$399,900
UNDER CONTRACT $35K PRICE DROP

Estimated payment $2,746/month

Total Views 7,952
4 Beds
3.5 Baths
2,156 Sq Ft
$185 Price per Sq Ft

Highlights

  • Boat Dock
  • Beach
  • Heated In Ground Pool
  • J.R. Arnold High School Rated A-
  • Home fronts a seawall
  • Fishing

About This Home

CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS. 3.75% ASSUMABLE MORTGAGE!! This move-in ready 4-bedroom, 3.5-bath home offers a low-maintenance coastal lifestyle in a gated community full of resort-style amenities. Featuring durable Hardie Plank siding, paver-finished sidewalks, and rear parking, the home also offers outdoor living with a private second-story balcony overlooking the beautiful surroundings.Inside, the open-concept main floor features hardwood floors throughout, a stylish kitchen with granite countertops, stainless steel appliances, beautiful white cabinetry, and a large pantry. The first floor includes a private guest suite that lives like a second master, complete with its own en-suite bathroom and added half bath for guests. Upstairs, the spacious master suite offers two walk-in closets, a luxurious en-suite bath with dual vanities, a tiled shower, a large soaking tub, and access to the private balcony. Two additional bedrooms share a full bath, and the laundry room is conveniently located upstairs. Brand new hot water heater August 2025.Magnolia Bay Club residents enjoy private access to St. Andrews Bay, ideal for kayaking, paddleboarding, and fishing. Community amenities include a bayfront resort-style pool, fitness center, event room, two parks, a dock, scenic walking trails, and kayak and bike storage. HOA fees cover lawn maintenance, irrigation water, and trash service, providing a truly easy living experience.Conveniently located near a premier golf course, marinas, St. Andrews State Park, top-rated schools, grocery stores, local restaurants, boutique shops, and the Navy base -- plus just minutes from the sugar-white beaches of Panama City Beach.Don't miss this opportunity to enjoy luxury coastal living -- schedule your private showing today!

Listing Agent

Beth Mulvey

Beach House Sales and Development License #B5482 E27277 Listed on: 04/22/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,875

Year Built

  • Built in 2016

Lot Details

  • 4,356 Sq Ft Lot
  • Lot Dimensions are 113 x 39
  • Home fronts a seawall
  • Sprinkler System

HOA Fees

  • $331 Monthly HOA Fees

Home Design

  • Coastal Architecture
  • Slab Foundation
  • Shingle Roof
  • Composition Roof
  • HardiePlank Type

Interior Spaces

  • 2,156 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • Great Room
  • Dining Room
  • Bay Views

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan

Laundry

  • Dryer
  • Washer

Home Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Parking

  • Driveway
  • Electric Gate

Pool

  • Heated In Ground Pool
  • Gunite Pool
  • Fence Around Pool

Outdoor Features

  • Balcony
  • Covered Patio or Porch

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

Overview

  • Association fees include management, clubhouse, fishing rights, ground maintenance, pest control, playground, pool(s), security
  • Magnolia Bay Club Subdivision

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Clubhouse
  • Meeting Room

Recreation

  • Boat Dock
  • Beach
  • Community Playground
  • Community Pool
  • Fishing
  • Park

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,875

Year Built

Built in 2016

Lot Details

0

HOA Fees

$331 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2016
  • Property Sub Type: Detached
  • Lot Size Acres: 0.1
  • Lot Size: 113 x 39
  • Subdivision Name: Magnolia Bay Club
  • Architectural Style: Coastal
  • Property Attached Yn: No
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: UnderContract

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Disposal, Microwave, Washer
  • Interior Amenities: Breakfast Bar, Cathedral Ceiling(s), Kitchen Island, Pantry, Recessed Lighting, Split Bedrooms
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Living Area: 2156.0
  • Dining Room Type: Bedroom, Dining Room, Full Bath, Great Room, Half Bath, Kitchen, Laundry, Primary Bathroom, Primary Bedroom
  • Window Features: Double Pane Windows

Exterior Features

  • Pool Features: Fenced, Gunite, Electric Heat, In Ground, Pool, Community
  • View: Bay
  • View: Yes
  • Waterfront Features: Dock Access, Shoreline - Sand, Seawall, Shoreline - Natural
  • Waterfront: No
  • Construction Type: HardiPlank Type, Wood Frame
  • Exterior Features: Balcony, Sprinkler/Irrigation
  • Foundation Details: Slab
  • Patio And Porch Features: Balcony, Covered, Patio, Porch
  • Roof: Composition, Shingle

Garage/Parking

  • Parking Features: Driveway, Electric Gate, Gated
  • Garage: No

Utilities

  • Security Features: Fire Sprinkler System, Gated Community, Smoke Detector(s), Security Service
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 994.0
  • Community Features: Barbecue, Beach, Clubhouse, Conference/Meeting Room, Dock, Fishing, Playground, Park, Waterfront, Gated, Pool, Sidewalks
  • Amenities: Dock, Gated, Picnic Area
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Clubhouse, Fishing Rights, Maintenance Grounds, Pest Control, Playground, Pool(s), Security

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Close to Clubhouse
  • Lot Size Sq Ft: 4356.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 2875.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,828 $269,928 -- --
2023 $2,828 $262,066 $0 $0
2022 $2,542 $254,433 $0 $0
2021 $2,549 $247,022 $0 $0
2020 $2,545 $243,611 $0 $0
2019 $2,103 $167,408 $25,125 $142,283
2018 $2,922 $230,276 $0 $0
2017 $2,972 $232,651 $0 $0
2016 $350 $27,244 $0 $0
2015 $358 $27,089 $0 $0
2014 $360 $27,337 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/14/2025 07/14/25 Price Changed $399,900 -4.8% $185 / Sq Ft
06/29/2025 06/29/25 Price Changed $420,000 -3.4% $195 / Sq Ft
04/22/2025 04/22/25 For Sale $435,000 +49.0% $202 / Sq Ft
12/05/2022 12/05/22 Off Market $292,000 -- --
12/05/2022 12/05/22 Off Market $292,000 -- --
08/01/2019 08/01/19 For Sale $292,000 0.0% $135 / Sq Ft
07/31/2019 07/31/19 Sold $292,000 0.0% $135 / Sq Ft
07/31/2019 07/31/19 Sold $292,000 -2.6% $135 / Sq Ft
07/07/2019 07/07/19 Pending -- -- --
07/07/2019 07/07/19 Pending -- -- --
06/27/2018 06/27/18 For Sale $299,900 -- $139 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $292,000 Mti Title Insurance Agcy Inc
Special Warranty Deed $274,900 Dhi Title Of Florida Inc
Special Warranty Deed $588,000 None Available
Special Warranty Deed $2,460,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $233,600 New Conventional
Previous Owner $219,920 New Conventional
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 772332

Central Panhandle Association of REALTORS®

APN: 31234-155-000