$480,000
$15K PRICE DROP

502 Cardinal Cir E Saint Marys, GA 31558

Estimated payment $2,926/month

Total Views 46,651
3 Beds
2 Baths
1,812 Sq Ft
$265 Price per Sq Ft

Highlights

  • 71 Feet of Waterfront
  • Marina
  • Fitness Center
  • Mary Lee Clark Elementary School Rated A
  • On Golf Course
  • RV or Boat Storage in Community

About This Home

THIS BEAUTIFULLY UPDATED THREE-BEDROOM HOME IN OSPREY COVE IS SURE TO IMPRESS! DESIGNED WITH AN OPEN-CONCEPT LAYOUT, THE EXPANSIVE LIVING AREA IS IDEAL FOR ENTERTAINING AND EVERYDAY COMFORT. THE EAT-IN KITCHEN FEATURES A LARGE ISLAND BAR OVERLOOKING THE FAMILY ROOM, COMPLETE WITH A GAS RANGE, RANGE HOOD, AND STUNNING QUARTZ COUNTERTOPS OFFERING PLENTY OF PREP SPACE. NATURAL LIGHT FILLS THE LIVING AREAS, WHETHER YOU'RE ENJOYING A CASUAL BREAKFAST IN THE NOOK OR HOSTING DINNER IN THE FORMAL DINING ROOM. STEP OUTSIDE TO THE SCREENED LANAI FOR YOUR MORNING COFFEE WHILE TAKING IN PEACEFUL LAKE VIEWS AND THE GREEN FOR HOLE #1. THE EXTERIOR IS JUST AS INVITING WITH A BRICK PAVER PATIO, IRRIGATION SYSTEM, AND A NEW ROOF FOR PEACE OF MIND. RETREAT TO THE SPACIOUS PRIMARY SUITE FEATURING A SOAKING TUB, TILED SHOWER, DUAL VANITY, AND GENEROUS WALK-IN CLOSET. THIS SPLIT FLOOR PLAN ALSO OFFERS TWO ADDITIONAL BEDROOMS AND A FULL BATH FOR GUESTS OR FAMILY. ADDITIONAL UPGRADES INCLUDE A NEW HVAC SYSTEM, FRESH INTERIOR PAINT, AND A NEW WASHER AND DRYER IN THE INDOOR LAUNDRY/MUD ROOM. BONUS: NO FLOOD INSURANCE REQUIRED! RESIDENTS OF OSPREY COVE CAN CHOOSE TO JOIN THE EXCLUSIVE CLUB, OFFERING RESORT-STYLE AMENITIES SUCH AS A POOL, FITNESS CENTER, TENNIS COURTS, 18-HOLE CHAMPIONSHIP GOLF COURSE, BOAT AND RV STORAGE, COMMUNITY BOAT RAMP, AND DAY DOCK. THE ON-SITE CLUBHOUSE FEATURES A RESTAURANT WITH INDOOR AND OUTDOOR SEATING OVERLOOKING THE WATER AND GOLF COURSE, PLUS A TIKI HUT BAR BY THE POOL. HOA DUES INCLUDE 24/7 GATED SECURITY AND YEAR-ROUND MAINTENANCE OF ALL COMMON AREAS. MOVE-IN READY AND EASY TO SHOW-SCHEDULE YOUR PRIVATE TOUR TODAY AND EXPERIENCE THE EXCEPTIONAL LIFESTYLE THAT OSPREY COVE HAS TO OFFER!

Listing Agent

Nicole Readdick

Coldwell Banker Access Realty License #293731 Listed on: 11/03/2025

Coldwell Banker Access Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,468

Year Built

  • Built in 1995 | Remodeled

Lot Details

  • 0.61 Acre Lot
  • 71 Feet of Waterfront
  • Lake Front
  • On Golf Course
  • Level Lot
  • Sprinkler System
  • Cleared Lot

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Slab Foundation
  • Composition Roof
  • Tabby Masonry Building Material

Interior Spaces

  • 1,812 Sq Ft Home
  • High Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Mud Room
  • Entrance Foyer
  • Formal Dining Room
  • Screened Porch
  • Lake Views
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Convection Oven
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Solid Surface Countertops

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Double Vanity
  • Soaking Tub
  • Bathtub Includes Tile Surround
  • Separate Shower

Laundry

  • Laundry in Mud Room
  • Laundry Room
  • Dryer
  • Washer

Parking

  • 2 Car Garage
  • Parking Accessed On Kitchen Level
  • Side or Rear Entrance to Parking
  • Garage Door Opener

Outdoor Features

  • Patio

Schools

  • Mary Lee Clark Elementary School
  • Saint Marys Middle School
  • Camden High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • Water Softener
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 76

Community Details

Overview

  • Property has a Home Owners Association
  • $160 Initiation Fee
  • Association fees include management fee, private roads, reserve fund, security
  • Osprey Cove Subdivision
  • Community Lake

Recreation

  • RV or Boat Storage in Community
  • Marina
  • Golf Course Community
  • Community Playground
  • Fitness Center
  • Community Pool

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,468

Year Built

Built in 1995 | Remodeled

Lot Details

0.61 Acres

Listing Details

  • Property Type: Residential
  • Section: 1
  • Year Built: 1995
  • ArchitecturalStyle: Ranch, Traditional
  • Levels: One
  • Lot Size Acres: .61
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 1812
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Convection Oven, Dishwasher, Dryer, Electric Water Heater, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener
  • Bedrooms: 3
  • Dining Room Features: Separate Room
  • Basement: None
  • Total Finished Sq Ft: 1812
  • Above Grade Finished Sq Ft: 1812
  • Interior Amenities: Double Vanity, High Ceilings, Pulldown Attic Stairs, Separate Shower, Soaking Tub, Split Bedroom Plan, Tile Bath, Walk-In Closet(s)
  • Full Bathrooms: 2
  • Flooring: Carpet, Tile, Vinyl
  • Kitchen Features: Breakfast Area, Breakfast Bar, Kitchen Island, Pantry, Solid Surface Counters
  • Window Features: Double Pane Windows

Beds/Baths

  • Main Level Full Bathrooms: 2
  • Bedroom Main Level: 3

Exterior Features

  • Waterfront Frontage: 71
  • Common Walls: No Common Walls
  • Construction Materials: Tabby
  • ExteriorFeatures: Sprinkler System
  • Foundation Details: Slab
  • Lot Features: Level
  • Patio And Porch Features: Patio, Porch, Screened
  • Property Condition: Updated/Remodeled
  • Roof: Composition
  • View: Lake
  • Waterfront Features: No Dock Or Boathouse

Garage/Parking

  • Parking Features: Attached, Garage, Garage Door Opener, Kitchen Level, Side/Rear Entrance
  • ParkingTotal: 2

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Electric, Heat Pump
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: In Mud Room
  • Security Features: Gated Community, Smoke Detector(s)
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Sewer Connected, Underground Utilities, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: Yes
  • Community Features: Boat/Camper/Van Prkg, Clubhouse, Fitness Center, Gated, Golf, Lake, Marina, Playground, Pool

Fee Information

  • Initiation Fee: 160
  • Association Fee Includes: Management Fee, Private Roads, Reserve Fund, Security

Schools

  • Elementary School: Mary Lee Clark
  • High School: Camden
  • High School Bus: Yes
  • Middle School: Saint Marys
  • Middle School Bus: Yes

Lot Info

  • Lot: 76

Tax Info

  • Year: 2025
  • Tax Annual Amount: 5468.33

MLS Schools

  • Elementary Bus Line: Yes

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,460 $167,808 $24,000 $143,808
2024 $3,736 $142,116 $24,000 $118,116
2023 $4,925 $138,788 $24,000 $114,788
2022 $2,043 $116,598 $24,000 $92,598
2021 $2,159 $99,601 $24,000 $75,601
2020 $1,939 $94,830 $24,000 $70,830
2019 $3,015 $94,830 $24,000 $70,830
2018 $687 $105,672 $28,000 $77,672
2017 $2,666 $88,724 $24,000 $64,724
2016 $2,653 $88,615 $24,000 $64,615
2015 $2,569 $88,615 $24,000 $64,615
2014 $2,557 $88,615 $24,000 $64,615
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/02/2026 03/02/26 Price Changed $480,000 -0.5% $265 / Sq Ft
01/31/2026 01/31/26 Price Changed $482,500 -2.0% $266 / Sq Ft
01/11/2026 01/11/26 Price Changed $492,500 -0.5% $272 / Sq Ft
11/03/2025 11/03/25 For Sale $495,000 +25.6% $273 / Sq Ft
05/24/2024 05/24/24 Sold $394,000 -6.1% $217 / Sq Ft View Prior Sale
04/18/2024 04/18/24 Pending -- -- --
03/30/2024 03/30/24 Price Changed $419,500 -0.1% $232 / Sq Ft
03/11/2024 03/11/24 For Sale $420,000 +27.3% $232 / Sq Ft
01/05/2023 01/05/23 Sold $330,000 -17.3% $182 / Sq Ft View Prior Sale
12/13/2022 12/13/22 Pending -- -- --
12/05/2022 12/05/22 For Sale $399,000 0.0% $220 / Sq Ft
04/27/2013 04/27/13 Rented $1,400 0.0% --
03/28/2013 03/28/13 Under Contract -- -- --
03/20/2013 03/20/13 For Rent $1,400 -- --
Source: Georgia MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $394,000 --
Warranty Deed $330,000 --
Warranty Deed $215,000 --
Deed -- --
Deed $355,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $355,000 New Conventional
Source: Public Records

About the Listing Agent

Nicole Readdick
Nicole Readdick

Coldwell Banker Access Realty

(855) 546-2085

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Having the right real estate agent means having an agent who is committed to helping you buy or sell your home with the highest level of expertise in your local market. This means being able to help you understand each step of the buying or selling process. My goal is to help clients buy or sell their homes at the right price on their timeline. I hope to make the process as stress-free as possible by applying the latest technology to meet my client's needs whether they are local or

View Nicole's Profile

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Source: Georgia MLS

MLS Number: 10637021

Georgia MLS

APN: 122A-076

Georgia Camden County Saint Marys 31558

502 Cardinal Cir E, Saint Marys, GA

For Sale

Detached

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