SOLD JUL 15, 2022
RENTED JUL 31, 2025
481 Silver Charm Dr Oswego, IL 60543
North Oswego Neighborhood
3
Beds
2.5
Baths
1,949
Sq Ft
$223/mo
HOA Fee
Highlights
- Fitness Center
- Clubhouse
- Wood Flooring
- Churchill Elementary School Rated A-
- Vaulted Ceiling
- End Unit
About This Home
As of April 2025Highly Sought-After & Well Cared-For End Unit Churchill Townhome Features 1st Floor Office & Open Floorplan. Enjoy Your Kitchen With Ceramic Tile Floors, 42" Cabinets, Stainless Steel Fridge, & Sliding Door Leading To Patio & Large Open Green Space. Entertain In Your Adjacent Dining Room With Hardwood Floors and Your Spacious Living Room Featuring An Abundant Amount Of Natural Light. The 1st Floor Office With Glass French Doors Is Perfect For Virtual Workers, Students Or Kids Playroom. Relax & Unwind In Your Large Master Suite With Vaulted Ceiling, Ceiling Fan, Walk-in Closet, Double Sinks, Walk-in Shower, Soaking Tub & Ceramic Tile Floors. Two Additional Bedrooms, Full Bathroom & Desirable 2nd Floor Laundry Room Complete Your 2nd Floor. Recent Updates Includes: Hot Water Heater, A/C, Garbage Disposal & Carpeting. Located In Premier Churchill Club With Great Amenities Including Clubhouse, Pool, Exercise Facilities, Tennis Courts, Volleyball & Walking Paths. Top Ranked Oswego Schools With On-Site Elementary & Junior High Schools. Close To Parks, Shopping, Dining, & Entertainment.
Last Agent to Sell the Property
Century 21 Integra License #471019615 Listed on: 06/15/2022
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $5,773
Year Built
- Built in 2007
HOA Fees
Parking
- 2 Car Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Brick Exterior Construction
- Slab Foundation
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,949 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Living Room
- L-Shaped Dining Room
- Den
- Wood Flooring
Kitchen
- Range
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
- Separate Shower
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
Home Security
Schools
- Churchill Elementary School
- Plank Junior High School
- Oswego East High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
Additional Features
- Patio
- End Unit
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, clubhouse, exercise facilities, pool, exterior maintenance, lawn care, snow removal
- 4 Units
- Staff Association, Phone Number (815) 886-6241
- Churchill Club Subdivision, Whirlaway Floorplan
- Property managed by Foster Premier
Amenities
- Clubhouse
- Party Room
Recreation
- Fitness Center
- Community Pool
- Park
Pet Policy
- Dogs and Cats Allowed
Security
- Resident Manager or Management On Site
- Storm Screens
- Carbon Monoxide Detectors
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 27, 2025
Closed on
Apr 17, 2025
Sold by
Smith Mackenzie L and Maldonado Jakob B
Bought by
Khan Mir Azam Ali and Hameed Nazan
Seller's Agent
Gregory Wroblewski
Coldwell Banker Real Estate Group
Buyer's Agent
Dipali Patel
HomeSmart Realty Group
List Price
$329,900
Sold Price
$352,000
Premium/Discount to List
$22,100
6.7%
Views
44
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,157
Avg. Annual Appreciation
-3.31%
Purchase Details
Listed on
Jun 15, 2022
Closed on
Jul 2, 2022
Sold by
Sara Renardo
Bought by
Maldonado Jakob B and Smith Mackenzie L
Seller's Agent
Nathan Brown
Century 21 Integra
Buyer's Agent
Gregory Wroblewski
Coldwell Banker Real Estate Group
List Price
$275,000
Sold Price
$290,600
Premium/Discount to List
$15,600
5.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.17%
Original Mortgage
$267,900
Interest Rate
6.63%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 2, 2011
Sold by
Williams Ben
Bought by
Williams Sara
Purchase Details
Closed on
Mar 3, 2008
Sold by
Mccormick Michael P and Mccormick Rebecca
Bought by
Renardo Sara L and Williams Benjamin
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
6.55%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 12, 2007
Sold by
Mccormick Michael P and Mccormick Rebecca
Bought by
Mccormick Michael P and Mccormick Rebecca
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
6.38%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Jul 24, 2007
Sold by
Hovstone Properties Illinois Llc
Bought by
Mccormick Michael P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
6.38%
Mortgage Type
Stand Alone Second
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $352,000 | None Listed On Document | |
| Warranty Deed | $291,000 | Law Office Of Thomas J Alore | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $195,000 | Multiple | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $242,500 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $267,900 | New Conventional | |
| Previous Owner | $170,000 | Purchase Money Mortgage | |
| Previous Owner | $50,000 | Stand Alone Second |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/31/2025 07/31/25 | Rented | $2,930 | +1.0% | -- |
| 07/18/2025 07/18/25 | Under Contract | -- | -- | -- |
| 06/09/2025 06/09/25 | For Rent | $2,900 | 0.0% | -- |
| 04/22/2025 04/22/25 | Sold | $352,000 | +6.7% | $181 / Sq Ft |
| 04/01/2025 04/01/25 | Pending | -- | -- | -- |
| 03/27/2025 03/27/25 | For Sale | $329,900 | +13.5% | $169 / Sq Ft |
| 07/15/2022 07/15/22 | Sold | $290,600 | 0.0% | $149 / Sq Ft |
| 06/20/2022 06/20/22 | Pending | -- | -- | -- |
| 06/19/2022 06/19/22 | Off Market | $290,600 | -- | -- |
| 06/15/2022 06/15/22 | For Sale | $275,000 | -- | $141 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,496 | $86,723 | $15,680 | $71,043 |
| 2023 | $5,816 | $76,746 | $13,876 | $62,870 |
| 2022 | $5,816 | $70,409 | $12,730 | $57,679 |
| 2021 | $5,773 | $67,701 | $12,240 | $55,461 |
| 2020 | $5,705 | $66,374 | $12,000 | $54,374 |
| 2019 | $5,643 | $64,791 | $12,000 | $52,791 |
| 2018 | $5,375 | $61,534 | $10,858 | $50,676 |
| 2017 | $5,199 | $56,713 | $10,007 | $46,706 |
| 2016 | $4,838 | $52,512 | $9,266 | $43,246 |
| 2015 | $4,699 | $49,077 | $8,660 | $40,417 |
| 2014 | $4,811 | $47,648 | $8,408 | $39,240 |
| 2013 | $4,811 | $48,129 | $8,493 | $39,636 |
Source: Public Records
Agents Affiliated with this Home
-
Dipali Patel
Seller's Agent in 2025
Dipali Patel
HomeSmart Realty Group
(815) 600-0415
1 in this area
131 Total Sales
-
Gregory Wroblewski
Seller's Agent in 2025
Gregory Wroblewski
Coldwell Banker Real Estate Group
(630) 269-1793
9 in this area
165 Total Sales
-
N
Buyer's Agent in 2025
Non Member
NON MEMBER
-
Nathan Brown
Seller's Agent in 2022
Nathan Brown
Century 21 Integra
(847) 331-6179
17 in this area
64 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11436122
APN: 03-11-377-063
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