$489,000
PENDING

52 Central St Gardner, MA 01440

Estimated payment $3,281/month

Total Views 5,966
4 Beds
6 Baths
3,832 Sq Ft
$128 Price per Sq Ft

Highlights

  • Golf Course Community
  • Solar Power System
  • Granite Flooring
  • Medical Services
  • City View
  • 4-minute walk to Jackson Playground and Skate Park

About This Home

Welcome to this spacious and versatile two-family home. Offering a total of 3 bedrooms and 3 bath in the main unit, plus a 1-bedroom apartment, this property is perfect for multigenerational living, rental income, or extended guests. The main home features an kitchen, dining room, living room, family room, and sitting room. The primary bedroom suite includes its own sitting area and a luxurious primary bath with a soaking tub, separate shower, and in-unit laundry. Two additional bedrooms and a 3⁄4 bathroom complete the upper level. The separate 1-bedroom apartment includes a full bath, an eat-in kitchen, and its own in-unit laundry, offering flexibility and privacy. A fully finished basement provides abundant space for a home office, gym, playroom, craft area, plus two half bathrooms for added convenience. Enjoy the outdoors with a deck, paved patio, garden beds, and fruit trees in the backyard. The property also includes a 2-car garage, two driveways, and ample on-street parking.

Listing Agent

Kristen Endyke

Realty One Group Next Level Listed on: 06/11/2025

Realty One Group Next Level

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $6,871

Year Built

  • Built in 1820

Lot Details

  • 0.33 Acre Lot
  • Fenced
  • Level Lot
  • Cleared Lot
  • Fruit Trees
  • Garden

Parking

  • 2 Car Garage
  • Driveway
  • Open Parking
  • Off-Street Parking

Home Design

  • Brick Foundation
  • Frame Construction
  • Shingle Roof
  • Rubber Roof

Interior Spaces

  • Property has 2 Levels
  • Crown Molding
  • Ceiling Fan
  • 2 Fireplaces
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Family Room
  • Living Room
  • Dining Room
  • Sun or Florida Room
  • Storage
  • City Views

Kitchen

  • <<OvenToken>>
  • Range<<rangeHoodToken>>
  • Dishwasher
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet
  • Laminate
  • Granite
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • <<tubWithShowerToken>>
  • Separate Shower

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Garage Access

Eco-Friendly Details

  • Solar Power System

Outdoor Features

  • Balcony
  • Deck
  • Enclosed patio or porch
  • Rain Gutters

Location

  • Property is near public transit
  • Property is near schools

Schools

  • Gardner Public Elementary And Middle School
  • Gardner Academy High School

Utilities

  • Ductless Heating Or Cooling System
  • Window Unit Cooling System
  • 3 Cooling Zones
  • Forced Air Heating System
  • 3 Heating Zones
  • Heating System Uses Oil
  • Heating System Uses Steam
  • 200+ Amp Service

Listing and Financial Details

  • Legal Lot and Block 19 / 17
  • Assessor Parcel Number 3537210

Community Details

Overview

  • 2 Units

Amenities

  • Medical Services
  • Shops
  • Coin Laundry

Recreation

  • Golf Course Community
  • Park
  • Jogging Path
  • Bike Trail

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$6,871

Year Built

Built in 1820

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential Income
  • Property Sub Type: Multi Family
  • Year Built: 1820
  • Levels: 3
  • Year Built Details: Actual
  • Year Round: Yes
  • APOD AVAILABLE: No
  • Special Features: None
  • Stories: 3

Interior Features

  • Flooring: Wood, Tile, Vinyl, Carpet, Laminate, Hardwood, Stone/Ceramic Tile
  • Interior Amenities: Ceiling Fan(s), Pantry, Storage, Crown Molding, Upgraded Cabinets, Upgraded Countertops, Bathroom with Shower Stall, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Family Room, Laundry Room, Sunroom
  • Fireplace Features: Wood Burning
  • Fireplace YN: Yes
  • Fireplaces: 2
  • Appliances: Oven, Dishwasher, Refrigerator, Washer, Dryer, Range
  • Total Bedrooms: 4
  • Full Bathrooms: 4
  • Half Bathrooms: 2
  • Total Bathrooms: 6
  • Total Bathrooms: 5
  • Basement: Full, Finished, Walk-Out Access, Interior Entry, Garage Access
  • Above Grade Finished Sq Ft: 3832
  • Below Grade Sq Ft: 1807
  • Living Area: 3832
  • Spa YN: No
  • Stories Total: 3
  • Window Features: Picture Window
  • MAIN LO: AN6275
  • LIST PRICE PER Sq Ft: 127.61
  • PRICE PER Sq Ft: 127.61

Exterior Features

  • Exterior Features: Balcony/Deck, Rain Gutters, Fruit Trees, Garden
  • Construction Materials: Frame
  • Fencing: Fenced/Enclosed, Fenced
  • Foundation Details: Brick/Mortar, Granite
  • Frontage Length: 88
  • Home Warranty YN: No
  • Patio And Porch Features: Porch, Deck, Patio, Patio - Enclosed
  • Road Frontage Type: Public
  • Road Surface Type: Paved
  • Roof: Shingle, Rubber
  • View: City
  • View YN: Yes
  • Waterfront Features: Lake/Pond, 1/2 to 1 Mile To Beach, Beach Ownership(Public)
  • Waterfront YN: No
  • Waterview Flag: No

Garage/Parking

  • Garage Spaces: 2
  • Covered Parking Spaces: 2
  • Garage YN: Yes
  • Open Parking YN: Yes
  • Parking Features: Paved Drive, Off Street, Paved
  • Total Parking Spaces: 6

Utilities

  • Sewer: Public Sewer
  • Utilities: for Electric Range
  • Cooling: Window Unit(s), Ductless
  • Heating: Steam, Oil, Wood Stove, Ductless, Forced Air
  • Cooling Y N: Yes
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating YN: Yes
  • Water Source: Public
  • HEAT ZONES: 3
  • Hot Water: Electric, Tank

Condo/Co-op/Association

  • Community Features: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Bike Path, Highway Access, House of Worship, Private School, Public School, T-Station, University, Sidewalks
  • Rent Includes: Unit 1(Other (See Remarks)), Unit 2(Other (See Remarks))
  • Senior Community YN: No

Lot Info

  • Parcel Number: 3537210
  • Zoning: R3
  • Farm Land Area Units: Square Feet
  • Lot Features: Cleared, Level
  • Lot Size Acres: 0.33
  • Lot Size Area: 0.33
  • Lot Size Sq Ft: 14177
  • Lot Size Units: Acres
  • PAGE: 71

Green Features

  • Green Energy Generation: Solar

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 6871
  • Tax Block: 17
  • Tax Book Number: 64900
  • Tax Lot: 19
  • Tax Map Number: R27

Multi Family

  • Number Of Units Total: 2
  • LEVELS 1: 2
  • Basement Included Sq Ft: No
  • COOLING UNITS: 3
  • LEVELS 2: 1
  • LEASE 2: N
  • LEASE 1: N
  • FLRS 1: 1
  • FLRS 2: 1

MLS Schools

  • High School: Gardner Academy
  • Elementary School: Gardner Public
  • Middle Or Junior School: Gardner Public

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $69 $478,500 $78,200 $400,300
2024 $6,531 $435,700 $71,100 $364,600
2023 $5,410 $335,400 $70,100 $265,300
2022 $6,109 $328,600 $44,800 $283,800
2021 $5,267 $262,800 $44,800 $218,000
2020 $5,182 $262,500 $44,800 $217,700
2019 $5,287 $262,500 $44,800 $217,700
2018 $5,321 $262,500 $44,800 $217,700
2017 $5,014 $244,800 $42,700 $202,100
2016 $5,011 $244,800 $42,700 $202,100
2015 $4,891 $244,800 $42,700 $202,100
2014 $4,919 $260,700 $46,600 $214,100
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/23/2025 06/23/25 Pending -- -- --
06/05/2025 06/05/25 For Sale $489,000 +48.2% $128 / Sq Ft
04/09/2021 04/09/21 Sold $330,000 -5.7% $86 / Sq Ft
02/17/2021 02/17/21 Pending -- -- --
01/27/2021 01/27/21 For Sale $349,900 -- $91 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Purchase History

Date Type Sale Price Title Company
Not Resolvable $330,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $53,000 Credit Line Revolving
Open $297,000 Purchase Money Mortgage
Previous Owner $240,000 Commercial
Previous Owner $117,000 Commercial
Previous Owner $45,000 Commercial
Previous Owner $110,000 Commercial
Source: Public Records

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Source: MLS Property Information Network (MLS PIN)

MLS Number: 73389337

MLS Property Information Network (MLS PIN)

APN: GARD-000027R-000017-000019