Seller's Agent in 2026
Debbie Balderson
O'Brien Realty
(410) 610-8031
4 in this area
71 Total Sales
520 E Chesapeake Beach Rd Owings, MD 20736
4
Beds
3
Baths
2,855
Sq Ft
140,263
Sq Ft Lot
Highlights
- Home fronts navigable water
- Canoe or Kayak Water Access
- View of Trees or Woods
- Windy Hill Elementary School Rated A-
- Fishing Allowed
- 3.22 Acre Lot
About This Home
As of February 2026GREAT NEW PRICE & SELLER OFFERING $10,000 CLOSING HELP with an acceptable offer! Beautiful Hardwood Floors have just been Professionally Refinished & New Carpeting throughout, Plus has been Freshly Painted!!! AWESOME & VERY UNIQUE CONTEMPORARY, SPLIT-LEVEL HOME IN NORTHERN CALVERT * With an Awesome Community Pond right in your own Back Yard where you can go Fishing, Kayaking or just Relax & enjoy the Beautiful Scenery!!! This Beautiful Home is situated on a 3.22 Acre Lot, Surrounded by Trees for Privacy, with the Community Pond in the Back Yard ** Built in 1982 with approximately 2,855 Square Feet of Finished Living Space ** The Main Level features an Entry Way with a Skylight & Vaulted Ceiling * Spacious Living Room with a Fireplace, Hardwood Flooring & Vaulted Ceiling * Cute Kitchen with Oak Cabinets, Center Island, Ceramic Tile Flooring * The Dining Room has Hardwood Flooring & a Patio Door to the Deck off the back of the house * There is a Spacious Family Room off the Kitchen with a Fireplace which has a Wood Stove Insert & Surrounded by Beautiful Tile, Hardwood Floors & Patio Door to the Deck off the back of the house ** Up a few steps there is a Laundry Closet with Washer & Dryer as you go up to the Bedrooms ** Upstairs you have 3 Spacious Bedrooms which includes the Primary Bedroom overlooking the Pond, has Vaulted Ceiling, Walk-in Closet & Primary Bathroom * Hall Bath ** The Lower Level Features a Spacious Rec Room with door to Back Yard Patio * 3rd Bathroom with Ceramic Tile Flooring & a Soaking Tub, Plus a Vanity * 4th Bedroom * The 2 Car Garage is approximately 650 SF ** Very Nice Shed * Partially Fenced in Back Yard * Deck ** This is a very unique home & is a pleasure to show!!! There are Community Covenants but "NO HOA!" It is conveniently located to Washington DC, Annapolis, Andrews Air Force Base, Shopping, Restaurants, Parks, Movie Theater, In-Door Swimming, Gym, Hospital, Chesapeake Beach with Boardwalk, Entertainment, Parks, Chesapeake Beach, Patuxent River & More!!!
Last Agent to Sell the Property
(410) 535-5050 debbie@debbiebalderson.com O'Brien Realty ERA Powered Brokerage Phone: 4105355050 License #325853 Listed on: 11/19/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,868
Year Built
- Built in 1982
Lot Details
- 3.22 Acre Lot
- Home fronts navigable water
- Partially Fenced Property
- No Through Street
- Private Lot
- Secluded Lot
- Partially Wooded Lot
- Property is in very good condition
Parking
- 2 Car Direct Access Garage
- Side Facing Garage
- Garage Door Opener
- Driveway
- Off-Site Parking
Property Views
- Pond
- Woods
Home Design
- Contemporary Architecture
- Split Level Home
- Block Foundation
- Asphalt Roof
- Wood Siding
Interior Spaces
- 2,855 Sq Ft Home
- Property has 3 Levels
- Open Floorplan
- Built-In Features
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- 2 Fireplaces
- Wood Burning Stove
- Wood Burning Fireplace
- Self Contained Fireplace Unit Or Insert
- Fireplace With Glass Doors
- Screen For Fireplace
- Fireplace Mantel
- Window Treatments
- Window Screens
- French Doors
- Sliding Doors
- Family Room Off Kitchen
- Living Room
- Formal Dining Room
- Recreation Room
- Alarm System
Kitchen
- Built-In Oven
- Cooktop
- Microwave
- Ice Maker
- Dishwasher
- Kitchen Island
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- En-Suite Bathroom
- Walk-In Closet
- Soaking Tub
- Bathtub with Shower
Laundry
- Laundry in unit
- Dryer
- Washer
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a pond
- Swimming Allowed
- Pond
- Deck
- Shed
Schools
- Windy Hill Elementary And Middle School
- Northern High School
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Well
- Electric Water Heater
- On Site Septic
Community Details
Overview
- No Home Owners Association
Recreation
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 19, 2025
Closed on
Feb 20, 2026
Sold by
Reavis Melvin I
Bought by
Wall Jessica
Seller's Agent
Debbie Balderson
O'Brien Realty ERA Powered
Buyer's Agent
Bethany Stalder
KW Metro Center
List Price
$639,900
Sold Price
$600,000
Premium/Discount to List
-$39,900
-6.24%
Views
315
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
79.95%
Original Mortgage
$545,000
Outstanding Balance
$545,000
Interest Rate
6.16%
Mortgage Type
VA
Estimated Equity
$83,873
Purchase Details
Closed on
Jan 17, 1984
Sold by
Baltimore Federal Savings & Loan
Bought by
Reavis Melvin I and Reavis Ralpha E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
13.4%
Purchase Details
Closed on
Oct 20, 1983
Sold by
Sunfire Builders & Dev Inc
Bought by
Baltimore Federal Savings & Loan
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $600,000 | Commonwealth Land Title | |
| Deed | $134,300 | -- | |
| Deed | $90,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $545,000 | VA | |
| Previous Owner | $80,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/20/2026 02/20/26 | Sold | $600,000 | -3.2% | $210 / Sq Ft |
| 01/13/2026 01/13/26 | Pending | -- | -- | -- |
| 01/05/2026 01/05/26 | Price Changed | $619,900 | -1.6% | $217 / Sq Ft |
| 12/04/2025 12/04/25 | Price Changed | $629,900 | -1.6% | $221 / Sq Ft |
| 11/19/2025 11/19/25 | For Sale | $639,900 | -- | $224 / Sq Ft |
Source: Bright MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,680 | $505,800 | $190,400 | $315,400 |
| 2024 | $5,430 | $483,167 | $0 | $0 |
| 2023 | $4,785 | $460,533 | $0 | $0 |
| 2022 | $4,761 | $437,900 | $190,400 | $247,500 |
| 2021 | $4,548 | $426,933 | $0 | $0 |
| 2020 | $4,548 | $415,967 | $0 | $0 |
| 2019 | $4,450 | $405,000 | $190,400 | $214,600 |
| 2018 | $4,437 | $405,000 | $190,400 | $214,600 |
| 2017 | $4,495 | $405,000 | $0 | $0 |
| 2016 | -- | $409,100 | $0 | $0 |
| 2015 | $4,384 | $409,100 | $0 | $0 |
| 2014 | $4,384 | $409,100 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Debbie Balderson
-
Bethany Stalder
Buyer's Agent in 2026
Bethany Stalder
KW Metro Center
(703) 850-4752
1 in this area
149 Total Sales
Map
Source: Bright MLS
MLS Number: MDCA2023910
APN: 03-088871
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