$460,500
SOLD AUG 21, 2024

518 S Collins St Unit 4 South Elgin, IL 60177

3 Beds
3.5 Baths
2,021 Sq Ft
7,327 Sq Ft Lot

Recently Sold

$228 Per Sq Ft

2% Above List Price

2 Days on Market

Highlights

  • Property is near a park
  • Traditional Architecture
  • Brick Porch or Patio
  • Anderson Elementary School Rated A
  • 2 Car Attached Garage
  • Shed

About This Home

As of August 2024

MULTIPLE OFFERS RECEIVED! BEST AND HIGHEST DUE SUNDAY JULY 14th at 5 pm. This gorgeous home is in St. Charles school district, and nestled in the popular River Ridge Subdivision. There are three large bedrooms and two bathrooms on second level with large closets and plantation shutters. The combined dining and living room have tons of natural light. Gather around the new fireplace in the large family room with a wall of windows and custom built-ins. The gorgeous kitchen has white cabinetry, a tile backsplash, an island and a pantry. There is a finished basement with a full bathroom, 4th bedroom or office and large rec room. Newer roof and siding (2016), newer water heater (2018), high-efficiency HVAC, stainless appliances, water softener, new Pella windows on main level and sliding glass door, and a brick paver patio with fenced yard. Near parks and nature preserves, including Blackhawk, Jon Duerr, and the Fox River!

Last Agent to Sell the Property

Dawn Recchia

@properties Christie's International Real Estate License #475126306 Listed on: 07/11/2024

@properties Christie's International Real Estate

Last Buyer's Agent

Aurica Burduja

Xhomes Realty Inc License #471021166

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,531

Year Built

  • Built in 2000

Lot Details

  • 7,327 Sq Ft Lot
  • Lot Dimensions are 124x63
  • Paved or Partially Paved Lot

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,021 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Family Room with Fireplace
  • Combination Dining and Living Room
  • Storm Screens
  • Laundry on main level

Kitchen

  • Range<<rangeHoodToken>>
  • <<microwave>>
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Outdoor Features

  • Brick Porch or Patio
  • Shed

Location

  • Property is near a park

Schools

  • Anderson Elementary School
  • Wredling Middle School
  • St Charles North High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • Water Softener is Owned

Community Details

  • River Ridge Subdivision

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,531

Year Built

Built in 2000

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: River Ridge
  • Year Built: 2000
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Disposal, Water Softener Owned
  • Basement: Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Interior Amenities: First Floor Laundry
  • LivingArea: 2021
  • Other Equipment: Humidifier, Water-Softener Owned, Ceiling Fan(s), Sump Pump
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • ResoLivingAreaSource: Estimated

Exterior Features

  • ExteriorFeatures: Brick Paver Patio, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 450000
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Curbs, Sidewalks, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Anderson Elementary School
  • High School: St Charles North High School
  • Middle/Junior School: Wredling Middle School
  • Middle/Junior School District: 303

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.1682
  • Lot Dimensions: 124X63
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 8531.24
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 11, 2024
Closed on
Aug 1, 2024
Sold by
Ricketts Joann
Bought by
Stefanita Ilie and Stefanita Ana
Seller's Agent
Dawn Recchia
@properties Christie's International Real Estate
Buyer's Agent
Aurica Burduja
Xhomes Realty Inc
List Price
$450,000
Sold Price
$460,500
Premium/Discount to List
$10,500
2.33%
Views
18
Current Estimated Value
$467,354

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,854
Avg. Annual Appreciation
-0.89%
Original Mortgage
$397,500
Interest Rate
6.63%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 12, 2020
Sold by
Bennett Joann and Ricketts Joann
Bought by
Ricketts Joann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,800
Interest Rate
3.62%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 2, 2019
Closed on
Apr 18, 2019
Sold by
Rzeppa Brooke and Rzeppa Brooke Shari Lynn
Bought by
Bennet Joanna
Seller's Agent
Christopher Jones
Associates Realty
Buyer's Agent
Dawn Recchia
@properties Christie's International Real Estate
List Price
$295,000
Sold Price
$285,000
Premium/Discount to List
-$10,000
-3.39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.85%
Original Mortgage
$228,000
Interest Rate
4.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 22, 2011
Sold by
Wells Fargo Bank N A
Bought by
Rzeppa Adam and Rzeppa Brooke Shari Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$201,435
Interest Rate
4.55%
Mortgage Type
VA

Purchase Details

Closed on
Mar 28, 2011
Sold by
Grom George and Grom Alicia
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
Jul 24, 2000
Sold by
Drh Cambridge Homes Inc
Bought by
Grom George D and Grom Alicia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$186,400
Interest Rate
8.24%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $460,500 Proper Title
Interfamily Deed Transfer -- Carrington Ttl Partners Llc
Warranty Deed $285,000 Chicago Title
Special Warranty Deed $197,500 First American Title
Sheriffs Deed -- None Available
Corporate Deed $212,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $397,500 New Conventional
Previous Owner $232,800 New Conventional
Previous Owner $228,000 New Conventional
Previous Owner $201,435 VA
Previous Owner $234,050 Fannie Mae Freddie Mac
Previous Owner $35,300 Credit Line Revolving
Previous Owner $235,000 Unknown
Previous Owner $32,959 Unknown
Previous Owner $193,000 Unknown
Previous Owner $18,000 Credit Line Revolving
Previous Owner $190,000 Unknown
Previous Owner $186,400 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/21/2024 08/21/24 Sold $460,500 +2.3% $228 / Sq Ft
07/14/2024 07/14/24 Pending -- -- --
07/11/2024 07/11/24 For Sale $450,000 +57.9% $223 / Sq Ft
04/25/2019 04/25/19 Sold $285,000 -1.7% $141 / Sq Ft
02/23/2019 02/23/19 Pending -- -- --
02/20/2019 02/20/19 Price Changed $289,900 -1.7% $143 / Sq Ft
02/02/2019 02/02/19 For Sale $295,000 -- $146 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $8,531 $106,718 $24,998 $81,720
2022 $8,210 $99,982 $27,116 $72,866
2021 $7,878 $95,303 $25,847 $69,456
2020 $7,840 $93,526 $25,365 $68,161
2019 $7,714 $91,674 $24,863 $66,811
2018 $7,135 $84,916 $24,405 $60,511
2017 $6,802 $82,013 $23,571 $58,442
2016 $7,098 $79,132 $22,743 $56,389
2015 -- $75,560 $22,498 $53,062
2014 -- $72,461 $22,498 $49,963
2013 -- $76,298 $22,723 $53,575
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12100883

Midwest Real Estate Data (MRED)

APN: 09-02-106-020