Seller's Agent in 2025
Deborah Harper
Coldwell Banker Realty
(760) 580-1804
1 in this area
57 Total Sales
5141 Palmera Dr Oceanside, CA 92056
Guajome Neighborhood
4
Beds
2
Baths
2,057
Sq Ft
0.39
Acres
Highlights
- Open Floorplan
- Bluff View
- Granite Countertops
- Alamosa Park Elementary School Rated A-
- High Ceiling
- Lawn
About This Home
As of November 2025Wonderful SINGLE LEVEL home with 3-car garage on a quiet tree-lined street in one of Rancho Del Oro’s favorite neighborhoods being offered by original homeowners. No HOA and yet the entire neighborhood reflects amazing pride of ownership! Meticulously maintained and intelligently upgraded – this lovely home is sure to be a wonderful haven for its next owners. Offering three spacious BR’s AND an office, an abundance of natural light streaming through newer Milgard dual pane windows and a delightfully open floor plan. Smart upgrades within the last 10 years: LVP flooring in main living areas, newer window treatments in LR, FR, DR and K, Lennox HVAC (5 years old) and a whole house water filtration system. Spacious kitchen with newer cabinets and granite counters opens to FR, DR and LR – awesome for gatherings and entertaining. Exceptional 17,000 SqFt lot – well landscaped – is perfect for a plethora of outdoor activities and NO HOMES BEHIND you offering serenity and privacy. This home is a true gem ~ I’d invite you to come and see for yourself.
Last Agent to Sell the Property
Coldwell Banker Realty Brokerage Email: debharper@cox.net License #01416157 Listed on: 09/29/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1996
Lot Details
- 0.39 Acre Lot
- Fenced
- Fence is in good condition
- Landscaped
- Level Lot
- Sprinkler System
- Lawn
- Garden
- Back Yard
Parking
- 3 Car Attached Garage
- 3 Open Parking Spaces
Home Design
- Entry on the 1st floor
Interior Spaces
- 2,057 Sq Ft Home
- 1-Story Property
- Open Floorplan
- High Ceiling
- Ceiling Fan
- Recessed Lighting
- Family Room with Fireplace
- Living Room
- Dining Room
- Bluff Views
Kitchen
- Breakfast Area or Nook
- Breakfast Bar
- Double Oven
- Gas Oven
- Gas Cooktop
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Utilities
- Central Heating and Cooling System
- Gas Water Heater
Additional Features
- No Interior Steps
- Rain Gutters
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Tract Number 13241
- Assessor Parcel Number 1586210300
- Seller Considering Concessions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 29, 2025
Closed on
Oct 15, 2025
Sold by
Stewart 2008 Trust and Stewart Frederick Bruce
Bought by
Tanner Natalee Elizabeth and Tanner Andie Mikkel
Seller's Agent
Deborah Harper
Coldwell Banker Realty
Buyer's Agent
Tricia Mast
Realty Vault
List Price
$1,065,000
Sold Price
$1,134,000
Premium/Discount to List
$69,000
6.48%
Views
103
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-9.41%
Original Mortgage
$1,077,300
Outstanding Balance
$1,077,300
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$31,226
Purchase Details
Closed on
Feb 29, 2012
Sold by
Stewart Frederick Bruce and Stewart Kristin Ann
Bought by
Stewart Frederick Bruce and Stewart Kristin Ann
Purchase Details
Closed on
Jan 6, 2012
Sold by
Stewart Frederick Bruce and Stewart Kristin Ann
Bought by
Stewart Frederick Bruce and Stewart Kristin Ann
Purchase Details
Closed on
Jan 13, 2009
Sold by
Stewart Frederick Bruce and Stewart Kristin Ann
Bought by
Stewart Frederick B and Stewart Kristin A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,000
Interest Rate
5.6%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Jan 9, 2009
Sold by
Stewart Frederick B and Stewart Kristin A
Bought by
Stewart Frederick Bruce and Stewart Kristin Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,000
Interest Rate
5.6%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Nov 7, 2008
Sold by
Stewart F Bruce and Stewart Kristin Ann
Bought by
Stewart Frederick Bruce and Stewart Kristin Ann
Purchase Details
Closed on
Sep 30, 1998
Sold by
Bruce Stewart F and Bruce Kristin A
Bought by
Stewart F Bruce and Stewart Kristin Ann
Purchase Details
Closed on
Feb 14, 1996
Sold by
Centex Real Estate Corp
Bought by
Stewart F Bruce and Stewart Kristin Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,650
Interest Rate
7.1%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $1,134,000 | Equity Title Company | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | Corinthian Title Company | |
| Interfamily Deed Transfer | -- | Corinthian Title Company | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | -- | |
| Grant Deed | $207,500 | Continental Lawyers Title Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,077,300 | New Conventional | |
| Previous Owner | $104,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $165,650 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/04/2025 11/04/25 | Sold | $1,134,000 | +6.5% | $551 / Sq Ft |
| 10/11/2025 10/11/25 | Pending | -- | -- | -- |
| 09/29/2025 09/29/25 | For Sale | $1,065,000 | -- | $518 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,800 | $343,849 | $83,046 | $260,803 |
| 2024 | $3,800 | $337,108 | $81,418 | $255,690 |
| 2023 | $3,711 | $330,499 | $79,822 | $250,677 |
| 2022 | $3,700 | $324,019 | $78,257 | $245,762 |
| 2021 | $3,620 | $317,667 | $76,723 | $240,944 |
| 2020 | $3,608 | $314,411 | $75,937 | $238,474 |
| 2019 | $3,556 | $308,248 | $74,449 | $233,799 |
| 2018 | $3,387 | $302,205 | $72,990 | $229,215 |
| 2017 | $70 | $296,280 | $71,559 | $224,721 |
| 2016 | $3,250 | $290,471 | $70,156 | $220,315 |
| 2015 | $3,237 | $286,109 | $69,103 | $217,006 |
| 2014 | $3,160 | $280,506 | $67,750 | $212,756 |
Source: Public Records
Agents Affiliated with this Home
-
Deborah Harper
-
Jodi Ross
Seller Co-Listing Agent in 2025
Jodi Ross
Coldwell Banker Realty
(760) 917-5080
1 in this area
51 Total Sales
-
Tricia Mast
T
Buyer's Agent in 2025
Tricia Mast
Realty Vault
(951) 473-5911
2 in this area
16 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: NDP2509413
APN: 158-621-03
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The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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