Seller's Agent in 2024
Rob Morrison
Coldwell Banker Realty
(847) 212-0966
1 in this area
370 Total Sales
490 Division St Elgin, IL 60120
Gifford Park NeighborhoodEstimated Value: $255,000 - $280,872
4
Beds
2
Baths
1,688
Sq Ft
$159/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Loft
- Cottage
- Main Floor Bedroom
- Heated Sun or Florida Room
- 5-minute walk to Channing Park
About This Home
As of February 2024490 Division Street is known as the spirit of Elgin itself! John Fluck was a well known builder, mason and plasterer for nearly 54 years who constructed this all-brick worker cottage for him and his family. known for his signature stepped brick pattern at the eave line and quality craftsmanship, John's brilliant designs where never mistaken. The most recent refurbishing of the front porch, roof and windows were restored with the help of the city's Historic Rehabilitation Grant program. Upon entering guests are allured by the 9' 6" ceilings and forward thinking of an open concept. From the charming entry to the expansive living room, you can't help but crave for more. The living room is finished with gorgeous leaded glass windows, fireplace and easy access to a formal dining room. The dining room is an exemplary design centrally located in the middle of the home making for a great entertaining space. The dining easily accommodates seating for 6 to 8 guests while open to the all seasons room on one side and an adjacent kitchen on the other side. The kitchen is finished with 36" oak cabinets and new wood laminate floors. The main floor also offers hardwood floors leading to 2 separate bedrooms, 1 spacious bedroom off the front entry and the primary suite with direct access to a shared full bathroom with a shower/tub combination and a single vanity. The second floor is equally impressive with a loft, 2 generous bedrooms and a full bathroom. The bathroom showcases a single shower and vanity. Full unfinished lower level. 1-car detached garage! Private yard! Near shopping and entertainment. SOLD AS-IS
Last Agent to Sell the Property
Coldwell Banker Realty License #475132015 Listed on: 11/27/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,863
Year Built
- Built in 1892 | Remodeled in 2013
Lot Details
- 4,966 Sq Ft Lot
- Lot Dimensions are 38x129x23x9x17x121
- Partially Fenced Property
- Paved or Partially Paved Lot
Parking
- 1 Car Detached Garage
- Parking Included in Price
Home Design
- Cottage
- Brick Exterior Construction
- Brick Foundation
- Asphalt Roof
Interior Spaces
- 1,688 Sq Ft Home
- 2-Story Property
- Built-In Features
- Historic or Period Millwork
- Ceiling height of 9 feet or more
- Blinds
- Entrance Foyer
- Family Room with Fireplace
- Formal Dining Room
- Loft
- Heated Sun or Florida Room
- Wood Flooring
Kitchen
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Main Floor Bedroom
- Bathroom on Main Level
- 2 Full Bathrooms
- Soaking Tub
- Separate Shower
Unfinished Basement
- Basement Fills Entire Space Under The House
- Exterior Basement Entry
- Basement Cellar
- Basement Storage
Home Security
- Storm Doors
- Carbon Monoxide Detectors
Schools
- Ronald D O'neal Elementary Schoo
- Ellis Middle School
- Elgin High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 100 Amp Service
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 27, 2023
Closed on
Jan 15, 2024
Sold by
Brault David E and Brault Amy
Bought by
Navarro Maria T Reyes and Reyes Ignacio Zamora
Seller's Agent
Rob Morrison
Coldwell Banker Realty
Buyer's Agent
Adalberto Sanchez
A&O Dream Key Real Estate
List Price
$239,000
Sold Price
$222,500
Premium/Discount to List
-$16,500
-6.9%
Views
632
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$45,218
Avg. Annual Appreciation
10.17%
Original Mortgage
$178,000
Outstanding Balance
$174,692
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$93,026
Purchase Details
Closed on
Nov 13, 2020
Sold by
Brault Robert E
Bought by
Brault Robert E and Brault David E
Purchase Details
Closed on
Sep 3, 2014
Sold by
Savel Scott
Bought by
Brault Robert E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,850
Interest Rate
4.37%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 23, 2013
Sold by
Anderson John
Bought by
Savel Scott
Purchase Details
Listed on
Jul 24, 2012
Closed on
Oct 31, 2012
Sold by
Bank Of America Na
Bought by
Savel Scott and Anderson John
Seller's Agent
Matt Kombrink
One Source Realty
Buyer's Agent
Kathleen Jansen
RE/MAX At Home
List Price
$24,900
Sold Price
$23,500
Premium/Discount to List
-$1,400
-5.62%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.34%
Purchase Details
Closed on
May 14, 2012
Sold by
Mancilla Eloy
Bought by
Bank Of America Na
Purchase Details
Closed on
Dec 13, 2008
Sold by
Salas Jorge and Salas Elena
Bought by
Mancilla Eloy
Purchase Details
Closed on
Jul 29, 2005
Sold by
Mancilla Eloy
Bought by
Salas Jorge and Corona Maria Elena
Purchase Details
Closed on
Apr 22, 2004
Sold by
Salas Luis and Pineda Mario
Bought by
Mancilla Eloy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,000
Interest Rate
5.63%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 5, 2002
Sold by
Rosendo Dionicio and Rodriguez Miguel
Bought by
Salas Luis and Pineda Mario
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,196
Interest Rate
6.82%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 1, 1997
Sold by
Sanzi Angelo and Sanzi Angela
Bought by
Rosendo Dionicio and Rodriguez Miguel
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,151
Interest Rate
7.65%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Navarro Maria T Reyes | $222,500 | None Listed On Document | |
| Brault Robert E | -- | None Listed On Document | |
| Brault Robert E | $143,000 | Attorneys Title Guaranty Fun | |
| Savel Scott | -- | None Available | |
| Savel Scott | $23,500 | Premier Title | |
| Bank Of America Na | -- | Premier Title | |
| Mancilla Eloy | -- | First American Title Ins Co | |
| Salas Jorge | -- | First American Title Ins Co | |
| Mancilla Eloy | $154,000 | 1St American Title | |
| Salas Luis | $104,000 | -- | |
| Rosendo Dionicio | $56,333 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Navarro Maria T Reyes | $178,000 | |
| Previous Owner | Brault Robert E | $135,850 | |
| Previous Owner | Mancilla Eloy | $154,000 | |
| Previous Owner | Salas Luis | $102,196 | |
| Previous Owner | Rosendo Dionicio | $84,151 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/02/2024 02/02/24 | Sold | $222,500 | -6.9% | $132 / Sq Ft | |
| 12/30/2023 12/30/23 | Pending | -- | -- | -- | |
| 11/27/2023 11/27/23 | For Sale | $239,000 | +917.0% | $142 / Sq Ft | |
| 11/12/2012 11/12/12 | Sold | $23,500 | +4.0% | -- | View Prior Sale |
| 09/18/2012 09/18/12 | Pending | -- | -- | -- | |
| 08/28/2012 08/28/12 | Price Changed | $22,600 | -9.2% | -- | |
| 08/24/2012 08/24/12 | For Sale | $24,900 | 0.0% | -- | |
| 08/20/2012 08/20/12 | Pending | -- | -- | -- | |
| 07/24/2012 07/24/12 | For Sale | $24,900 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,392 | $75,371 | $10,723 | $64,648 |
| 2023 | $5,123 | $68,092 | $9,687 | $58,405 |
| 2022 | $4,863 | $62,088 | $8,833 | $53,255 |
| 2021 | $4,644 | $58,048 | $8,258 | $49,790 |
| 2020 | $4,301 | $53,153 | $7,884 | $45,269 |
| 2019 | $4,168 | $50,632 | $7,510 | $43,122 |
| 2018 | $3,811 | $44,544 | $7,075 | $37,469 |
| 2017 | $3,714 | $42,110 | $6,688 | $35,422 |
| 2016 | $3,527 | $39,067 | $6,205 | $32,862 |
| 2015 | -- | $35,808 | $5,687 | $30,121 |
| 2014 | -- | $35,366 | $5,617 | $29,749 |
| 2013 | -- | $41,687 | $5,765 | $35,922 |
Source: Public Records
Agents Affiliated with this Home
-
Rob Morrison
-
Dave Freeman
D
Seller Co-Listing Agent in 2024
Dave Freeman
Coldwell Banker Realty
(847) 975-1951
1 in this area
25 Total Sales
-
Adalberto Sanchez
Buyer's Agent in 2024
Adalberto Sanchez
A&O Dream Key Real Estate
(224) 232-9419
2 in this area
160 Total Sales
-
Matt Kombrink
Seller's Agent in 2012
Matt Kombrink
One Source Realty
(630) 803-8444
911 Total Sales
-
Kathleen Jansen
Buyer's Agent in 2012
Kathleen Jansen
RE/MAX
(847) 274-6683
55 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11936896
APN: 06-13-253-011
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