5 Whinchat Ln Palmyra, VA 22963
Estimated payment $2,156/month
Highlights
- Very Popular Property
- Vaulted Ceiling
- Home Office
- Wood Burning Stove
- 2 Fireplaces
- Front Porch
About This Home
Step into this move-in ready, remodeled contemporary home in the desirable Lake Monticello community. Situated on a private, half-acre corner lot, this property offers a peaceful retreat with seasonal lake views. The home's exterior features a newly painted finish and a wrap-around porch/deck and patio, perfect for relaxing or entertaining while enjoying the scenery. A short walk provides easy access to Beach 2 for lake activities. Inside, the open floor plan is filled with natural light and features new engineered wood floors, vaulted ceilings, and a living room with a cozy wood stove. The updated kitchen boasts freshly painted cabinets and new appliances. The main level includes three bedrooms with new carpet and two remodeled full baths. Downstairs, the walk-out basement expands your living space with a sitting area/bonus room, an office, a fourth bedroom, another remodeled full bath, and a large recreation room with a second wood stove. Shed in the yard offers additional storage. Enjoy all the amenities Lake Monticello has to offer, including beaches, a PGA golf course, tennis and pickleball courts, and an Olympic-size pool.
Listing Agent
BETTER HOMES & GARDENS R.E.-PATHWAYS License #0225041602 Listed on: 09/12/2025

Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,025
Year Built
- Built in 1970
Lot Details
- 0.5 Acre Lot
- Zoning described as R-4 Residential
HOA Fees
- $122 per month
Home Design
- Slab Foundation
- Stick Built Home
Interior Spaces
- 1-Story Property
- Vaulted Ceiling
- Recessed Lighting
- 2 Fireplaces
- Wood Burning Stove
- Entrance Foyer
- Home Office
- Basement
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Sink Near Laundry
- Washer and Dryer Hookup
Outdoor Features
- Patio
- Shed
- Front Porch
Schools
- West Central Primary Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heating System Uses Propane
- Heat Pump System
Community Details
- Lake Monticello Subdivision
Listing and Financial Details
- Assessor Parcel Number 18A 3 509
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2025 | $2,577 | $343,600 | $30,000 | $313,600 |
2024 | $19 | $222,200 | $30,000 | $192,200 |
2023 | $1,875 | $222,200 | $30,000 | $192,200 |
2022 | $1,683 | $193,400 | $27,500 | $165,900 |
2021 | $1,683 | $193,400 | $27,500 | $165,900 |
2020 | $1,647 | $178,000 | $27,500 | $150,500 |
2019 | $1,647 | $178,000 | $27,500 | $150,500 |
2018 | $1,563 | $172,300 | $27,500 | $144,800 |
2017 | $1,563 | $172,300 | $27,500 | $144,800 |
2016 | $1,534 | $167,300 | $27,500 | $139,800 |
2015 | $1,461 | $167,300 | $27,500 | $139,800 |
2014 | $1,461 | $166,000 | $27,500 | $138,500 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
09/12/2025 09/12/25 | For Sale | $350,000 | -- | $143 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Deed | $207,000 | Stewart Title Guaranty Company | |
Gift Deed | -- | None Listed On Document |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $252,000 | New Conventional | |
Previous Owner | $30,000 | New Conventional | |
Previous Owner | $83,500 | New Conventional |
Source: Charlottesville area Association of Realtors®
MLS Number: 669018

APN: 18A-3-509
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