NOT LISTED FOR SALE

515 Bernardo Ave Morro Bay, CA 93442

Estimated Value: $952,000 - $1,804,000

3 Beds
3 Baths
2,172 Sq Ft
$585/Sq Ft Est. Value

Last Sold December 31, 2014

Last sale price $533,000 $245 Per Sq Ft

Est. 138% increase in value since last sale

Current estimated payment $7,009/month

77 Days on Market

Highlights

  • Ocean View
  • Deck
  • Main Floor Primary Bedroom
  • Del Mar Elementary School Rated A-
  • Wood Flooring
  • Bonus Room

About This Home

As of December 2014

Ocean, bay and rock views from this mid-century home built in Morro Heights. Over 2100 square feet, featuring 3 bedrooms, 3 baths, formal dining room, family room with fireplace and office. Hardwood floors. Sky lights. Remodeled in 1992. Originally built as a duplex. Great location. Lot Description: roughly 51x115

Last Agent to Sell the Property

Trudy Sidener

BHGRE HAVEN PROPERTIES License #00868774 Listed on: 11/20/2014

BHGRE HAVEN PROPERTIES

Co-Listed By

Brooke Townsend

Coldwell Banker Realty License #00813881

Last Buyer's Agent

Tracy Ronca

Wilson & Co. Sotheby's Intl' R License #01745499

Wilson & Co. Sotheby's Intl' R

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,930

Year Built

  • Built in 1953

Lot Details

  • 5,750 Sq Ft Lot
  • Privacy Fence
  • Fenced
  • Paved or Partially Paved Lot
  • Level Lot

Parking

  • 2 Car Garage
  • Parking Available
  • Driveway

Property Views

  • Ocean
  • Bay
  • Rock

Home Design

  • Raised Foundation
  • Rolled or Hot Mop Roof

Interior Spaces

  • 2,172 Sq Ft Home
  • Skylights
  • Gas Fireplace
  • Double Pane Windows
  • Family Room with Fireplace
  • Dining Room
  • Home Office
  • Bonus Room
  • Laundry Room

Kitchen

  • Breakfast Area or Nook
  • Gas Oven or Range

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main

Outdoor Features

  • Deck
  • Patio
  • Exterior Lighting

Utilities

  • Forced Air Heating System
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 066154023

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,930

Year Built

Built in 1953

Lot Details

0

Parking

2

Listing Details

  • Assessments: No
  • View: Yes
  • Zoning: R
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 066154023
  • Year Built: 1953
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 2172.00
  • Flooring: Vinyl, Wood
  • Full Bathrooms: 2
  • Full And Three Quarter Bathrooms: 3
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Eating Area: Breakfast Nook, Dining Room
  • Fireplace Features: Family Room, Gas
  • Levels: One
  • Price Per Square Foot: 245.40
  • Room Type: Bonus Room, Family Room, Main Floor Master Bedroom, Office
  • Window Features: Double Pane Windows, Skylight(s)

Exterior Features

  • Patio: Yes
  • Foundation: Raised
  • View: Bay, Ocean, Rocks
  • Fence: Yes
  • Fencing: Privacy
  • Patio And Porch Features: Deck, Patio
  • Roof: Rolled/Hot Mop

Garage/Parking

  • Garage Spaces: 2.00
  • Parking: Yes
  • Parking Features: Covered, Driveway
  • Total Parking Spaces: 2.00

Utilities

  • Utilities: Cable Available, Phone Connected
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Gas Cooking
  • Heating Type: Forced Air
  • Laundry Features: Inside
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Community Features: Street Lights

Lot Info

  • Lot Features: Level with Street, Paved
  • Lot Size Sq Ft: 5750.00
  • Lot Size Acres: 0.1320

Multi Family

  • Lot Size Area: 5750.0000 Square Feet

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 4, 2025
Sold by
Sances Laurie Ann and Sances Frank Victor
Bought by
Sances Laurie Ann and Sances Frank Victor
Current Estimated Value
$1,269,832

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$350,000
Outstanding Balance
$349,700
Interest Rate
6.77%
Mortgage Type
Credit Line Revolving
Estimated Equity
$920,132

Purchase Details

Closed on
Mar 6, 2025
Sold by
Sances Laurie A and Sances Laurie Ann
Bought by
Sances Frank Victor

Purchase Details

Closed on
Jan 14, 2022
Sold by
Stamper Laurie Ann
Bought by
Sarces Laurie Ann

Purchase Details

Listed on
Nov 20, 2014
Closed on
Dec 10, 2014
Sold by
Gallardot Eddie J
Bought by
Stamper Laurie
Seller's Agent
Trudy Sidener
BHGRE HAVEN PROPERTIES
Buyer's Agent
Tracy Ronca
Wilson & Co. Sotheby's Intl' R
List Price
$539,000
Sold Price
$533,000
Premium/Discount to List
-$6,000
-1.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.45%
Original Mortgage
$426,400
Interest Rate
3.96%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 22, 2010
Sold by
Gallardo Eddie J
Bought by
Gallardo Eddie J and Gallardo Steven

Purchase Details

Closed on
Apr 28, 2009
Sold by
Gallardo Eddie J
Bought by
Gallardo Eddie J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
5.17%
Mortgage Type
Unknown

Purchase Details

Closed on
Mar 5, 2009
Sold by
Gallardo Eddie J
Bought by
Gallardo Eddie J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
5.17%
Mortgage Type
Unknown

Purchase Details

Closed on
Aug 2, 2007
Sold by
Gallardo Eddie J and Gallardo Bessie L
Bought by
Gallardo Eddie J and Gallardo Bessie L
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sances Laurie Ann -- Fidelity National Title
Sances Frank Victor -- None Listed On Document
Sarces Laurie Ann -- Fidelity National Title
Stamper Laurie $533,000 Fidelity National Title Co
Gallardo Eddie J -- Fidelity National Title Co
Gallardo Eddie J -- None Available
Gallardo Eddie J -- None Available
Gallardo Eddie J -- Fidelity National Title Co
Gallardo Eddie J -- None Available
Gallardo Eddie J -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sances Laurie Ann $350,000
Previous Owner Stamper Laurie $80,000
Previous Owner Stamper Laurie $426,400
Previous Owner Gallardo Eddie J $50,000
Previous Owner Gallardo Eddie J $682,500
Previous Owner Gallardo Eddie J $108,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/31/2014 12/31/14 Sold $533,000 -1.1% $245 / Sq Ft
11/26/2014 11/26/14 Pending -- -- --
11/20/2014 11/20/14 For Sale $539,000 0.0% $248 / Sq Ft
11/20/2014 11/20/14 Price Changed $539,000 -5.3% $248 / Sq Ft
10/31/2014 10/31/14 Pending -- -- --
09/10/2014 09/10/14 For Sale $569,000 -- $262 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,930 $455,494 $270,412 $185,082
2024 $2,877 $265,110 $265,110 --
2023 $2,877 $259,912 $259,912 $0
2022 $6,314 $603,632 $254,816 $348,816
2021 $6,523 $591,797 $249,820 $341,977
2020 $6,148 $585,730 $247,259 $338,471
2019 $6,082 $574,246 $242,411 $331,835
2018 $5,962 $562,987 $237,658 $325,329
2017 $5,843 $551,949 $232,999 $318,950
2016 $5,727 $541,128 $228,431 $312,697
2015 $5,639 $533,000 $225,000 $308,000
2014 $1,944 $193,587 $60,942 $132,645
Source: Public Records

Agents Affiliated with this Home

  • Trudy Sidener

    Seller's Agent in 2014

    Trudy Sidener

    BHGRE HAVEN PROPERTIES

    (805) 801-3363

    11 in this area

    39 Total Sales

    Trudy Sidener
    Section Image
  • Brooke Townsend

    Seller Co-Listing Agent in 2014

    Brooke Townsend

    Coldwell Banker Realty

    (805) 748-7852

    6 in this area

    29 Total Sales

    Brooke Townsend
    Section Image

  • T

    Buyer's Agent in 2014

    Tracy Ronca

    Wilson & Co. Sotheby's Intl' R

    Section Image
See All Agents

Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: SC1047805

California Regional Multiple Listing Service (CRMLS)

APN: 066-154-023

California San Luis Obispo County Morro Bay 93442

515 Bernardo Ave, Morro Bay, CA

This home is located at 515 Bernardo Ave, Morro Bay, CA 93442 since 20 November 2014 and is currently estimated at $1,269,832, approximately $584 per square foot. This property was built in 1953. 515 Bernardo Ave is a home located in San Luis Obispo County with nearby schools including Del Mar Elementary School, Los Osos Middle School, and Morro Bay High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

California Regional Multiple Listing Service (CRMLS) The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.

Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

Nearby Homes