$690,000
SOLD MAY 17, 2018

479 Island Pointe Ln Moneta, VA 24121

5 Beds
3 Baths
3,544 Sq Ft
0.72 Acres

Recently Sold

$195 Per Sq Ft

5% Below List Price

282 Days on Market

Highlights

  • 109 Feet of Waterfront
  • Lake View
  • Wooded Lot
  • 1 Dock Slip
  • Deck
  • Cathedral Ceiling

About This Home

As of August 2020

A Perfect Property for total relaxation and entertaining your family and friends. Located in the Beautiful wooded, highly desirable Waverly Community. Owners will enjoy paved walking trails thru-out w/ access to a pool/tennis complex and clubhouse. This home features main level living w/ room for everyone! It's decorated as 5 BDRMS! A lovely Sunroom opens to the upper deck and a lower deck offers a gazebo! Lakeside, you'll enjoy a Paver Patio, FirePit and Boat Dock. This cove provides a wonderful area for swimming or just relaxing on a Float! Only 10 minutes to the Westlake Business area with Restaurants, Movie Theaters, Groceries, CVS, Urgent Care and other retail stores. You Must See This One!

Last Agent to Sell the Property

Genie Rust

SETTLELAND & REALTY LLC License #0225193101 Listed on: 06/30/2017

Last Buyer's Agent

Van Renick

WAINWRIGHT & CO., REALTORS(r)- LAKE License #0225199479

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,283

Year Built

  • Built in 1990

Lot Details

  • 0.72 Acre Lot
  • 109 Feet of Waterfront
  • Wooded Lot
  • Property is zoned R1

HOA Fees

  • $82 Monthly HOA Fees

Home Design

  • Cottage
  • Hardboard

Interior Spaces

  • Bookcases
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • French Doors
  • Great Room with Fireplace
  • Sun or Florida Room
  • Lake Views

Kitchen

  • Cooktop
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms | 2 Main Level Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Outdoor Features

  • Party Deck
  • Rip-Rap
  • Dock has a Storage Area
  • Boat Hoist or Davit
  • 1 Dock Slip
  • Deck
  • Gazebo
  • Outdoor Gas Grill
  • Front Porch

Schools

  • Dudley Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 32

Community Details

Overview

  • Waverly Subdivision

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,283

Year Built

Built in 1990

Lot Details

0

HOA Fees

$82 per month

Listing Details

  • Interior Features: Book Shelves, Cathedral Ceiling, Ceiling Fan, Gas Log Fireplace, Walk-in-Closet
  • Heating System: Heat Pump Electric
  • Fireplace(s): Great Room
  • Type: A
  • Has Basement: Walkout - Full
  • Major Appliances: Clothes Dryer, Clothes Washer, Cook Top, Dishwasher, Disposer, Down Draft Ventilation, Garage Door Opener, Refrigerator
  • Cooling System: Heat Pump Electric
  • Outside Features: Deck, Gas Grill & Line, Gazebo, Paved Driveway, Sunroom
  • Views: Lake
  • BedroomsBREntryLevel: 2
  • BedroomsBRLowerLevel: 3
  • EntryAboveGrdFin Sq Ft: 1772.00
  • ExteriorDoors: French, Full View
  • Fireplace Number Fireplaces: 1
  • FullBathsFullBathsEntryLvl: 2
  • FullBathsFullBathsLowerLvl: 1
  • Grand Total Attached S Q F T: 3544
  • Internet Access: Cable
  • InternetAccessCurntInternetProv: Shentel
  • LaundryLaundryEntryLevel: 1
  • LengthOfWaterfront: 109.00
  • LowerBelowGrdFin Sq Ft: 1772.00
  • Major Area: 04 - Franklin County
  • MasterBedroomsMasterBREntryLvl: 1
  • NumberPrimCovSpaces: 2.00
  • POACondoDues: 980.00
  • POACondoTermsAM: Annual
  • Hoa2 Or Poa: Yes
  • PrimCoveredPrking: Garage Attached
  • RatifiedContractDt: 2018-04-08
  • Residential Type: Detached
  • Style Of House: Cottage
  • SubagentAuthorized: No
  • SubdivisionMap: Waverly
  • Total Above Grd Fin S Q F T: 1772
  • TotalBdrm: 5
  • TotalBths: 3.00
  • TotalCovdPrkSpc: 2.00
  • TotalFBaths: 3
  • Total Finished Sq Ft: 3544.00
  • UncoveredNumberSpaces: 2.00
  • Water Class: Waterfront Property
  • WaterDetailsChannelMarker: B10
  • WaterDetailsNumberCoveredSlips: 1
  • WaterDetailsShorelineMgmtPlan: Y
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement YN: Yes

Exterior Features

  • Porch: Front Porch

Utilities

  • Sewer Description: Private Septic - 3BR
  • Water Description: Public Water
  • Water Heater Type: Tank

Association/Amenities

  • Misc Features: Cable TV, Paved Road, Underground Util

Schools

  • Elementary School: Dudley
  • Middle School: Ben Franklin Middle
  • High School: Franklin County

Lot Info

  • Lot Description: Varied, Wooded
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 0.72
  • Lot: 32
  • ZoningCode: R1

Green Features

  • Water Features: Cove, Riprap Shoreline, Southern Exposure

Building Info

  • Year Built: 1990

Tax Info

  • Taxes (6 mo): 3283.00
  • FILLTAXID: 0481003200

MLS Schools

  • Elementary School: Dudley
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 5, 2020
Closed on
Aug 31, 2020
Sold by
Robey David S and Robey Michelle L
Bought by
Gilliam Tracy T and Gilliam Martin J
Seller's Agent
Austin Lovell
KELLER WILLIAMS REALTY ROANOKE
Buyer's Agent
Lisa Settle
SETTLELAND & REALTY LLC
List Price
$724,950
Sold Price
$740,000
Premium/Discount to List
$15,050
2.08%
Total Days on Market
282
Current Estimated Value
$1,360,224

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$620,224
Avg. Annual Appreciation
13.29%
Original Mortgage
$617,000
Outstanding Balance
$553,726
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$784,645

Purchase Details

Listed on
Jun 30, 2017
Closed on
May 8, 2018
Sold by
Myers Margaret M
Bought by
Robey David S and Robey Michelle L
Seller's Agent
Genie Rust
SETTLELAND & REALTY LLC
Buyer's Agent
Van Renick
WAINWRIGHT & CO., REALTORS(r)- LAKE
List Price
$724,900
Sold Price
$690,000
Premium/Discount to List
-$34,900
-4.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.10%
Original Mortgage
$552,000
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 30, 2017
Closed on
Apr 16, 2018
Sold by
Myers Margaret M
Bought by
Hummon Cathy W and Hummon Family Joint Revocable
Seller's Agent
Genie Rust
SETTLELAND & REALTY LLC
Buyer's Agent
Van Renick
WAINWRIGHT & CO., REALTORS(r)- LAKE
List Price
$724,900
Sold Price
$690,000
Premium/Discount to List
-$34,900
-4.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$552,000
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 9, 2014
Sold by
Wisnieski Aurel J and Wisnieski Jean L
Bought by
Myers Margaret M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$274,000
Interest Rate
4.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 22, 2006
Sold by
Reith Timothy P and Reith Sarah L
Bought by
Wisnieski Aurel J and Wisnieski Jean L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$479,500
Interest Rate
6.25%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $740,000 Old Republic Natl Ttl Ins Co
Deed $690,000 Fidelity National Title
Interfamily Deed Transfer -- None Available
Deed $674,000 None Available
Deed $685,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $617,000 New Conventional
Previous Owner $552,000 New Conventional
Previous Owner $938,250 Reverse Mortgage Home Equity Conversion Mortgage
Previous Owner $274,000 Purchase Money Mortgage
Previous Owner $408,206 New Conventional
Previous Owner $417,000 New Conventional
Previous Owner $70,500 Credit Line Revolving
Previous Owner $479,500 Adjustable Rate Mortgage/ARM
Previous Owner $100,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/31/2020 08/31/20 Sold $740,000 +2.1% $209 / Sq Ft
08/11/2020 08/11/20 Pending -- -- --
02/05/2020 02/05/20 For Sale $724,950 +5.1% $205 / Sq Ft
05/17/2018 05/17/18 Sold $690,000 -4.8% $195 / Sq Ft
04/08/2018 04/08/18 Pending -- -- --
06/30/2017 06/30/17 For Sale $724,900 -- $205 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,193 $975,200 $245,000 $730,200
2023 $3,970 $650,800 $240,000 $410,800
2022 $3,970 $650,800 $240,000 $410,800
2021 $3,970 $650,800 $240,000 $410,800
2020 $3,970 $650,800 $240,000 $410,800
2019 $3,641 $596,900 $240,000 $356,900
2018 $3,641 $596,900 $240,000 $356,900
2017 $3,283 $556,100 $240,000 $316,100
2016 $3,283 $556,100 $240,000 $316,100
2015 $3,003 $556,100 $240,000 $316,100
2014 $3,003 $556,100 $240,000 $316,100
2013 $3,003 $556,100 $240,000 $316,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Roanoke Valley Association of REALTORS®

MLS Number: 839072

Roanoke Valley Association of REALTORS®

APN: 0481003200