & Warner Title
Warranty Deed $380,000 Fidelity National Title
Interfamily Deed Transfer -- Snp Title Co
Warranty Deed $350,000 None Available
Warranty Deed $218,000 Chicago Title Insurance Co
Trustee Deed $57,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $497,250 New Conventional
Previous Owner $304,000 New Conventional
Previous Owner $356,125 FHA
Previous Owner $323,000 Adjustable Rate Mortgage/ARM
Previous Owner $328,569 FHA
Previous Owner $341,127 FHA
Previous Owner $100,000 Credit Line Revolving
Previous Owner $158,025 Unknown
Previous Owner $50,001 Credit Line Revolving
Previous Owner $160,000 Unknown
Previous Owner $140,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/15/2024 10/15/24 Sold $585,000 -2.5% $231 / Sq Ft
09/17/2024 09/17/24 Pending -- -- --
08/04/2024 08/04/24 Price Changed $600,000 -4.0% $237 / Sq Ft
07/11/2024 07/11/24 For Sale $625,000 +64.5% $247 / Sq Ft
09/23/2015 09/23/15 Sold $380,000 -1.3% $150 / Sq Ft
08/08/2015 08/08/15 Pending -- -- --
07/24/2015 07/24/15 Price Changed $385,000 -2.4% $152 / Sq Ft
07/21/2015 07/21/15 Price Changed $394,500 -0.9% $156 / Sq Ft
07/06/2015 07/06/15 Price Changed $398,000 -0.3% $157 / Sq Ft
06/15/2015 06/15/15 Price Changed $399,000 -4.3% $158 / Sq Ft
05/27/2015 05/27/15 For Sale $417,000 +6.9% $165 / Sq Ft
12/08/2014 12/08/14 Sold $390,000 -2.5% $154 / Sq Ft
10/22/2014 10/22/14 Pending -- -- --
10/15/2014 10/15/14 Price Changed $400,000 -2.2% $158 / Sq Ft
10/07/2014 10/07/14 Price Changed $409,000 -2.6% $162 / Sq Ft
10/01/2014 10/01/14 Price Changed $419,900 -1.2% $166 / Sq Ft
09/04/2014 09/04/14 For Sale $425,000 -- $168 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $11,891 $167,436 $39,034 $128,402
2022 $11,332 $146,670 $36,925 $109,745
2021 $9,738 $139,686 $35,167 $104,519
2020 $9,552 $137,473 $34,610 $102,863
2019 $9,386 $133,599 $33,635 $99,964
2018 $9,206 $128,896 $32,895 $96,001
2017 $9,636 $133,130 $32,046 $101,084
2016 $9,617 $130,264 $31,356 $98,908
2015 $9,295 $125,254 $30,150 $95,104
2014 $9,295 $117,145 $30,150 $86,995
2013 $9,295 $117,145 $30,150 $86,995
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 08718561

Midwest Real Estate Data (MRED)

APN: 01-15-403-002