$350,000

5 Whinchat Ln Palmyra, VA 22963

Estimated payment $2,156/month

Total Views 859
4 Beds
3 Baths
2,456 Sq Ft
$143 Price per Sq Ft

Highlights

  • Very Popular Property
  • Vaulted Ceiling
  • Home Office
  • Wood Burning Stove
  • 2 Fireplaces
  • Front Porch

About This Home

Step into this move-in ready, remodeled contemporary home in the desirable Lake Monticello community. Situated on a private, half-acre corner lot, this property offers a peaceful retreat with seasonal lake views. The home's exterior features a newly painted finish and a wrap-around porch/deck and patio, perfect for relaxing or entertaining while enjoying the scenery. A short walk provides easy access to Beach 2 for lake activities. Inside, the open floor plan is filled with natural light and features new engineered wood floors, vaulted ceilings, and a living room with a cozy wood stove. The updated kitchen boasts freshly painted cabinets and new appliances. The main level includes three bedrooms with new carpet and two remodeled full baths. Downstairs, the walk-out basement expands your living space with a sitting area/bonus room, an office, a fourth bedroom, another remodeled full bath, and a large recreation room with a second wood stove. Shed in the yard offers additional storage. Enjoy all the amenities Lake Monticello has to offer, including beaches, a PGA golf course, tennis and pickleball courts, and an Olympic-size pool.

Listing Agent

Marjorie Adam

BETTER HOMES & GARDENS R.E.-PATHWAYS License #0225041602 Listed on: 09/12/2025

BETTER HOMES & GARDENS R.E.-PATHWAYS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,025

Year Built

  • Built in 1970

Lot Details

  • 0.5 Acre Lot
  • Zoning described as R-4 Residential

HOA Fees

  • $122 per month

Home Design

  • Slab Foundation
  • Stick Built Home

Interior Spaces

  • 1-Story Property
  • Vaulted Ceiling
  • Recessed Lighting
  • 2 Fireplaces
  • Wood Burning Stove
  • Entrance Foyer
  • Home Office
  • Basement

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Sink Near Laundry
  • Washer and Dryer Hookup

Outdoor Features

  • Patio
  • Shed
  • Front Porch

Schools

  • West Central Primary Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heating System Uses Propane
  • Heat Pump System

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number 18A 3 509

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,025

Year Built

Built in 1970

Lot Details

0

HOA Fees

$122 per month

Listing Details

  • Property Type: Residential
  • Parcel Number: 18A 3 509
  • Property Sub Type: Detached
  • LotSizeAcres: 0.5
  • Co List Office Mls Id: 12905
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 1228.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator
  • Basement: Full, Finished, Heated, Walk-Out Access
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1228.0
  • Fireplace Features: Two, Wood Burning Stove
  • Fireplaces: 2
  • Interior Amenities: Primary Downstairs, Walk-In Closet(s), Entrance Foyer, Home Office, Recessed Lighting, Vaulted Ceiling(s)
  • Living Area: 2456.0
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 3
  • Stories: 1

Exterior Features

  • Roof: Composition, Shingle
  • Disclosures: Seller Disclosure
  • Construction Type: Stick Built, T1-11 Siding
  • Foundation Details: Slab
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Front Porch, Patio, Porch

Garage/Parking

  • Parking Features: Gravel

Utilities

  • Heating: Heat Pump, Propane
  • Utilities: Cable Available, Propane
  • Sewer: Community/Coop Sewer
  • Laundry Features: Washer Hookup, Dryer Hookup, Sink
  • Cooling: Central Air
  • Heating Yn: Yes
  • Water Source: Community/Coop

Condo/Co-op/Association

  • Association Fee: 1459.0

Schools

  • Elementary School: West Central Primary
  • Middle Or Junior School: Fluvanna

Lot Info

  • Lot Features: Landscaped, Private
  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R-4 Residential

Building Info

  • Year Built: 1970

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 2025.0

MLS Schools

  • HighSchool: Fluvanna

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,577 $343,600 $30,000 $313,600
2024 $19 $222,200 $30,000 $192,200
2023 $1,875 $222,200 $30,000 $192,200
2022 $1,683 $193,400 $27,500 $165,900
2021 $1,683 $193,400 $27,500 $165,900
2020 $1,647 $178,000 $27,500 $150,500
2019 $1,647 $178,000 $27,500 $150,500
2018 $1,563 $172,300 $27,500 $144,800
2017 $1,563 $172,300 $27,500 $144,800
2016 $1,534 $167,300 $27,500 $139,800
2015 $1,461 $167,300 $27,500 $139,800
2014 $1,461 $166,000 $27,500 $138,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/12/2025 09/12/25 For Sale $350,000 -- $143 / Sq Ft
Source: Charlottesville area Association of Realtors®

Purchase History

Date Type Sale Price Title Company
Deed $207,000 Stewart Title Guaranty Company
Gift Deed -- None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $252,000 New Conventional
Previous Owner $30,000 New Conventional
Previous Owner $83,500 New Conventional
Source: Public Records

Source: Charlottesville area Association of Realtors®

MLS Number: 669018

Charlottesville area Association of Realtors®

APN: 18A-3-509