Seller's Agent in 2025
Dipali Patel
HomeSmart Realty Group
(815) 600-0415
1 in this area
131 Total Sales
SOLD APR 22, 2025
RENTED JUL 31, 2025
481 Silver Charm Dr Oswego, IL 60543
North Oswego Neighborhood
3
Beds
2.5
Baths
1,949
Sq Ft
$248/mo
HOA Fee
Highlights
- Landscaped Professionally
- Clubhouse
- End Unit
- Churchill Elementary School Rated A-
- Wood Flooring
- Corner Lot
About This Home
As of April 2025***HIGHEST AND BEST OFFERS DUE MONDAY 3/31 BY 7PM*** Welcome to the highly sought-after Churchill Club subdivision! This stunning nearly 2,000 sq. ft. townhome offers a perfect blend of style and functionality, featuring a first-floor den, a spacious living room, and a separate dining area adjacent to a beautifully updated kitchen with new granite countertops and stainless and black appliances. Wide plank cherry hardwood floors, 42-inch cabinetry, crown molding, and modern neutral decor add to its charm. Upstairs, the expansive primary suite boasts a vaulted ceiling, a large walk-in closet, and a luxurious bath with a dual sink vanity, soaking tub, and separate shower. Two additional, generously sized, bedrooms offer ample closet space, along with the convenience of a second-floor laundry room. Situated just minutes from acclaimed District 308 schools, parks, walking trails, the subdivision clubhouse and pool, and a variety of dining and shopping options off 5th and Ogden Ave, this home is a must-see. Don't miss out-schedule your tour today!
Last Agent to Sell the Property
Coldwell Banker Real Estate Group License #475135510 Listed on: 03/27/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $6,196
Year Built
- Built in 2007
Lot Details
- End Unit
- Landscaped Professionally
HOA Fees
Parking
- 2 Car Garage
- Driveway
- Off-Street Parking
- Parking Included in Price
Home Design
- Entry on the 1st floor
- Brick Exterior Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,949 Sq Ft Home
- 2-Story Property
- Built-In Features
- Ceiling Fan
- Blinds
- Window Screens
- Family Room
- Living Room
- Formal Dining Room
- Den
- Storage
- Home Gym
Kitchen
- Range
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
Outdoor Features
- Patio
Schools
- Churchill Elementary School
- Plank Junior High School
- Oswego East High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Underground Utilities
- 100 Amp Service
- High Speed Internet
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, clubhouse, pool, exterior maintenance, lawn care, snow removal
- 6 Units
- Manager Association, Phone Number (815) 886-6241
- Churchill Club Subdivision, Whirlaway Floorplan
- Property managed by Foster Premier Inc
Amenities
- Building Patio
- Clubhouse
- Laundry Facilities
- Community Storage Space
Recreation
- Tennis Courts
- Community Pool
- Park
- Trails
Pet Policy
- Pets up to 100 lbs
- Dogs and Cats Allowed
Security
- Resident Manager or Management On Site
- Carbon Monoxide Detectors
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 27, 2025
Closed on
Apr 17, 2025
Sold by
Smith Mackenzie L and Maldonado Jakob B
Bought by
Khan Mir Azam Ali and Hameed Nazan
Seller's Agent
Gregory Wroblewski
Coldwell Banker Real Estate Group
Buyer's Agent
Dipali Patel
HomeSmart Realty Group
List Price
$329,900
Sold Price
$352,000
Premium/Discount to List
$22,100
6.7%
Views
44
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$973
Avg. Annual Appreciation
-1.49%
Purchase Details
Listed on
Jun 15, 2022
Closed on
Jul 2, 2022
Sold by
Sara Renardo
Bought by
Maldonado Jakob B and Smith Mackenzie L
Seller's Agent
Nathan Brown
Century 21 Integra
Buyer's Agent
Gregory Wroblewski
Coldwell Banker Real Estate Group
List Price
$275,000
Sold Price
$290,600
Premium/Discount to List
$15,600
5.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.17%
Original Mortgage
$267,900
Interest Rate
6.63%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 2, 2011
Sold by
Williams Ben
Bought by
Williams Sara
Purchase Details
Closed on
Mar 3, 2008
Sold by
Mccormick Michael P and Mccormick Rebecca
Bought by
Renardo Sara L and Williams Benjamin
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
6.55%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 12, 2007
Sold by
Mccormick Michael P and Mccormick Rebecca
Bought by
Mccormick Michael P and Mccormick Rebecca
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
6.38%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Jul 24, 2007
Sold by
Hovstone Properties Illinois Llc
Bought by
Mccormick Michael P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
6.38%
Mortgage Type
Stand Alone Second
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $352,000 | None Listed On Document | |
| Warranty Deed | $291,000 | Law Office Of Thomas J Alore | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $195,000 | Multiple | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $242,500 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $267,900 | New Conventional | |
| Previous Owner | $170,000 | Purchase Money Mortgage | |
| Previous Owner | $50,000 | Stand Alone Second |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/31/2025 07/31/25 | Rented | $2,930 | +1.0% | -- |
| 07/18/2025 07/18/25 | Under Contract | -- | -- | -- |
| 06/09/2025 06/09/25 | For Rent | $2,900 | 0.0% | -- |
| 04/22/2025 04/22/25 | Sold | $352,000 | +6.7% | $181 / Sq Ft |
| 04/01/2025 04/01/25 | Pending | -- | -- | -- |
| 03/27/2025 03/27/25 | For Sale | $329,900 | +13.5% | $169 / Sq Ft |
| 07/15/2022 07/15/22 | Sold | $290,600 | 0.0% | $149 / Sq Ft |
| 06/20/2022 06/20/22 | Pending | -- | -- | -- |
| 06/19/2022 06/19/22 | Off Market | $290,600 | -- | -- |
| 06/15/2022 06/15/22 | For Sale | $275,000 | -- | $141 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,496 | $86,723 | $15,680 | $71,043 |
| 2023 | $5,816 | $76,746 | $13,876 | $62,870 |
| 2022 | $5,816 | $70,409 | $12,730 | $57,679 |
| 2021 | $5,773 | $67,701 | $12,240 | $55,461 |
| 2020 | $5,705 | $66,374 | $12,000 | $54,374 |
| 2019 | $5,643 | $64,791 | $12,000 | $52,791 |
| 2018 | $5,375 | $61,534 | $10,858 | $50,676 |
| 2017 | $5,199 | $56,713 | $10,007 | $46,706 |
| 2016 | $4,838 | $52,512 | $9,266 | $43,246 |
| 2015 | $4,699 | $49,077 | $8,660 | $40,417 |
| 2014 | $4,811 | $47,648 | $8,408 | $39,240 |
| 2013 | $4,811 | $48,129 | $8,493 | $39,636 |
Source: Public Records
Agents Affiliated with this Home
-
Dipali Patel
-
Gregory Wroblewski
Seller's Agent in 2025
Gregory Wroblewski
Coldwell Banker Real Estate Group
(630) 269-1793
9 in this area
165 Total Sales
-
N
Buyer's Agent in 2025
Non Member
NON MEMBER
-
Nathan Brown
Seller's Agent in 2022
Nathan Brown
Century 21 Integra
(847) 331-6179
16 in this area
63 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12319832
APN: 03-11-377-063
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