517 Waterford Ln South Elgin, IL 60177
4
Beds
2.5
Baths
2,943
Sq Ft
8,146
Sq Ft Lot
Highlights
- Wood Flooring
- Loft
- Breakfast Room
- Anderson Elementary School Rated A
- Sitting Room
- Stainless Steel Appliances
About This Home
As of February 2025Welcome to this spacious 2900+ square foot two story home located within School District 303 and zoned for St. Charles North High School. This house had a great layout with generous room sizes, and the upstairs loft can easily be converted to a 5th bedroom if desired. The large family room features a wood burning brick fireplace, and is perfect for entertaining. The island kitchen has plenty of solid surface counter space, and newer stainless steel appliances. A full, unfinished walk out basement with roughed in plumbing for a full bath are an added value! This original owner house has great bones, and is ready for your personalized finishing touches. New roof and siding (2016). New furnace, AC, & humidifier (2022), and a larger, upgraded 50 gallon HWH (2014). This house has the space you need, and has so much potential. If you're looking for a gem, this one just needs to be polished!
Last Agent to Sell the Property
Core Realty & Investments Inc. License #475142555 Listed on: 12/05/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,755
Year Built
- Built in 2001
Lot Details
- Lot Dimensions are 65 x 125
Parking
- 2 Car Attached Garage
- Parking Space is Owned
Interior Spaces
- 2,943 Sq Ft Home
- 2-Story Property
- Wood Burning Fireplace
- Fireplace With Gas Starter
- Family Room with Fireplace
- Sitting Room
- Combination Dining and Living Room
- Breakfast Room
- Loft
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Laundry Room
Kitchen
- Range<<rangeHoodToken>>
- <<microwave>>
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
Schools
- St Charles North High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Water Softener is Owned
Community Details
- River Ridge Subdivision
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 5, 2024
Closed on
Feb 7, 2025
Sold by
Maranion Apolonio A and Maranion Dao N
Bought by
Cao Duc and Ta Chien
Seller's Agent
Steven Gregor
Core Realty & Investments Inc.
Buyer's Agent
Tracy Tran
Coldwell Banker Realty
List Price
$450,000
Sold Price
$430,000
Premium/Discount to List
-$20,000
-4.44%
Views
82
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,920
Avg. Annual Appreciation
5.15%
Original Mortgage
$279,500
Outstanding Balance
$279,029
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$160,799
Purchase Details
Closed on
Sep 4, 2001
Sold by
Drh Cambridge Homes Inc
Bought by
Maranion Apolonio A and Maranion Dao N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$231,400
Interest Rate
8.75%
Similar Homes in South Elgin, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $430,000 | Citywide Title | |
| Warranty Deed | $289,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $279,500 | New Conventional | |
| Previous Owner | $260,300 | New Conventional | |
| Previous Owner | $266,050 | FHA | |
| Previous Owner | $291,844 | Unknown | |
| Previous Owner | $35,013 | Stand Alone Second | |
| Previous Owner | $43,257 | Credit Line Revolving | |
| Previous Owner | $258,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $259,200 | Unknown | |
| Previous Owner | $249,600 | Unknown | |
| Previous Owner | $248,000 | Unknown | |
| Previous Owner | $231,400 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/07/2025 02/07/25 | Sold | $430,000 | -4.4% | $146 / Sq Ft |
| 12/26/2024 12/26/24 | Pending | -- | -- | -- |
| 12/05/2024 12/05/24 | For Sale | $450,000 | -- | $153 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $9,755 | $120,877 | $24,998 | $95,879 |
| 2022 | $9,401 | $113,620 | $27,116 | $86,504 |
| 2021 | $9,025 | $108,302 | $25,847 | $82,455 |
| 2020 | $8,982 | $106,283 | $25,365 | $80,918 |
| 2019 | $8,840 | $104,179 | $24,863 | $79,316 |
| 2018 | $8,676 | $101,968 | $24,405 | $77,563 |
| 2017 | $8,276 | $98,482 | $23,571 | $74,911 |
| 2016 | $8,640 | $95,023 | $22,743 | $72,280 |
| 2015 | -- | $90,513 | $22,498 | $68,015 |
| 2014 | -- | $87,215 | $22,498 | $64,717 |
| 2013 | -- | $91,396 | $22,723 | $68,673 |
Source: Public Records
Agents Affiliated with this Home
-
Steven Gregor
S
Seller's Agent in 2025
Steven Gregor
Core Realty & Investments Inc.
(224) 235-4336
21 Total Sales
-
Tracy Tran
Buyer's Agent in 2025
Tracy Tran
Coldwell Banker Realty
(630) 890-8947
368 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12222057
APN: 09-03-229-013
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