$639,900

520 E Chesapeake Beach Rd Owings, MD 20736

Estimated payment $3,868/month

Total Views 3,378
4 Beds
3 Baths
2,855 Sq Ft
$224 Price per Sq Ft

Highlights

  • Very Popular Property
  • Home fronts navigable water
  • Fishing Allowed
  • Windy Hill Elementary School Rated A-
  • Canoe or Kayak Water Access
  • View of Trees or Woods

About This Home

VERY NICE CONTEMPORARY, SPLIT-LEVEL HOME IN NORTHERN CALVERT * With an awesome community Pond right in your own back yard where you can go fishing, kayaking or just relax & enjoy the beautiful scenery!!! This home is situated on a 3.22 acre lot, surrounded by trees for privacy, with the community pond in the back yard ** Built in 1982 with approximately 2,855 square feet of finished living space ** The Main Level features an Entry Way with a skylight & vaulted ceiling * Spacious Living Room has a fireplace, hardwood flooring & vaulted ceiling * Kitchen has oak cabinets, center island, ceramic tile flooring * Dining Room has hardwood flooring & patio door to the deck off the back of the house * Spacious Family Room off the kitchen has a fireplace with a wood stove Insert surrounded by beautiful tile, hardwood flooring & patio door to the deck off the back of the house ** Laundry Closet with washer and dryer as you go up to the bedrooms ** Upstairs you have 3 Spacious Bedrooms which includes the Primary Bedroom with vaulted ceiling, walk-in closet & Primary Bathroom * Hall Bath ** The Lower Level Features a Spacious Rec Room with door to back yard patio * 3rd Bathroom has ceramic tile flooring & a soaking tub * 4th Bedroom * Home has been well taken care of, just freshly painted inside, some updates through the years, but does needs a little updating * 2 Car Garage is approximately 650 SF ** Very Nice Shed * Partially Fenced in Back Yard * Deck ** This is a very unique home & is a pleasure to show!!! There are community covenants but no HOA! It is conveniently located to Washington DC, Annapolis, Andrews Air Force Base, Shopping, Restaurants, Parks, Movie Theater, In-Door Swimming, Gym, Hospital, Chesapeake Beach with Boardwalk, Entertainment, Parks, Chesapeake Beach, Patuxent River & More!!!

Listing Agent

Debbie Balderson

(410) 610-8031 debbie@debbiebalderson.com O'Brien Realty ERA Powered License #325853 Listed on: 11/19/2025

O'Brien Realty ERA Powered

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,868

Year Built

  • Built in 1982

Lot Details

  • 3.22 Acre Lot
  • Home fronts navigable water
  • Partially Fenced Property
  • No Through Street
  • Private Lot
  • Secluded Lot
  • Partially Wooded Lot
  • Property is in very good condition

Parking

  • 2 Car Direct Access Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway
  • Off-Site Parking

Property Views

  • Pond
  • Woods

Home Design

  • Contemporary Architecture
  • Split Level Home
  • Block Foundation
  • Asphalt Roof
  • Wood Siding

Interior Spaces

  • 2,855 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Built-In Features
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • 2 Fireplaces
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Self Contained Fireplace Unit Or Insert
  • Fireplace With Glass Doors
  • Screen For Fireplace
  • Fireplace Mantel
  • Window Treatments
  • Window Screens
  • French Doors
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Recreation Room
  • Alarm System

Kitchen

  • Built-In Oven
  • Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a pond
  • Swimming Allowed
  • Pond
  • Deck
  • Shed

Schools

  • Windy Hill Elementary And Middle School
  • Northern High School

Utilities

  • Heat Pump System
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • On Site Septic

Community Details

Overview

  • No Home Owners Association

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,868

Year Built

Built in 1982

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary, Split Level
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 11/20/2025 12:00:00 AM
  • Year Built: 1982
  • Building Winterized: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Dryer, Exhaust Fan, Icemaker, Microwave, Oven - Wall, Refrigerator, Washer
  • Flooring Type: Carpet, Ceramic Tile, Hardwood
  • Interior Amenities: Bathroom - Soaking Tub, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Island, Primary Bath(s), Wood Floors, Window Treatments, Walk-In Closet(s), Stove - Wood, Skylight(s), Built-Ins
  • Window Features: Skylights, Screens
  • Fireplace Features: Fireplace - Glass Doors, Insert, Mantel(s), Screen, Wood
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: Sliding Glass, French
  • Wall Ceiling Types: Vaulted Ceilings, 9'+ Ceilings, Dry Wall
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Recreation Room, Bathroom 2, Bathroom 3, Primary Bathroom
  • Basement: No
  • Laundry Type: Has Laundry, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 2855
  • Living Area Sq Ft: 2855
  • Price Per Sq Ft: 224.13
  • Above Grade Finished Sq Ft: 2855
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Other Structures List: Shed
  • Construction Materials: Wood Siding
  • Roof: Asphalt
  • View: Pond, Water, Trees/Woods
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: POND
  • Water Body Type: Pond
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Side Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Site, Driveway, Attached Garage

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Electric Alarm
  • Sewer/Septic System: On Site Septic
  • Utilities: Electric Available
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: WINDY HILL
  • High School: NORTHERN
  • Middle Or Junior School: WINDY HILL

Lot Info

  • Horses: No
  • Fencing: Partially
  • Lot Features: Fishing Available, No Thru Street, Pond, Partly Wooded, Private, Secluded
  • Lot Size Acres: 3.22
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 140263.20
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Very Good
  • Zoning: R
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 5868.00
  • Tax Year: 2025

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,430 $505,800 $190,400 $315,400
2024 $5,430 $483,167 $0 $0
2023 $4,785 $460,533 $0 $0
2022 $4,761 $437,900 $190,400 $247,500
2021 $4,548 $426,933 $0 $0
2020 $4,548 $415,967 $0 $0
2019 $4,450 $405,000 $190,400 $214,600
2018 $4,437 $405,000 $190,400 $214,600
2017 $4,495 $405,000 $0 $0
2016 -- $409,100 $0 $0
2015 $4,384 $409,100 $0 $0
2014 $4,384 $409,100 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/19/2025 11/19/25 For Sale $639,900 -- $224 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $134,300 --
Deed $90,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $80,000 No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDCA2023910

Bright MLS

APN: 03-088871