4801 Cardiff Bay Dr Oceanside, CA 92057
North Valley NeighborhoodEstimated payment $5,407/month
Highlights
- City Lights View
- 3 Car Attached Garage
- Laundry Room
- Family Room Off Kitchen
- Slab Porch or Patio
- Formal Entry
About This Home
5-bedroom 3-bath home, nestled on a private corner lot surrounded by beautiful mature tropical landscaping. Located just across from expansive open space, this property offers both tranquility and convenience. Desirable first floor bedroom/bath- perfect for guests, in-laws or a home office. The spacious primary suite features two walk-in closets, dual sinks, a separate shower and tub, and water closet. The open-concept kitchen and family room area is perfect for entertaining, while the ample backyard space invites you to enjoy sunny afternoons and evening gatherings (brown grass in photos is now green) . The double-pane windows significantly reduce outside noise. Newly purchased Water Softener System (2023) This home is in an ideal location with top-rated schools, parks, and amenities nearby, in this sought-after neighborhood of The Crest at Whelan Ranch. Solar leased through Sunrun. Payments are 110.00 monthly. Buyers can assume lease or sellers will consider payoff at close.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,862
Year Built
- Built in 1997
Lot Details
- 8,434 Sq Ft Lot
- Back Yard
- Property is zoned R1
HOA Fees
- $68 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- 6 Open Parking Spaces
- Parking Available
- Driveway
Property Views
- City Lights
- Canyon
Home Design
- Entry on the 1st floor
- Asphalt Roof
Interior Spaces
- 2,428 Sq Ft Home
- 2-Story Property
- Formal Entry
- Family Room with Fireplace
- Family Room Off Kitchen
Kitchen
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 5 Bedrooms | 1 Main Level Bedroom
- 3 Full Bathrooms
Laundry
- Laundry Room
- Gas And Electric Dryer Hookup
Schools
- Libby Elementary School
- El Camino High School
Utilities
- Central Heating and Cooling System
- Cable TV Available
Additional Features
- Solar Heating System
- Slab Porch or Patio
Community Details
- The Crest @ Whelan Ranch Association, Phone Number (760) 931-4180
Listing and Financial Details
- Tax Tract Number 1238
- Assessor Parcel Number 1223851000
- Seller Considering Concessions
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,862 | $609,648 | $307,783 | $301,865 |
| 2024 | $6,862 | $597,696 | $301,749 | $295,947 |
| 2023 | $6,652 | $585,978 | $295,833 | $290,145 |
| 2022 | $6,551 | $574,489 | $290,033 | $284,456 |
| 2021 | $6,574 | $563,226 | $284,347 | $278,879 |
| 2020 | $6,373 | $557,452 | $281,432 | $276,020 |
| 2019 | $6,189 | $546,522 | $275,914 | $270,608 |
| 2018 | $6,123 | $535,806 | $270,504 | $265,302 |
| 2017 | $71 | $525,300 | $265,200 | $260,100 |
| 2016 | $5,817 | $515,000 | $260,000 | $255,000 |
| 2015 | $5,841 | $525,000 | $265,000 | $260,000 |
| 2014 | $4,400 | $400,000 | $202,000 | $198,000 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/09/2025 10/09/25 | Price Changed | $899,000 | -5.4% | $370 / Sq Ft |
| 09/04/2025 09/04/25 | Price Changed | $950,000 | -2.6% | $391 / Sq Ft |
| 08/21/2025 08/21/25 | Price Changed | $975,000 | -1.4% | $402 / Sq Ft |
| 08/12/2025 08/12/25 | Price Changed | $989,000 | -1.0% | $407 / Sq Ft |
| 07/26/2025 07/26/25 | For Sale | $999,000 | -- | $411 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $515,000 | First American Title | |
| Trustee Deed | $433,500 | None Available | |
| Grant Deed | $575,000 | California Title Company | |
| Corporate Deed | $192,000 | Lawyers Title |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $505,672 | FHA | |
| Previous Owner | $460,000 | Negative Amortization | |
| Previous Owner | $195,360 | VA | |
| Closed | $57,500 | No Value Available |
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: NDP2507073
APN: 122-385-10
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Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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